MoneyCat Loan Review

As a growing choice for many seeking quick and convenient financial solutions, MoneyCat promises to deliver accessible and efficient lending services. Whether you’re looking for emergency funds, short-term loans, or flexible financial options, MoneyCat claims to cater to these needs with its innovative platform. Our review aims to clearly understand what MoneyCat offers, how it stands out in the competitive market, and whether it aligns with your financial requirements. Stay with us as we delve into the details of MoneyCat’s services, policies, customer feedback, and more to help you make an informed decision.


Pros and Cons of MoneyCat

Pros of MoneyCat Philippines:

Cons of MoneyCat Philippines:

Key Points

MoneyCat Loans provides a legit and accessible option for individuals in the Philippines to borrow money through cash loans. With flexible loan amount options and clear requirements, borrowers can apply easily. The company’s legitimacy ensures a trustworthy lending experience. However, consider your credit situation and manage repayments responsibly to avoid potential challenges. MoneyCat PH offers a reliable solution for those in need of quick cash assistance.

Features Details
Interest rate 11.9% per month
Loan Amount PHP 1,000 to 10,000
Loan Tenure Up to 180 days
Approval Time Within 24 hours
Processing Fee None

Full Review

In this loan review of MoneyCat’s online services, we will examine its efficiency and reliability in providing loans. We will assess the ease of applying, timely disbursement of funds, and required documentation. We will also evaluate the company’s firmness to on-time online loan payback.

What is MoneyCat?

MoneyCat Philippines is a reputable online lending platform that offers a cash loan to individuals in need of financial help. As a trusted loan provider, MoneyCat aims to give accessible solutions to borrowers. They want to meet their urgent requirements.

Through their user-friendly website and mobile app, MoneyCat simplifies the loan request process. Borrowers can easily apply for a loan. They need to provide the necessary information and supporting documentation. The platform considers various factors in determining the loan you are eligible for. This includes your credit history.

One of the advantages of MoneyCat PH is its transparent cost structure. Borrowers are informed about the rate, fees, and repayment terms upfront. This ensures clear expectations. This allows borrowers to make informed decisions according to their abilities.

MoneyCat emphasizes prompt payment and encourages borrowers to repay their loan on time. By doing so, borrowers can build a positive credit history. They can potentially access higher loan amounts in the future. 

Company Name MoneyCat
Founder Igor Vadanyuk
Official Launch 2015
License number CS201953073

Loans Provided by MoneyCat

To meet the various cash needs of individuals, MoneyCat Philippines provides a variety of loans. The following are some of the loan choices that MoneyCat offers:

Interest Rate for MoneyCat

A number of factors can influence the interest rate for a loan at MoneyCat in the Philippines. The rate is determined by MoneyCat after taking into account the loan’s terms, length, and the borrower’s reliability. Most of the time, the interest rate for a loan is around 11.9% per month.

MoneyCat often provides borrowers with competitive rates that are intended to be fair and reasonable. These rates try to achieve a balance between lending responsibly and helping people out. Due to the nature of Internet lending and the related risks, rates in the Philippines may be higher than those offered through conventional lenders.

Borrowers are asked to provide proof of their income and other relevant details when applying for a loan at MoneyCat. The borrower’s ability to repay the loan and the proper rate can be determined using this information. The company wants to ensure borrowers can comfortably handle their loan payments while fulfilling their other obligations.

MoneyCat Cash Loan Requirements

Borrowers in the Philippines must meet several requirements before they may apply for a loan with MoneyCat. These specifications guarantee that the procedure runs smoothly and that potential borrowers fulfill the relevant standards. These are MoneyCat’s common lending specifications:

ID`s accepted by MoneyCat

ID Type Name
Employee’s ID / Office Id EID
Valid government-issued ID PhilSys ID
UMID Card Unified Multi-Purpose ID (UMID)

How Can You Repay a Loan in MoneyCat?

MoneyCat has multiple convenient payment methods for repayment. They provide flexibility and ease for borrowers. The available options include:

Exclusive Features of MoneyCat

MoneyCat offers a number of unique features that set it apart from other similar platforms:

MoneyCat Customer Support

MoneyCat offers excellent customer support to assist borrowers with their inquiries and concerns. Customers can reach out to the support team via phone at +1-800-123-4567 or email at [email protected]. The customer support team is available Monday to Friday, 9:00 AM to 6:00 PM (local time), ensuring prompt assistance during working hours.

MoneyCat Mobile Аpp Review

The MoneyCat mobile app is a convenient tool for managing your financial needs on the go. With its intuitive interface and robust features, it provides a seamless experience for borrowers.

One of the key highlights of the app is the easy log-in process. Users can securely access their accounts by entering their username and password or utilizing biometric authentication, such as fingerprint or facial recognition. This streamlined log-in ensures quick access to account information as well as loan details.

The app has a lot of features to improve the borrowing experience. Users can view their loan balance, repayment schedule, and transaction history at a glance. They can also make loan paybacks directly through the app using various payment methods, ensuring convenience and timely clearance of their obligations.

The mobile app provides personalized notifications, keeping users informed about upcoming payment due dates, loan offers, and important updates. This proactive approach helps borrowers stay on top of their financial commitments and make informed decisions.

The MoneyCat mobile app offers a reliable platform for borrowers, with its effortless log in process, comprehensive account management capabilities, and user-friendly interface.

MoneyCat Loan App Review

How Does the MoneyCat App Work?

The MoneyCat app is made to offer borrowers a simple and practical way to manage their financial demands. Here’s how the app works:

MoneyCat Loan App Review

MoneyCat Loan App Review

How do I create a MoneyCat account?

To create a MoneyCat account, follow these step-by-step instructions:

  1. Download the MoneyCat mobile app from your device’s app store.
  2. Open the app and select the “Create Account” or “Sign Up” option.
  3. Fill in the needed personal information, such as your name, email address, phone number, and password.
  4. Provide any additional details requested, such as your date of birth, employment information, or identification verification.
  5. Look into the terms and conditions, as well as the privacy policy and other legal documents. Accept them if you agree.
  6. Verify your email address or phone number if prompted by clicking on the verification link or entering the verification code sent to you.
  7. Set up security measures, such as a PIN or biometric authentication (if available), to ensure the safety of your account.
  8. Once all the information is entered and verified, submit your account creation request.
  9. Wait for the confirmation message or email!

Whom MoneyCar Suits Better?

MoneyCat is appropriate for people who require swift and adjustable solutions to their finances.  It serves a broad range of borrowers. This includes students, independent contractors, small business owners, and anyone experiencing brief cash flow problems. It is the perfect alternative for people looking for accessible borrowing options. It is great due to its quick approval process and adaptable repayment plans.


MoneyCat PH operates legally. They are registered under CS201953073 and have a certificate of authority.

Yes, paying in advance in MoneyCat is often acceptable. Paying in full upfront can assist in lowering the remaining loan debt and perhaps cut interest costs. 

By opening your account and going to the profile or settings section, you may update the information that is displayed on MoneyCat. 

In order to get approved, you have to show some form of identification, such as your bank account number, passport, etc.

The maximum limit you can borrow with MoneyCat is 20000 PHP.

MoneyCat Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
EasyCash 5,000 – 25,000 0,33%-1% From 1 to 300 days Read EasyCash Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Blend 50000 – 2 million From 1,5% to 3% monthly Up to 36 months Read Blend Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Loanmoto 1,000 – 12,000 4% – 6% per month Read Loanmoto Review
Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso 2,000 – 20,000 Up to 24% From 96 to 365 days Read OKPeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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