Pedicash Loan App Review

Pedicash Review

Pedicash is making a significant mark in the Philippines’ financial sector as a leading micro-lending application. This innovative lending app, recognized by the Securities and Exchange Commission (SEC), offers Filipinos a quick, reliable, and user-friendly loaning experience. Symbolizing simplicity and security, akin to a classic pedicab, Pedicash aims to transform the way people perceive and access financial services.

Catering to diverse financial needs, Pedicash provides flexible, accessible, and emergency lending solutions across the archipelago. Read our Pedicash review of uncovering how Pedicash combines convenience and safety in lending, making it a favorable choice for individuals in need of quick financial assistance.

Pedicash Loan Parameters

Parameter Details
Loan Amount PHP 2,000 to PHP 20,000
Interest Rate 0.06% per day
Loan Term 60 to 120 days
Age Requirement 21 years and above
Collateral None required
Credit Check Not required
Service Fee 5% of the loan amount
Repayment Options Flexible, with options for early or scheduled repayments

Eligibility and Application Process for Pedicash Loans

To ensure that Pedicash serves a wide range of Filipinos with its quick and reliable lending experience, the eligibility criteria are designed to be inclusive yet responsible. Applicants must meet the following requirements:

These criteria align with Pedicash’s aim to provide accessible financial services while ensuring responsible lending practices.

Step-by-Step Loan Application Guide

Applying for a loan is a simple yet secure process, ensuring that Filipinos can easily access the funds they need without unnecessary hassle.

1. Download the Pedicash App or Visit the Website

Begin by downloading the Pedicash mobile app from the App Store or Google Play, or visit the official website. This online platform, symbolizing the classic pedicab, offers a smooth and user-friendly experience.

2. Create an Account

Register for a new account by providing your personal data, including your name, email address, and mobile number. Ensure all details are accurate for a smoother process.

3. Fill Out the Application Form

Complete the online loan application form. This includes details about your employment, income, and account. Be sure to read the terms and conditions carefully to understand your obligations and rights as a borrower.

4. Submit Required Document

Upload necessary documents such as a valid ID and proof of income. Pedicash’s online lenders prioritize data protection, so your personal information is handled with utmost security.

5. Wait for Approval

Once you submit your application, Pedicash will review it promptly. Most applications are processed within 24 hours, ensuring you get a loan decision quickly.

6. Loan Disbursement

Upon approval, the money will be directly deposited into your bank account. Pedicash makes certain that transactions are swift, allowing you to manage your financial needs efficiently.

7. Repayment

Repay your loan through various convenient channels like GCash, transfers, or at partner payment centers. Pedicash offers flexible repayment options tailored to your needs. For any queries or assistance, Pedicash’s customer service is readily available. Contact them through their official contact number or email address listed on the website.

By following these steps, Filipinos can easily navigate the world of online lending with Pedicash, obtaining loans that have not only competitive interest rates but also flexible and tailored to individual financial situations.

Advantages of Opting for Pedicash

Pedicash brings a plethora of advantages that distinguish it from conventional financial institutions and other online lenders. Here’s a look at why selecting Pedicash is a smart choice for those seeking prompt, reliable, and user-friendly lending services:

  1. Adaptable Repayment Options. With Pedicash, borrowers enjoy the liberty to choose repayment terms that align with their financial capabilities, making the process of paying back loans more manageable and less stressful.
  2. Rapid and Straightforward Application. The loan application process with Pedicash is designed for speed and simplicity. Borrowers can effortlessly apply through the website or mobile app, significantly cutting down on the time and effort typically associated with loan applications.
  3. Competitively Priced Rates. Offering such rates that are considerate of the borrower’s financial health, Pedicash stands as a reasonable choice in the lending market, helping its customers save on additional costs.
  4. Opportunity to Earn Reward Points. A unique feature of Pedicash is its reward system, where borrowers earn points for actions like on-time repayments or referrals. These points can be redeemed for various benefits, enhancing the overall borrowing experience.
  5. Transparent Fee Structure. Pedicash values honesty in its dealings, ensuring that all charges, including transaction fees, are clearly communicated upfront. Borrowers have access to an intuitive loan calculator on the website to fully understand the cost implications of their loan.
  6. Certification and Security. As a certified lender, Pedicash operates with a high level of professionalism and security. The platform is committed to protecting the personal information and transaction details of its customers.
  7. Ease of Access. Pedicash removes the need for traditional banking prerequisites like credit cards or physical branch visits, offering personal loan services that are just a few clicks away for anyone with internet access.
  8. Tailored for the Local Market. Pedicash’s services are specifically designed to cater to the unique financial scenarios encountered by its customers. Whether for unforeseen emergencies or planned expenditures, Pedicash offers solutions that are intuitive and reliable, echoing the simplicity and dependability of the classic pedicab.

By opting for Pedicash Philippines, customers are not merely choosing a lending service; they are partnering with a financial ally that offers an expedient, dependable, and adaptable experience. With its focus on customer ease, competitive pricing, and a commitment to satisfaction, Pedicash establishes itself as a top choice for online micro-lending in the Philippines.

Conclusion and Final Thoughts

As we conclude our exploration of Pedicash, it’s clear that Pedicash is one of the newest micro-lending applications catered to giving Filipinos a quick and reliable loaning experience. Certified and regulated, Pedicash offers a variety of loan options, making it a credible and reliable creditor for those in need of financial assistance. Whether it’s managing unforeseen expenses or planning for future financial goals, Pedicash provides Filipinos with a quick and easy lending solution. Its commitment to customer satisfaction and financial empowerment makes it an ideal partner for your financial journey.


What is the minimum and maximum loan amount I can borrow in pesos?

Depending on your eligibility and credit score, you can borrow between 2,000 and 20,000.

Who is behind Pedicash’s lending services?

Pedicash is operated by Whale Tail Lending Services Inc, a certified and reputable company in the Philippines’ financial sector.

Is Pedicash a legit lending platform?

Absolutely. Pedicash is a legitimate online lending platform, certified for this purpose, and operates under the regulations of the Philippines’ financial authorities.

What makes Pedicash different from other online lenders?

Pedicash, symbolized by the classic pedicab, stands out for its simple yet effective approach to lending. It is renowned for its user-friendly platform and commitment to customer service, making it one of the best online lending choices.

How can I ensure I find the right loan option with Pedicash?

Pedicash offers a loan calculator and transparent disclosure of terms on their website. Review these resources and contact their customer service for guidance to find the right loan option for your needs.

Pedicash Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days Read MoneyCat Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
EasyCash 5,000 – 25,000 0,33%-1% From 1 to 300 days Read EasyCash Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Blend 50000 – 2 million From 1,5% to 3% monthly Up to 36 months Read Blend Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso 2,000 – 20,000 Up to 24% From 96 to 365 days Read Opeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
Button up
image description