Blend Review 2024

Blend Ph Review

Blend ( offers a convenient and flexible solution for borrowers in the Philippines. As an online platform, Blend connects borrowers with lenders, providing a range of loan options, including personal loans, fast loans, seafarer loans, salary loans, and franchise loans.

With a focus on responsible borrowing, Blend offers low interest rates and a quick application process that can be completed online using a smartphone and internet access. The platform also provides a loan calculator to help borrowers estimate their monthly repayments and total loan costs.

While caution is advised as Blend is not listed as a registered organization on the Securities and Exchange Commission website, borrowers who meet the eligibility requirements and provide, the necessary documents can benefit from the convenience and speed of Blend’s loan approval and funding process.

Key Points

Key Points Details
Convenience in Application Process Blend offers a hassle-free application process, allowing borrowers to apply via smartphones or computers, ensuring convenience and accessibility.
Speedy Approval and Disbursement Quick approval and immediate fund disbursement upon approval, ensuring swift access to funds for approved applicants.
Diverse Loan Options Offers various loan types such as personal, fast, seafarer, salary, franchise loans, etc., each with varying amounts and interest rates.
Loan Extensions Provides loan extensions for borrowers requiring additional time for repayment, ensuring flexibility in managing loan terms.
Application Requirements Applicants need to create an account, provide necessary information and documents, and undergo credit evaluation and verification for loan approval.
Repayment Convenience Blend offers hassle-free repayment options, providing a loan calculator for borrowers to calculate monthly repayments and total loan costs easily.
Trusted Platform Known for quick loan approval and processing, Blend is a reliable platform for Filipinos seeking financial assistance.

Pros and Cons Of Blend

Blend offers a range of loan options for Filipinos, making it a convenient platform for those in need of financial assistance. With quick approval and processing, borrowers can access funds within a short period of time. However, caution should be exercised as Blend isn’t registered as a licensed lender, so it’s important to thoroughly research and understand the terms and conditions before proceeding with a loan application.


Experience the benefits of Blend’s loan services, with easy online applications, quick approval, and rapid funding to meet all your financial needs.

Blend offers a convenient and hassle-free loan application process, allowing you to apply for a loan anytime and anywhere using just your smartphone and internet access.

The approval process is quick, typically taking 24 to 48 hours, and once approved, lenders can fund the loans immediately.

With Blend, you can borrow for various purposes, whether it’s financing your business, funding your education, or even exploring franchise opportunities.

The interest rates for Blend loans vary depending on the type of loan, ensuring that you get a rate that suits your creditworthiness.

Plus, Blend provides a loan calculator to help you estimate your monthly repayments and total loan costs.


However, it’s important to be aware of the potential drawbacks of using Blend’s loan services.

One possible drawback is that Blend isn’t listed as a registered organization on the SEC website, which may raise concerns about its legitimacy and credibility.

Additionally, while Blend offers flexible loans at low interest rates, the actual interest rates may vary depending on the type of loan and the borrower’s creditworthiness. It’s important for borrowers to carefully review and understand the terms and conditions of the loan before proceeding.

Furthermore, Blend’s loan approval process, while quick, may still take up to 48 hours, which may not be ideal for borrowers in need of immediate funds.

Lastly, some reviews mention delays in loan processing and disbursement, which could be a potential inconvenience for borrowers.

What is Blend?

Unlock your financial potential with Blend, the innovative online lending platform in the Philippines that seamlessly bridges the gap between borrowers and lenders. Tailored to meet a diverse range of financial needs. Whether it’s funding your business venture, covering travel costs, managing education expenses, or exploring franchise opportunities, Blend has a customized solution for you.

Experience the ease of digital lending with Blend’s streamlined online application process. From account creation to document submission, every step is conducted online for your convenience. Once your application receives approval, your loan enters an auction phase, where lenders can swiftly provide the necessary funds. This efficient process ensures you gain access to the funds you need promptly, eliminating unnecessary waiting.

Blend stands out for its competitive interest rates, thoughtfully tailored to your credit profile, guaranteeing favorable loan terms. They offer a user-friendly loan calculator to further assist in your financial planning, enabling you to forecast your monthly repayments and total loan costs accurately.

Choose Blend for a lending experience that combines the ease of online applications, swift approvals, and immediate funding access. It’s an empowering way to navigate your financial journey and bring your goals within reach.

Loans Provided by Blend: Tailored Financial Solutions

Blend stands out in the financial landscape with its diverse array of loan offerings, each designed to cater to specific financial requirements. From personal to salary and seafarer loans, Blend’s portfolio ensures that your unique financial needs are met precisely and easily.

Personal Loan: Your Path to Financial Flexibility

Blend’s Personal Loan is a versatile financial tool, perfect for various purposes, whether it’s consolidating debt, improving your home, or covering medical expenses. Here’s what sets it apart:

Salary Loan: Quick Financial Aid for Employed Individuals

Blend’s Salary Loan is a financial lifeline, specifically crafted for employed individuals in need of immediate cash. Here’s why it’s a practical choice:

Seafarer Loan: Navigating Financial Seas

Blend’s Seafarer Loan addresses the unique financial demands of seafarers, offering support during on-board assignments or in between contracts. Here’s how it stands out:

Best Online Loans Similar to Blend

In our table, you’ll find a handpicked selection of top-tier online loan platforms in the Philippines, mirroring the services similar to those of Blend.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Interest Rate for Blend

Get ready to discover the competitive interest rates offered by Blend for their various loan products, providing you with flexible options to meet your financial needs.

Blend understands that every borrower has different requirements and financial situations, which is why they offer a range of interest rates for their loans.

For Blend personal loans, the interest rates range from 1.5% to 3% per month. These loans are multi-purpose and can be used for various financial needs such as debt consolidation, home renovations, medical or educational expenses.

The loan amounts for personal loans range from ₱50,000 to ₱2 million, giving borrowers the flexibility to choose the amount that suits their needs.

It’s important to note that the interest rates and terms may vary for other loan products Blend offers. Borrowers are encouraged to compare the loan options available and choose the one that best fits their requirements.

With Blend, you can expect a quick and hassle-free loan application process, with approval usually obtained within 24 to 48 hours. So whether you need funds for personal or business purposes, Blend has competitive interest rates to help you achieve your financial goals.

How Do You Get Approved for Blend

To increase your chances of approval for a Blend loan, it’s important to ensure that you meet the eligibility requirements and provide all the necessary documents for verification.

Blend has certain criteria that borrowers need to meet. For example, you should be a Filipino citizen and at least 21 years old. Additionally, you should have a stable source of income and a valid government-issued ID.

Providing accurate and complete information during the loan application process is also important. This includes disclosing any outstanding loans or financial obligations.

By meeting these requirements and providing the necessary documents, such as proof of income and identification, you can improve your chances of getting approved for a loan from Blend.

ID`s accepted by Blend

Blend, in its commitment to providing accessible and user-friendly loan services, acknowledges the importance of valid identification in the loan application process. Blend accepts an array of widely recognized IDs to ensure a smooth and credible transaction, each serving as a key component in establishing the borrower’s identity and reliability.

Blend’s list of accepted IDs is comprehensive, catering to the diverse needs of its clientele. This range includes, but is not limited to:

How Can You Repay a Loan in Blend

Repaying your Blend loan is a breeze with multiple convenient and hassle-free payment options. Blend understands the importance of providing borrowers with flexible and easy repayment methods to ensure a smooth loan experience.

One of the payment options offered by Blend is through a checking account. Borrowers can easily set up automatic debit arrangements, allowing the loan payments to be deducted directly from their checking account on the scheduled due dates. This ensures that the payments are made on time without manual intervention.

Another payment option is through an authority to deduct on a payroll account. Borrowers with a payroll account can authorize Blend to deduct the loan payments directly from their salary. This eliminates the hassle of making manual payments and ensures that the payments are made consistently.

Lastly, Blend also offers the option of salary deduction. This means borrowers can have their loan payments deducted directly from their salary through their employer. This option provides convenience and ensures that the payments are made on time.

These convenient payment options allow borrowers to easily manage their loan repayments and stay on top of their financial obligations. Blend. aims to make the loan repayment process seamless, allowing borrowers to focus on their financial goals without any unnecessary stress.

Whom Blend Loan Suits Better?

Blend loans stand out as a versatile and adaptable financial solution, perfectly suited for a wide range of borrowers seeking flexibility and ease in managing their financial obligations. From personal expenses to entrepreneurial ambitions, educational pursuits, and unique professional requirements, Blend’s diverse loan offerings are designed to cater to a myriad of needs.

For Ambitious Business Ventures and Educational Goals

If you’re an aspiring entrepreneur ready to embark on a business journey or a student aiming for higher education, Blend’s franchise and educational loans are your ideal companions. These loans are substantial enough to cover your significant expenses adequately and come with competitive interest rates and extended repayment periods. This combination ensures you can invest in your dreams without the financial stress of stringent repayment schedules.

Quick Cash for Immediate Needs

Life often presents unexpected financial challenges that require immediate attention. For such situations, Blend’s fast loans are a perfect match. Designed for urgency, these short-term loans boast a rapid approval process, enabling you to access the funds you need swiftly. This feature is especially useful for covering emergency expenses or bridging short-term financial gaps.

Specialized Support for Seafarers

Understanding the unique financial demands of seafarers, Blend offers specialized seafarer loans. These loans are tailored to provide quick approval and flexible repayment terms, accommodating the unpredictable nature of life at sea. For family support, emergency expenses, or personal investments, seafarers will find these loans reliable financial aid during their time onboard and beyond.

A Loan for Every Filipino

Blend’s commitment to financial inclusivity is evident in its wide range of loan products, each designed to meet specific borrower needs. Whether it’s for personal use, business, education, or professional purposes, there is a Blend loan that aligns with your financial goals. With an easy online application process, quick approval, and user-friendly loan management tools, Blend emerges as a dependable and convenient lending partner for Filipinos seeking financial solutions.

Exclusive Features of Blend

With its user-friendly platform and diverse loan options, Blend ensures a seamless borrowing experience for Filipinos in need of financial assistance. Blend offers exclusive features that set it apart from other lending platforms.

One of these features is quick loan approval and processing. Borrowers can expect their loan applications to be processed within 24 to 48 hours, allowing them to access the funds they need promptly.

Another notable feature is the competitive interest rates and flexible repayment options. Blend offers interest rates based on the borrower’s creditworthiness, ensuring they get the best possible rate. Additionally, borrowers can choose a repayment term that suits their financial situation, whether a shorter term for quick repayment or a longer term for more manageable monthly payments.

Blend also provides a loan calculator that allows borrowers to estimate their monthly repayments and total loan costs, helping them make informed decisions.

Overall, Blend’s exclusive features make it a reliable and convenient choice for Filipinos seeking financial assistance.

Blend Customer Support

Their customer support team is readily available if you have any questions or concerns about Blend’s services. Blend values its customers and aims to provide the best possible experience.

Whether you need help with the loan application process, have inquiries about loan terms and conditions, or require assistance with loan repayment options, the customer support team is there to help.

Blend. offers various channels for customers to reach out to their support team. You can contact them through their hotline at (02) 8293-3628 during their office hours, from Monday to Friday, 8:00 am to 5:00 pm. Alternatively, you can also visit their head office located in Pasig City.

Blend understands the importance of timely assistance and strives to respond promptly to customer inquiries. Their knowledgeable and friendly customer support representatives are trained to address your concerns and guide your loan journey.

Whether you have questions about the loan application process, need clarification on loan terms and conditions, or require assistance with loan repayment options, Blend’s customer support team is committed to providing the support you need. They are dedicated to ensuring that your experience with Blend is as smooth and convenient as possible.

Frequently Asked Questions

What are the eligibility requirements to qualify for a loan from Blend?

To qualify for a loan from Blend, borrowers must meet certain eligibility requirements. These requirements may include proof of income, employment verification, and other necessary documents.

How long does it take for Blend to process a loan application?

Blend typically processes loan applications within 24 to 48 hours. Borrowers can expect a quick and hassle-free application process, with verification of information and documents before endorsement to partner lenders for loan disbursement.

Does Blend charge any processing fees or stamp duty for loans?

Blend does not charge any processing fees or stamp duty for loans. They prioritize providing a hassle-free borrowing experience for their customers. Applicants can apply for loans without any additional costs.

Can borrowers repay their loans through methods other than a bank account with Blend?

Borrowers can only repay their loans through a bank account with Blend. Other methods of repayment are not specified on their website.


In conclusion, Blend is a reliable online platform in the Philippines that offers various types of loans to borrowers. With their quick and convenient loan application process, borrowers can easily apply online using their smartphone and internet access.

Blend promotes responsible borrowing and provides flexible loans at low interest rates. While caution is advised due to their unlisted registration on the SEC website, borrowers can still benefit from Blend’s features, such as online applications, quick approval, and rapid funding.

Overall, Blend is a convenient option for those needing a loan in the Philippines.

Blend Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days Read MoneyCat Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
EasyCash 5,000 – 25,000 0,33%-1% From 1 to 300 days Read EasyCash Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Loanmoto 1,000 – 12,000 4% – 6% per month Read Loanmoto Review
Finbro 1,000 – 50,000 0.5% – 1.25% per day Up to 12 months Read Finbro Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso Up to 24% From 96 to 365 days Read OKPeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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