Easy Cash Lending Company Review

In the realm of online financial services in the Philippines, Easycash emerges as a prominent player, providing a range of legitimate and convenient solutions for individuals and small businesses. This comprehensive review aims to shed light on the various facets of Easycash, from its legal standing to the advantages and disadvantages it presents to potential users.

What is Easycash?

Easycash Loan

The core essence of Easycash lies in its commitment to making the loan application process hassle-free. Through cutting-edge technology, users can apply for credit using their phones or desktops anywhere and anytime.

The company places a premium on the security of users’ information, ensuring a safe and secure experience throughout the loan application and approval process.

One of the standout features of Easycash is its dedication to providing same-day approval. The company leverages advanced technology, allowing applicants to create an account, input their details, and receive loan status within minutes.

This commitment to speed and efficiency makes Easycash an attractive option for those seeking prompt financial assistance.

Is Easycash Legal?

Absolutely. Easycash operates within the legal framework as a fully registered corporation with the Securities and Exchange Commission (SEC) in the Philippines. The SEC is crucial in overseeing and regulating financial entities to ensure compliance with the country’s laws and standards.

To verify Easycash’s legitimacy, one can refer to the official SEC website at sec.gov.ph. The site provides a comprehensive list of companies that have undergone scrutiny, received the necessary approvals, and are deemed trustworthy.

Easycash Lending Company Inc. proudly stands among the registered organizations, and its details, including the registration number (CS201001882) and Certificate of Authority number (640) are available for public scrutiny.

Ensuring legal compliance is crucial for any lending company operating in the Philippines, and Easycash abides by these regulations. This legal standing assures borrowers of the company’s credibility and reinforces Easycash as a secure and authorized platform for obtaining financial assistance.

Key Features of Easycash

Feature Details
Loan Terms Flexible loan terms ranging from 1 day to 300 days.
Loan Amounts Personal and OFW credits range from ₱5,000 to ₱25,000. Business credits range from ₱200,000 to ₱1,000,000.
Interest Rates Daily interest rate varies from 0.33% to 1%.
Approval Duration Receive approval within as fast as 2 to 12 hours, ensuring swift access to funds.
Fees & Charges
  • No processing fee
  • No stamp duty
  • Annual fee ranges from 180% to 365%, depending on the percentage under which you borrowed.

Easycash prides itself on these key features, allowing borrowers the flexibility to choose loan terms that suit their needs, providing various loan amounts based on the purpose, ensuring competitive interest rates, and expediting the approval process for a seamless experience. The fee structure is transparent, with no hidden charges, making Easycash a reliable and user-friendly financial solution.

Pros and Cons of Easycash

Easycash presents a range of benefits and considerations for individuals seeking financial assistance. Understanding both the advantages and disadvantages is crucial for making an informed decision.



In weighing the pros and cons, potential borrowers can make informed decisions based on their financial needs and capabilities, ensuring that Easycash aligns with their goals and circumstances.

Loan provided by Easycash

Easycash is dedicated to addressing its customers’ diverse financial needs by offering various loans tailored to specific purposes.

Whether individuals seek personal funding, aimlessly kickstart a business, or seek financial support in maritime endeavors, Easycash provides accessible and convenient solutions. Here are the primary types of loans offered by Easycash:

Personal Loan

Business Loan

Seafarer Loan

These loan options showcase Easycash’s versatility in catering to a spectrum of financial needs.

The company’s commitment to providing accessible credit is evident in the diverse range of loans, each crafted to address specific requirements and offer tailored financial solutions. Borrowers can choose the loan type that aligns with their goals and financial circumstances.

Best Online Loans Similar to EasyCash

In the table, you will see a lineup of the foremost online loan platforms in the Philippines, parallel to EasyCash’s offerings.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Easycash Requirements

To ensure a smooth application process, Easycash has defined specific eligibility criteria and documentation requirements for different types of loans. Understanding these requirements is crucial for potential borrowers. Here are the key requirements for Easycash loans:

For All Applicants

Age Requirement: All borrowers must be at least 21 years old at the time of application.

Citizenship: Applicants must be Filipino citizens.

For Employed Applicants

Minimum Monthly Gross Income: Employed applicants must have a minimum monthly gross income of ₱15,000.

For Self-Employed Applicants

Minimum Monthly Gross Income: Self-employed applicants must have a minimum monthly gross income of ₱30,000 (for Metro Manila).

Business Operation: Must have at least two consecutive years of profitable operations in the same line of business.

For OFWs (Overseas Filipino Workers)

Documentation: Provide necessary documents such as a POEA stamped Contract of Employment, Overseas Employment Certificate, Seafarer’s Registration Certificate, passport, and proof of bills payment.

Age Limit: Applicants must adhere to specific age limits depending on the type of loan.

Additional Information

For business loans, the company may require financial statements, a bank statement for the last 12 months, and other relevant documents.

A co-borrower may be required for certain loan types, such as the seafarer loan, and should meet specific criteria.

Meeting these requirements is essential for a successful loan application with Easycash. Prospective borrowers should carefully review the criteria applicable to their chosen loan type and ensure that all necessary documentation is prepared for a seamless application process.

How Do You Get Approved for Easycash?

Getting approved for an Easycash loan involves a straightforward process, and the company employs advanced technology to facilitate a seamless experience for applicants. Here is a step-by-step guide on how to increase your chances of approval:

  1. Online Account Creation: Start by creating an account on the Easycash platform using your email address and mobile number.
  2. Loan Selection: Choose the type of loan that aligns with your financial needs, whether it’s a personal loan, business loan, or a seafarer loan.
  3. Application Form Submission: Fill out the online application form with the required information. Ensure that all details are accurate and complete.
  4. Verification Process: Submit the application for verification. The company utilizes advanced technology to streamline this process, aiming for a quick turnaround.
  5. Instant Approval: Receive an instant approval decision within minutes. Easycash prides itself on offering fast and easy approvals, allowing applicants to access the funds they need promptly.
  6. Disbursement of Funds: Upon approval, the loan amount is disbursed to the borrower’s bank account, providing convenient access to the requested funds.

Tips for Approval

By following these steps and adhering to the specified requirements, applicants can enhance their chances of approval for an Easycash loan. The company’s commitment to utilizing technology for a swift and efficient process reflects in the quick approval timelines, providing borrowers with timely financial assistance.

Customer Support

Easycash places a strong emphasis on customer support, aiming to provide assistance and address inquiries promptly. Whether you have questions about the application process, loan terms, or need clarification on any aspect of your Easycash experience, the dedicated customer support team is ready to help.

Contact Information:

Email Support: For general inquiries and feedback, you can reach out via email at [email protected].

Loan-related Inquiries: If you have specific questions about loans or require assistance with your application, you can contact the loan department at [email protected].

Hotline Numbers: Easycash offers convenient hotline numbers for direct communication:

Mobile Numbers:

Address: 9th Floor Times Plaza Building, United Nations Avenue, Ermita, Manila.

Working Hours: from 9:00 AM to 5:00 PM, Monday to Friday.

Frequently Asked Questions About Easycash Loan

What is Easycash?

Easycash is a registered Philippine corporation, offering convenient access to online loans for various personal and business needs. The company is committed to providing easy and secure financial solutions.

Is Easycash Legal?

Yes, Easycash operates legally in the Philippines. It is registered with the Securities and Exchange Commission (SEC), ensuring compliance with regulatory standards.

What Types of Loans Does Easycash Offer?

Easycash provides a range of loans, including personal loans, business loans, and seafarer loans. Each loan type caters to specific needs and requirements.

How Do I Apply for an Easycash Loan?

The application process is straightforward. Create an account, select your desired loan type, fill out the online application form, and submit it for verification. Approval is fast and can be received within minutes.

Easycash Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days Read MoneyCat Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Blend 50000 – 2 million From 1,5% to 3% monthly Up to 36 months Read Blend Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Loanmoto 1,000 – 12,000 4% – 6% per month Read Loanmoto Review
Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso Up to 24% From 96 to 365 days Read OKPeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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