Lending Companies in Davao

If you’re in Davao, Philippines, and need to know the best lending companies to manage expenses or fund a business, you’re in luck. Whether in your local city or online, consider the following lenders for reliable financial assistance from reputable sources.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months


KPeso is a mobile app-based platform that provides instant personal loans. They’re headquartered in Metro Manila, but Davao residents can apply online. Borrowers use these for many different things, such as unexpected costs, medical bills, tuition fees, home repairs, and business growth.

Filipinos who can’t qualify for conventional loans will have a great experience with this lender. Thanks to advanced technology and data analytics, KPeso can assess your creditworthiness quickly and efficiently. And there are multiple payment options, so if you’re into your eWallets, you’ll love KPeso.


With Tala, you don’t have to do anything except download their app, link your bank account, and apply. They don’t have any branches as everything is done online. It’s a mobile-based lender, so you won’t need to go in-store, either. They don’t look at your credit score or how much you earn a month. Instead, they use your smartphone data to assess credit risk.

This means no collateral or in-depth paperwork. A digital bank or e-wallet can be used instead of a bank account to apply. And it takes just minutes for funds to be disbursed after approval.

Esquire Financing

Not everyone near Davao needs a loan because they’ve got bills to pay. Small business owners often require financial assistance too. With this in mind, consider Esquire Financing. This company lends to SMEs with a simple application and minimal loan requirements.

They have 5 branches in the Philippines, so pop in if you prefer to speak with an employee face-to-face. As you would expect, their approval does take a little longer (maximum 7 days) because Esquire will need to look at your business details. But if approved, you’ll be joining millions of happy customers.

Top OFW Lending Companies in Davao

A top OFW lending company in Davao is essential for overseas Filipino workers (OFWs) and their families. Companies like these offer loans for education, starting a business, or addressing emergencies without falling into debt.

BDO Unibank

With its corporate social responsibility programs that promote education, healthcare, and the environment, BDO Unibank has helped many people in the Philippines. They’re very reliable, too. Although they have almost 1,400 branches and more than 4,000 ATMs, much of their business is done online.

You can use their online platform to send money, amend payment options, and pay bills. BDO can help you pay for OFW expenses like buying a car, fixing your phone, or paying for travel.

123 Finance Group PH

Among its competitors, this lender is committed to financial services and education. Whether online or in-store at any of its 5 branches, 123 Finance has educational resources that cover debt management, savings, and budgeting. All perfect tips for OSF workers.

The OFW loan is available online or in the branch. And what’s great about this lender is that if you have a cosigner, they’ll let you borrow more money.


Imagine a one-stop shop for all your financial needs, including credit cards, loans, insurance, and investments. With this digital marketplace, you can easily compare different loan products banks and institutions offer. This helps you decide based on what you’re looking for rather than what you’re offered.

They also have three branches throughout PH. If you wanted, you could pop in and ask for advice about your finances. The entire loan experience is done online. You just enter your loan amount, terms, and interest rates, and the platform will generate a list of suitable options for you to choose from.

Lending Companies in Davao With Low Interest

Lower interest rates make loans more manageable and help you maintain a positive credit history. People here can minimize their debt burden and secure their financial future by working with these lending companies that offer competitive interest rates.


Cash Mart

This lender operates online only, making the entire process very convenient. They’ve been in business since 1969, so know what they’re doing. Since they began in Singapore, their success has allowed them to expand to the Philippines.

To apply, you need to complete their application via the website and submit the necessary documents. Then wait for a phone call from them to discuss your situation. If you’re approved, you can expect the funds to be sent within 24 hours.



Established in 1962, Metrobank is one of the largest and most prominent financial institutions in the Philippines. With over 800 branches, many Filipinos use this company for deposits, investments, insurance, and credit cards. However, their loan products are what truly set them apart from other banks in the country.

They provide financial assistance for anyone with a good credit score, even those with a low income who don’t meet other lenders’ criteria.

Revi Credit

Revi Credit is a registered and licensed financing product made available by the all-digital CIMB Bank in the Philippines. It’s regulated by the Securities and Exchange Commission (SEC) and the Bank of the Philippines (BSP).

This means its financial services are secure, transparent, and compliant with the law. Revi Credit is known for its fast, efficient, and hassle-free loan processing with a strong focus on affordability.

FAQ on Lending Companies in Davao

According to the law of Davao, private lending is legal so long as the regulations that are set by the government are adhered to by the lender.

When you are ready to apply for a loan from Davao, research and compare various lenders, then select the one that best fits your needs.

Yes, you can get a loan for 3 months locally, as short-term loans are available from various lending institutions. These lenders include Revi Credit, CashMart, 123 Finance Group, Tala, and KPeso

The largest financing company in the Philippines can vary. But some prominent options include BDO Unibank, Metrobank, and Land Bank of the Philippines.

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