Digido Review

Pros and Cons of Digido



Key Points

Digido is a reputable Philippine online lending platform. It provides an easy-to-use interface with adjustable credit limits. There are also individualized loan amounts and practical repayment choices. The customer care staff is responsive. The app offers quick loan approvals and disbursals. In general, Digido is a trustworthy choice for borrowers looking for a speedy and practical online loan.

Features Details
Interest Rate Anywhere from 0% to 11.9%
Loan Amount PHP 1,000 – PHP 50,000
Loan Tenure Loan range from 3 to 12 months
Approval Time Within 24 hours
Processing Fee Absent

Full Review

Digido Online is a legit lending platform offering a cash loan in the Philippines. Obtaining a loan is hassle-free, requiring minimal documents and proof of your credit history. They prioritize quick loan approvals and ensure transparent terms. 

The platform encourages borrowers to finish loan repayment on time to avoid added costs. Digido PH provides a convenient and trustworthy solution. Especially for individuals seeking reliable and efficient cash loan services in the Philippines.

What is Digido?

Digido is a leading financial company in the Philippines, ideal for an online loan. It provides individuals with a convenient and accessible platform to apply for a loan. There is no need for physical visits to banks. Through Digido’s online portal, borrowers can easily access loan services from the comfort of their own homes.

A great feature of Digido is the concept of a credit limit. Borrowers are assigned an initial credit limit. This is based on their financial profile and creditworthiness. This limit determines the maximum amount that a borrower can apply for. Digido Philippines also offers flexible payment options. It allows borrowers to make convenient payments according to their capabilities.

The interest rate by Digido can vary based on factors such as the amount and repayment period. Borrowers should carefully review the rate associated with their specific offer before proceeding with the loan request.

Company Name Digido Finance Corp.
Founder Andri Kristinsson
Official Launch 2014
License number 202003056

Loan Types Provided by Digido

Digido, operating in the Philippines, has many online loan types to meet the diverse needs of borrowers. Each type is designed to provide access to funds without leaving your home. Here are some of the possibilities:

Interest Rate for Digido

The interest rate for a loan at Digido Philippines varies based on several factors. This includes the borrower’s creditworthiness and repayment tenure. They determine the rate during the loan review process, taking into consideration these factors to assess the risk associated with lending.

To access the specific rate applicable to their loan, borrowers need to log in to their Digido account and review the loan offer provided. The interest rate will be clearly indicated in the loan terms and conditions. Generally, this can vary from 0% at the beginning up to 11.9%.

Maintaining a good credit history and making timely payments can positively impact the rate. Borrowers with a strong credit profile may be eligible for more favorable rates. Those with lower credit scores may face higher rates.

Digido Cash Loan Requirements 

Digido Philippines has certain loan requirements for individuals looking to borrow money through their cash loan services. The specific requirements may include:

ID`s accepted by Digido

ID Type Name
National ID PhilSys ID
UMID Card Unified Multi-Purpose ID (UMID)

How Can You Repay a Loan in Digido?

Digido Philippines offers various methods for borrowers to repay their loan. These methods provide flexibility and convenience for borrowers. Some of the available options include:

To ensure a smooth repayment process, borrowers should review the specific methods available and any requirements by Digido. This could include providing an accurate contact number or email address. 

Exclusive Features of Digido

Digido stands out among online lending platforms with its unique and distinctive features. These exclusive offerings enhance the borrower’s journey, providing unparalleled convenience and adaptability. Here are some of the characteristics that set Digido apart:

Digido Customer Support

For the benefit of borrowers, Digido offers dependable customer service to address their questions and problems. Concerns about loan applications and other credit-related issues are all handled by the customer service team. Digido’s customer service is available to borrowers by phone (02) 8876-84-84 from 8 AM to 5 PM daily or through their online form. They offer timely and helpful assistance for managing your credit.

Digido Mobile Аpp Review

Borrowers looking for a loan can utilize the user-friendly and seamless Digido smartphone app. It is now simpler than ever to apply for and manage a loan while on the move, thanks to the app’s handy access to a variety of lending services.

Borrowers may conveniently complete the request procedure using the Digido mobile app. The app’s user-friendly layout leads users through the necessary steps to swiftly complete their requests. With only a few taps, borrowers may enter their personal and other details, upload the necessary papers, and submit their requests.

Digido Mobile Аpp Review

The app lets borrowers follow the progress of their request and receive notifications when it has been approved and disbursed. Once their request has been accepted, borrowers can easily monitor their repayment through the app. They may trace their history and view their payback schedule.

How Does the Digido App Work?

Digido mobile app provides a streamlined and user-centric experience for borrowers, simplifying the procedure of loan requests and management. Here is an overview of how its app operates:





How do I Create a Digido Account?

Creating a Digido account is a simple and easy process. Follow these steps to set up your account:

  1. Download the Digido app – Visit your app store (iOS or Android) and search for “Digido.” Download and install the app on your mobile device.
  2. Launch the app – Open the Digido app by tapping on its icon on your device’s home screen.
  3. Registration – On the app’s main screen, you will find the option to register for a new account. Tap on the “Register” or “Sign Up” button.
  4. Provide necessary details – Enter the required information, such as your full name, email address, mobile number, and create a strong password. Review and accept the terms and conditions.
  5. Verification – Follow the verification process, which may include confirming your email or mobile number through a verification code sent to you.
  6. Personal Information – Fill in your personal details, including your date of birth, address, and any other required information as prompted.

Whom Digido Suits Better?

Digido is well-suited for individuals who require quick and convenient access to an online loan. It caters to a wide range of borrowers, including students, small business owners, and individuals needing immediate financial assistance. Digido’s user-friendly platform and flexible loan options make it accessible and beneficial for various financial needs.


Yes, Digido is a legal online lending platform. Digido Philippines is SEC-registered as well as certified.

Yes, it is allowed to make advance payments on your loan with Digido. It can help reduce the outstanding balance and potentially save on interest charges.

To edit your information on Digido, you need to log in to your account and locate ‘Settings.’ There, you should find options to update and modify your personal details.

To get approved for a loan, you must complete the requesting process accurately and provide the necessary supporting documents, such as proof of income and employment, etc.

The highest credit limit may vary depending on individual circumstances, including creditworthiness, income, and repayment history. It can be anywhere from 1.000 PHP to 25.000 PHP.

Digido Competitors

<td2,000 – 20,000Up to 24%From 96 to 365 days
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Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
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Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
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PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
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CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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