Flexi Finance Review

Flexi Finance Asia

Flexi Finance Asia Inc., a consumer finance company based in Cebu, Philippines, is revolutionizing the financial service industry with affordable and fair financing options. With a strong reputation for providing convenient and reliable services, Flexi Finance has become a go-to choice for individuals needing consumer finance. Established in 2015, the company operates in 17 cities across the Philippines and is registered with the Securities and Exchange Commission.

Flexi Finance offers loans with simple requirements, including two valid IDs and a minimum of 3 months at the last job. Customers have praised their accessibility, mobile app availability, and lower interest rates than other financing options. However, there have been some concerns raised regarding difficulty in contacting the company and issues with payment deductions.

Despite these minor setbacks, Flexi Finance remains committed to serving its customers effectively by providing exclusive features such as loan extensions and various payment methods to suit their needs.

Key Points

Features Details
Interest Rates Low interest rates for affordable financing
Repayment Terms Flexible repayment terms
Payment Methods Various convenient payment methods
Financial Solutions Offers cash loans and financing options for purchases
Loan Requirements Simple requirements for accessibility
Loan Extensions Option for loan extensions if more time is needed to repay
Mobile Application Provides a mobile app for payment monitoring

Pros and Cons of Flexi-finance

Flexi Finance offers several advantages to its customers, including affordable and fair consumer finance options. They also have a user-friendly loan calculator and application process. Additionally, Flexi Finance provides the availability of loan extensions.

However, there are also some drawbacks to consider. For instance, there are penalties for late payments. There are also concerns about difficulties in contacting the company.

Overall, individuals need to weigh the pros and cons before deciding if Flexi Finance is the right financial service for their needs.


One of the advantages of using Flexi Finance is that their low-interest rates make it more affordable for customers to finance their purchases or take out cash loans. This means customers can get financial assistance without incurring high-interest charges or fees.

The lower interest rates offered by Flexi Finance compared to other financing options allow customers to save money and have more control over their finances. Flexi Finance’s flexible repayment terms and various payment methods make it convenient for customers to manage their loan payments.

This liberation from high interest rates and strict repayment terms gives customers the freedom to meet their financial needs without feeling overwhelmed by high costs.

Flexi Finance provides a valuable service that helps customers achieve financial freedom and flexibility.


Unfortunately, you may encounter some drawbacks when using this service.

One of the main concerns is that Flexi Finance Inc. is not listed as a legit lending or financing company with a certificate of authority from the Securities and Exchange Commission (SEC). This raises questions about the company’s credibility and legality.

Additionally, there have been customer complaints regarding difficulty contacting the company’s customer service department, leading to frustration and unresolved issues. Some customers have also reported problems with payment deductions and account accessibility, which can be stressful for borrowers.

Moreover, there are concerns about penalties and increasing balances for delayed payments, making it important to make timely repayments to avoid additional fees.

While Flexi Finance offers convenient financial solutions, it is crucial to consider these potential drawbacks before utilizing their services.

What is Flexi-finance

Flexi Finance App

Flexi Finance is a company that specializes in providing flexible and affordable financial solutions to help you with your monthly obligations without burdening you with interest rates or fees. They understand the importance of financial freedom and aim to provide a service that allows individuals to meet their needs without accumulating additional debt.

With Flexi Finance, you can sign up and make repayments online, eliminating the need for visiting a bank or dealing with complicated paperwork. They offer short-term money solutions, allowing you to purchase various items with low installments. Their service is available at partner stores, ensuring instant access to funds for your purchases.

What sets Flexi Finance apart is its commitment to transparency and customer satisfaction. They’re a legal company registered with the Securities and Exchange Commission, giving you peace of mind knowing that you’re dealing with a reputable organization.

Whether you need assistance with cash loans or purchase financing, Flexi Finance’s got you covered. Their team of experts will guide you through the process, ensuring that your financial needs are met efficiently and effectively.

Experience liberation from high interest rates and fees by choosing Flexi Finance as your financial partner. With their flexible solutions, you can confidently manage your monthly obligations without worrying about unnecessary costs.

Loans provided by Flexi-finance

Flexi Finance offers a variety of loans to cater to different financial needs. One of their loan options is the Mobile Loan, which allows customers to finance their mobile phone purchases.

They also provide Personal Loans for those who need extra funds for various purposes.

Additionally, Flexi Finance offers Health Loans, enabling individuals to cover medical expenses and healthcare costs.

Best Online Loans Similar to Flexi Finance

We will exhibit a table outlining a range of leading online loan platforms in the Philippines, offering services akin to those by Flexi Finance.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Mobile Loan

With the convenience of their mobile loan feature, Flexi Finance allows borrowers to access financial assistance anytime and anywhere through their user-friendly app. This innovative service provides liberation for individuals who are seeking quick and hassle-free loans on the go.

The Flexi Finance mobile app offers a seamless application process, enabling borrowers to apply for a loan with just a few taps on their smartphones. Whether you need cash for emergencies or unexpected expenses or want to purchase without breaking the bank, this mobile loan feature provides a flexible solution tailored to your needs.

With competitive interest rates and flexible repayment terms, Flexi Finance empowers individuals to take control of their finances and achieve their goals conveniently through their mobile devices. Experience financial freedom at your fingertips with Flexi Finance’s mobile loan service.

Personal Loans

Moving on from the previous subtopic of Mobile Loans, let’s now discuss Flexi Finance’s Personal Loans.

With Flexi Finance’s Personal Loans, individuals can access financial assistance without the burden of interest rates or fees. This service is designed to liberate those who need extra help with their monthly obligations without incurring more debt.

Signing up and making repayments can be conveniently done online, eliminating the need to visit a bank. Flexi Finance Asia Inc., a reputable company in consumer finance, offers this legal and approved service through its branches worldwide.

Through their flexible approach, customers can avail of short-term money solutions that allow them to make purchases with low installments at partner stores.

Flexi Finance’s Personal Loans offer a liberating financial solution for individuals seeking flexibility and convenience in meeting their immediate monetary needs.

Health Loans

Now, let’s delve into the topic of Health Loans and discover how Flexi Finance can provide financial assistance for medical expenses.

Flexi Finance understands that unexpected medical bills can strain your finances, so they offer Health Loans to help you cover these expenses. With their flexible terms and affordable interest rates, they aim to provide liberation to individuals who need financial support during challenging times.

Whether it’s for hospitalization fees, medication costs, or even elective procedures, Flexi Finance can tailor a loan solution to meet your specific needs.

Their simple application process and quick approval time make it convenient for you to access the funds you need when you need them most.

Don’t let medical expenses hold you back; let Flexi Finance be your partner in achieving financial freedom.

Interest Rate for Flexi-finance

The interest rate for Flexi Finance varies depending on the loan amount and term, allowing customers to enjoy flexible repayment options. This flexibility is one of the main advantages of choosing Flexi Finance as a financial service provider. Unlike traditional banks that often have rigid repayment terms, Flexi Finance understands the importance of liberation when managing finances.

Flexi Finance offers competitive interest rates tailored to meet each borrower’s unique needs and circumstances. By providing different interest rates based on the loan amount and term, Flexi Finance ensures that customers can find a repayment plan that suits their budget and financial goals.

With this flexibility in interest rates, customers can choose a loan option that best fits their financial situation. Whether they need a small cash loan or financing for a larger purchase, Flexi Finance offers transparent and fair interest rates without any hidden fees or charges.

By offering flexible repayment options and competitive interest rates, Flexi Finance empowers individuals to take control of their finances and achieve their goals without feeling burdened by high-interest charges. This customer-centric approach sets Flexi Finance apart from other financial service providers, making it an attractive choice for those seeking liberation in managing their finances.

Flexi-finance Loan Requirements

You’ll need to meet their simple requirements to apply for a loan with Flexi Finance. Flexi Finance aims to provide financial liberation and assistance to individuals who are in need. They understand that traditional lending institutions may have strict criteria, making it difficult for some people to access the required funds. With this in mind, Flexi Finance has simplified its loan application process.

Applicants must be at least 21 years old and a Filipino citizen to qualify for a loan. They should also have a permanent address in the Philippines and be able to provide two valid identification documents. Additionally, applicants must have been employed for at least three months at their current job.

Flexi Finance believes in offering equal opportunities to all individuals, regardless of their credit history or income level. By keeping the requirements straightforward and accessible, more people can benefit from their services and obtain the financial support they need.

By meeting these simple criteria, borrowers can unlock the benefits of Flexi Finance’s affordable consumer finance options. Whether it’s financing purchases or accessing cash loans, Flexi Finance is committed to providing fair and accessible solutions that empower individuals on their financial journey.

How Do You Get Approved for Flexi-finance Loan

Achieving your financial goals and securing the funds you need is within reach with Flexi Finance’s simple loan approval process. Flexi Finance understands the importance of providing customers with quick, hassle-free financial solutions.

To get approved for a loan with Flexi Finance, there are a few key requirements that you need to meet. First, you must be at least 21 years old and a Filipino citizen or have permanent residency in the Philippines. You must also provide two valid IDs to prove your identity and residence. Additionally, you should have a stable source of income for at least three months, whether from employment or self-employment.

Flexi Finance values transparency and responsible lending so that they will assess your creditworthiness based on your payment history and credit score. While having a good payment history is beneficial, even customers with less-than-perfect credit scores may still be eligible for a loan.

Once you meet these requirements, visit one of Flexi Finance’s branches or apply online through their website or mobile app. The application process is straightforward and can be completed in just a few minutes. Upon approval, you’ll receive the funds within a short period of time.

Flexi Finance’s easy loan approval process allows you to liberate yourself from financial constraints and achieve your goals without unnecessary delays or complications.

Flexi-finance Customer Support

For customers needing assistance, Flexi Finance offers reliable and efficient customer support to address any concerns or inquiries. They understand the importance of providing excellent service and strive to ensure their customers have a positive experience throughout their loan journey.

Flexi Finance has a dedicated customer service hotline to assist customers with questions or issues. Their knowledgeable and friendly representatives are trained to provide prompt and accurate responses, helping customers navigate the loan process smoothly.

In addition to the hotline, Flexi Finance has an email support system that customers can contact for assistance. Whether clarifying loan terms, requesting payment extensions, or addressing any other concerns, their customer support team is committed to providing timely and helpful solutions.

Furthermore, Flexi Finance understands the value of convenience for its customers. They’ve developed a mobile application specifically designed for current clients. This app allows users to monitor their payments, check upcoming dues, and track their loan status conveniently from their mobile devices.

Overall, Flexi Finance strives to deliver exceptional customer support by offering multiple channels for communication and ensuring that their representatives are well-equipped to assist customers with any queries or issues they may encounter.

Exclusive Features of Flexi-finance

Moving on to the exclusive features of Flexi Finance, this financial service offers a range of benefits that set it apart from traditional lending institutions.

One of the standout features is the ability to shop in installments, allowing customers to purchase items they need without paying a lump sum upfront. This flexible payment option makes it easier for individuals to manage their finances and meet their needs without breaking the bank.

Another advantage of Flexi Finance is its low-interest rates compared to traditional bank loans. With minimal interest rates, borrowers can save on repayments and have more disposable income for other expenses or savings.

Customer service support is also one of the exclusive features of Flexi Finance. The company understands that customers may have questions or concerns regarding their loans, so they provide dedicated customer service representatives available through their hotline or email. This ensures that borrowers receive prompt assistance and have a reliable source for addressing any issues or inquiries.

These exclusive features make Flexi Finance an attractive option for individuals seeking financial assistance with affordable repayment terms and excellent customer support. Whether you’re looking to finance a purchase or need cash loans, Flexi Finance provides liberation from financial constraints by offering convenient solutions tailored to your needs.

Whom Flexi-finance Loan Suits Better?

Looking for a loan that suits you better? Find out who can benefit the most from Flexi-finance’s flexible and affordable solutions.

Flexi-finance is designed to cater to individuals seeking financial liberation and flexibility. It offers a range of loan options that can be tailored to meet the specific needs of borrowers.

Flexi-finance loans are particularly suitable for those who require immediate cash assistance without incurring high-interest rates or fees. Whether you need extra help with monthly obligations or want to purchase with low installments, Flexi-finance provides short-term money solutions that can alleviate your financial burdens.

This service is especially beneficial for individuals who prefer the convenience of online transactions and want to avoid the hassle of visiting a bank. With Flexi-finance, signing up and making repayments can be done easily through their user-friendly online platform.

Moreover, Flexi-finance caters to many customers, including those with less-than-perfect credit scores. They understand that not everyone has a pristine credit history, and they strive to provide financial assistance regardless of past circumstances.

Flexi-finance may be the perfect fit if you desire liberation from traditional loan options and seek flexibility in managing your finances. Their commitment to affordable and fair consumer finance ensures borrowers can access the funds without unnecessary burden or stress.

Frequently Asked Questions

What are the specific requirements for obtaining a Flexi-finance loan?

To obtain a Flexi Finance loan, borrowers need to meet certain requirements. These include having two valid IDs, being a resident of the Philippines, and having at least 3 months of employment.

Can Flexi-finance be used for business loans or only for personal use?

Flexi Finance offers business loans in addition to personal loans. They provide financial assistance without interest rates or fees, allowing businesses to meet their monthly obligations without incurring more debt.

Are there any additional fees or charges associated with Flexi-finance loans?

Yes, there are additional fees and charges associated with Flexi Finance loans. Late payment charges are 6% of the overdue amount, and other fees, such as insurance or additional services, should be discussed with representatives.

How long does it typically take to receive approval for a Flexi-finance loan?

Flexi Finance typically approves loans within 2 to 12 hours. The application process can be done online, and once approved, the loan amount can be transferred to a bank account or card within one day.

What are the payment options available for repaying a Flexi-finance loan?

Flexi Finance offers multiple payment options for repaying their loans, including online methods like GCash and PayMaya and over-the-counter payments at partner institutions. These options provide convenience and flexibility to borrowers.

Flexi Finance Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days Read MoneyCat Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
EasyCash 5,000 – 25,000 0,33%-1% From 1 to 300 days Read EasyCash Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Blend 50000 – 2 million From 1,5% to 3% monthly Up to 36 months Read Blend Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Loanmoto 1,000 – 12,000 4% – 6% per month Read Loanmoto Review
Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso Up to 24% From 96 to 365 days Read OKPeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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