Lending Companies in Dasmarinas
Many residents of Dasmarinas in the Philippines need extra money to support themselves. But finding the best lenders that provide loans in your city requires a little extra research. With excellence in mind, consider the following lenders to meet your borrowing needs.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Global Dominion Financing Institution
GDFI is a lending company based in the Philippines, founded in 2003. With its 78 branches, GDFI provides affordable and accessible financial solutions to Filipinos through a wide range of loan products.
They focus on low income groups. Especially business owners, but they do provide personal financial assistance to individuals too. The best thing about this lender is their low eligibility criteria. All they ask for is a bank account and ID.
- Loan type: Personal, OFW, business, auto
- Amount: Maximum PHP 300,000
- SEC: CS200305834
- Length of loan: 12 – 36 months
- APR: Competitive
- Requirements: 1 government-verified ID, 1 Proof of address
- Address and contact details: 274 Emilio Aguinaldo Hwy, Dasmariñas, Cavite, Philippines, +63 917 827 2742
Silver Finance
Silver Finance has more than 20 branches throughout the Philippines, including Dasmarinas. They work especially with the Armed Forces of the Philippines (AFP) and Philippine Veterans Affairs Office (PVAO) pensioners.
Established in 1986, this company’s pension loans can be used for personal or business-related expenses. And if you need a little extra cash until your retirement fund kicks in, they’ll help you with that too. They’ve been around for a while, which means they know how to deal with their customers. This means you’ll probably have a good experience with them.
- Loan information: Personal or pension loans, 3 hours processing, length and amount of loan depends on the age
- Address and contact info: 2nd Flr. Veluz-Frances Bldg., Zone 1, Dasmariñas, Cavite, Philippines, +63 916 270 8447
- APR: Competitive
- SEC: N/A
- Requirements: ATM card, retirement order, four 2×2 photos, pensioner’s ID
Asteria Lending
Founded by a group of experienced professionals with a strong background in the finance industry, Asteria Lending Inc has managed to carve a niche for itself in the highly competitive market. The main office is based in Manila, but they operate via online applications only.
One of the key features that make Asteria Lending Inc stand out is its flexible repayment options. Borrowers can choose from multiple payment channels, allowing them to repay their loans at their convenience.
- Loan type: Personal, salary, business, car
- Amount: PHP 2,000 – PHP 10,000 (PHP 20,000 for repeat customers)
- SEC: CS201603853
- Length of loan: 30 – 90 days
- APR: 0.9%
- Requirements: 21 – 60, 1 government-issued ID, valid bank account
- Address and contact details: 330 Sen. Gil J. Puyat Ave, Makati, Metro Manila, Philippines, +63 2 5318 8000
Top OFW Lending Companies in Dasmarinas
The top OFW lending companies cater specifically to the needs of OFW families. They have loan products that work to help people who work abroad. Check out the following lenders if you’re experiencing money problems.
Lenderly Finance
Lenderly Finance is a Philippine-based lending company that offers quick and hassle-free loans to businesses and individuals who need funds immediately. Their dedication to providing a smooth and convenient borrowing experience sets them apart from other lending institutions.
Although they only work through one branch in Biñan Laguna, Dasmarinas borrowers can apply online. With their seamless online application process, OFWs can get money without having to step foot in a physical office. This is really useful if you don’t have the time to visit a store.
- Loan type: OFW, personal, Barangay Honorarium
- Amount: PHP 20,000 minimum
- SEC: CS202001946
- Length of loan: Maximum 12 – 18 months
- APR: 2.0%
- Requirements: 21 – 65, proof of employment, no less than PHP 20,000 per month,
- Address and contact details: Purok 1, Barangay Mamplasan, Biñan, Laguna 4024 Philippines, +63 (0917) 870-3177
Digido
Digido is a digital lending platform that offers fast, convenient, and unsecured loans for people who work abroad. Using innovative technology and financial expertise, they make it easy for OFWs to get financial assistance.
The application can be done entirely online. Through their platform, you can apply for financing, upload supporting documents, and receive approval without having to visit a physical office. They also have a digital dashboard so you can track the status of your debt and set up payment options to make repayments.
- Loan type: Personal, installment
- Amount: PHP 1,000 – PHP 25,000
- SEC: 202003056
- Length of loan: 30 days
- APR: 0% for first-time customers, 1.5% for repeat lending
- Requirements: 21 – 70, valid mobile number, website registration
- Address and contact details: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1 60 Gen. Aguinaldo Ave., Cubao, Second District, Quezon City, 1109 Metro Manila, Philippines, +63 2 8876 8484
ECompareMO
ECompareMO’s main goal is to help you make financial decisions through its easy-to-use website and app. You’ll be able to compare and contrast products from multiple providers based on their specific criteria. By doing so, you’ll save both time and money by selecting the best option for you.
This company works in collaboration with a network of reputable banks and financial institutions in the country. And their platform uses cutting-edge technology and advanced algorithms to analyze data and offer you options based on your preferences. You can even visit one of their three branches in PH for impartial advice about your money issues.
- Address/contact info: 1781 Nicanor Garcia, Makati, 1210 Metro Manila, Philippines, +63 2 8779 6912
- APR: Varies based on the lender
- Loan length: from 12 to 60 months
- Requirements: Stable employment, at least 21 years of age, postal address, government-valid ID
- Amount: PHP 20,000 – PHP 3 million
- Type of the loan: SME, OFW, car, home, unsecured, business
- SEC: CS200305834
Lending Companies in Dasmarinas With Low Interest
A low-interest lending company in Dasmarinas will make borrowing more affordable, minimizing the financial burden of repaying debt. By working with reputable lending companies, you can maintain a positive credit history and make the most of the financial opportunities available in your city.
Blend PH
This lender is a peer-to-peer (P2P) online platform in the Philippines that connects borrowers with investors (lenders) who put money into the company. This tech-driven firm eliminates the middleman for efficient lending.
Established in 2018, it is licensed and regulated by the Securities and Exchange Commission (SEC). The company’s mission is to provide flexible and affordable interest rates and loan products to Filipinos. While at the same time giving investors an opportunity to earn passive income.
- Loan type: Personal, business, salary, auto, education, franchise
- Amount: PHP 50,000 – PHP 2 million
- SEC: CS 201908028
- Length of loan: 12 – 36 months
- APR: 1% – 3%
- Requirements: A government-issued photo ID, a valid address, and a stable income
- Address and contact details: Suite 18, 37th Floor Cyberscape Gamma Topaz and Ruby Rd, Ortigas Center, Pasig, 1600, Philippines, +63 2 8293 3628
CashMart
This company is a non-bank financial institution that specializes in offering short-term loans to individuals and businesses. Their services are ideal for low income employees, OFWs, and anyone with urgent financial problems. These borrowers will greatly benefit from the lender’s low interest rates.
CashMart PH is a licensed online lending company in the Philippines, established almost 50 years ago. It is a subsidiary of Golden Legacy Financing Corporation and is authorized and regulated by the SEC. They have one branch in Metro Manila, but Dasmarinas residents can still apply online.
- Contact info: 53 Bayani Rd, Taguig, 1630 Metro Manila, Philippines, +63 28290000
- Amount: PHP 3,000 – PHP 50,000
- Length of the loan: Weekly, biweekly, and monthly options are available
- APR: 0.0571% to 0.8% per day
- Requirements: A government-issued ID, one payslip, an Overseas Employment Certificate for OFWs, and a working visa
- Loan type: Personal loans
- SEC: CS201610084
Online Loans Pilipinas
Online Loans Pilipinas is a fintech company established in 2018, offering short-term financial assistance to Filipino citizens. With its online platform, which uses advanced technology and data-driven solutions to assess borrowers’ creditworthiness, the company provides fast and easy financial services.
You should consider this lender if you need money now and don’t have the documents that most other lenders require. Especially because there are no interest rates charged to first-time borrowers, and you can choose from different payment options.
- Loan type: Personal, installment
- Amount: PHP 1,000 – PHP 7,000 (PHP 30,000 for repeat borrowers)
- SEC: CS201726430
- Length of loan: 30 days
- APR: Depends on loan length (0% for first-time borrowers)
- Requirements: 22 – 70, employed, 1 government-issued ID, valid bank account or e-wallet
- Address and contact details: Tycoon Centre, Unit 1402-06 14th Flr, Pearl Dr, San Antonio, Pasig, Rizal, Philippines, +63 23221000
FAQ on Lending Companies in Dasmarinas
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Is private lending legal in Dasmarinas?
Yes, private lending is legal within Dasmarinas. As long as the lenders follow the government and financial authorities’ regulations. This is for your benefit as well as their reputation.
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How can I get a loan from a lender in Dasmarinas?
Getting financial assistance from lenders near Dasmarinas involves researching and comparing various lenders. Some on this list are in the actual city, while others you can get online. No matter what option you select, make sure you meet their eligibility requirements, then submit a loan application.
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Can you get a loan for 3 months in Dasmarinas?
Dasmarinas has some lenders who offer short-term loans with flexible repayment terms, so you can get a loan for 3 months. Before applying for one, check the terms and conditions to know for sure how long you’ll have to repay.
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What is the largest financing company in Dasmarinas?
Prominent financing institutions in the country include BDO Unibank, Metrobank, and Bank of the Philippine Islands (BPI). You can get a variety of loan products and financial services from these banks, whether you’re an individual or a business.
