Welcome to our comprehensive review of, a leading financial platform in the Philippines that is transforming the way Filipinos approach lending and borrowing. In this review, we delve into the intricacies of’s services, examining how they cater to the specific financial needs of the Filipino community. With a focus on user-friendly experiences and innovative financial solutions, has established itself as a key player in the Philippine financial landscape, offering a range of products tailored to the diverse needs of its users.


Pros and Cons of Finbro



Key Points

Finbro is a reputable Filipino online lending company that offers fast short-term loan options for borrowers. It’s licensed and certified to operate in the Philippines by the SEC, so it’s a legitimate loan provider. The company offers various loan figures with flexible repayments, competitive interest rates, and swift processing. Hence, it’s a suitable destination during emergencies for most people. 

This lender also has a reputation for approving borrowers without credit checks or other stringent requirements. Finbro PH is a reliable online lender and a good recommendation for anyone seeking access to a quick online loan.

Features Details
Interest rate 0.5% – 1.25% per day
Loan Amount PHP 1,000 – PHP 50,000
Loan Tenure 12 Months
Approval Time 10 minutes – 1 business day
Processing Fee None on the first loan, then 9% on subsequent

Full Loan Review 

Finbro Loan is a Philippines online lender that offers a short-term loan. It’s a payday online lending system allowing borrowers quick access to extra cash. At Finbro Loan, you can get a reasonable amount of money into your account within 24 hours of the request. 

Finbro mobile

They have a simple request and verification process that doesn’t feature any paperwork, which makes it convenient for both the borrower and the lenders. Asides from online loan financing, Finbro Philippines also provides some additional services if you don’t want to borrow money. These include debt management and credit counseling to help borrowers navigate their way into financial freedom. 

What is Finbro?

Fibro is a reputable online lender or creditor that provides timely and cheap loan options in the Philippines. The provider is known to offer fast loan options that can serve as emergency funds to cover unexpected expenses. This lender offers a loan ranging from a thousand to fifty thousand pesos. Thanks to its seamless and simple website, borrowers can easily access the service anywhere they are.

The lending process is also remarkable, as application, verification, processing, and loan disbursements take a few minutes to a working day. First, you can select your preferred loan amount, sign up for the form online, and submit your details and verification document.

Finbro understands that sometimes we need an emergency loan to make ends meet, so it offers some of the best rates and most reasonable re-payment plans and even creates flexible rules that help you survive your current financial situation.

Company Name Finbro
Founder Sofi Lending Inc
Official Launch 2018
License number CS201908275

Loan Options Provided by Finbro 

As long as your financial needs fall within the loan range, you can apply for it within any of the types listed below:

Best Online Loans Similar to Finbro

The table we’re presenting will contain a selection of the Philippines’ top online loan platforms, similar in service to Finbro.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Interest Rate for Finbro 

Finbro has different rules for its interest rates to aid borrowers and promote convenient repayment. As a first-time borrower, you’ll benefit from the lender’s 0% interest rate. This means you won’t pay any additional fee on your first loan. However, after the first time, you’ll have to start paying its interest fees.

Compared to many other online loan lenders, Finbro does have a standard. The interest here is pretty decent, even if it takes up to a year to repay fully. Unlike personal loan options with up to 100% interest, this creditor only charges you 0.5%-1.25% daily on its loan. Borrowers can check the estimated cost of their request from the website’s homepage.

You’d need to pay different interest depending on the cash loan amount and the repayment schedule. For a typical 12-month credit, you’ll be charged a 9% processing or initiation fee and a 6% interest. For example, obtaining a PHP 1,000 loan for 1 year will last you PHP 150. Hence, you pay PHP 90 for the processing fee and PHP 60 for the interest. 

Finbro Cash Loan Requirements

As mentioned earlier, the process here is straightforward and hassle-free. You can get your loan right away after submitting a request. Finbro doesn’t run credit checks on borrowers, so you won’t have to meet crazy high standards to qualify. There’s no minimum credit score requirement as well, so almost anyone can qualify as long as you meet the basic requirements listed below:

IDs accepted by Finbro PH

ID Type Name
e-Card UMID
Driver’s License Philippine Driver’s License
Philippine Regulatory Commission PRC
Taypayer Identification TIN
Postal ID Improved Postal ID
Philippine Passport Passport

How Can You Repay a Loan in Finbro?

Generally, repaying your credit with this lender is as seamless as getting a loan in the first place. Firstly, there are two payment options available, depending on whether you have the whole amount for repayment or would repay in installments:

Regarding the payment methods available on Finbro PH, you can repay via transfers, payment centers, or your e-wallets. 

Exclusive Features of Finbro 

Finbro Loan remains one of the most considerate lenders for Filipinos, although not the best one out there. Below is a list of some unique features that set the online creditor apart from others:

Finbro Customer Support 

Finbro PH has a responsive and helpful customer support system. According to customer reviews online, the customer service agents are friendly and helpful in all cases. There is a well-detailed FAQ section where you can get useful answers to most of your questions. 

You can also contact the support team via email ([email protected]), Hotmail, or Facebook. The working hours are between 8 am to 5 pm from Mondays to Sundays, so make sure you reach out on time (within that period).

How do I create a Finbro account?

When creating a Finbro Philippines account, you can either complete the process on the website. Below is a step-by-step process to registering an account:

  1. Visit the Loan Website: Visit the official website (, and click on the “Apply Now” button to get started.
  2. Fill out the Form: Once the registration page loads, input the necessary information, such as your full name and mobile number. Once you’ve created an account, you must also fill in your contact number, information, and other necessary details.
  3. Provide Required Documents: The next thing after creating your account is to verify it. You need this to qualify for an online loan, so you’ll need to provide documents like proof of income, citizenship verification, business registration, proof of age, etc
  4. Submit for Review: After you’ve provided all the requirements, proceed by submitting your filled form. The team will assess your application and give you feedback within a few minutes after you apply.

Whom Finbro Suits Better?

One impressive feature of Finbro Philippines loan is that it suits almost anyone. As long as you need an urgent loan and a flexible repayment schedule, this is a good option for you. Since no credit check or credit requirement exists, it’s ideal for students and small businesses during emergencies.


Is Finbro legal in the Philippines?

Finbro is legal in the Philippines, as it has the necessary certifications to operate. For example, it holds a license from the Securities and Exchange Commission (SEC), which makes it a legitimate establishment.

Is it okay to pay in advance in Finbro?

Yes, it is okay to pay in advance in Finbro as long as you have the funds available and at no effect on you. The full repayment option on the borrower’s dashboard allows you to avoid extra charges that may be incurred.

How do I edit information on Finbro?

To edit information in your Finbro account, log in to your dashboard, navigate to the Profile section, and make the desired changes.

How do you get approved for Finbro?

To get approved for a Finbro Loan, ensure you meet all the requirements. Then, provide all the necessary documents and information required by the platform. 

What is the highest credit limit in Finbro?

The lender has a wide range of amounts for borrowing to choose from, so the highest initial credit limit available here is PHP 50,000.

Finbro Competitors

Company Loan Amount (PHP) Interest Rate Loan Term Our Review
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read Digido Review
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days Read MoneyCat Review
CashMart 3,000 – 150,000 From 0,8% to 3,5% Up to 6 months for new loan Read CashMart Review
EasyCash 5,000 – 25,000 0,33%-1% From 1 to 300 days Read EasyCash Review
Crezu 1,000 – 25,000 From 1.5% per month to 30% per year From 3 to 12 months Read Crezu Review
CashMe 2,000 – 20,000 0,08% per day Up to 3 months Read CashMe Review
Blend 50000 – 2 million From 1,5% to 3% monthly Up to 36 months Read Blend Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
Asteria Lending Inc 2000 – 50000 0.2% per day From 30 days to 120 days Read Asteria Review
Loanmoto 1,000 – 12,000 4% – 6% per month Read Loanmoto Review
Kviku 500 – 25,000 1.2% per month Up to 180 days Read Kviku Review
Binixo 2000 – 30000 1% per day From 7 days to 30 days Read Binixo Review
PesoQ 5,000 – 20,000 4% – 6% per month 91 – 365 days Read PesoQ Review
GCash 5,000 – 25,000 From 3% to 15% From 15 to 90 days Read GCash Review
CashBee 2,000 – 20,000 0,3% daily From 30 to 120 days Read CashBee Review
Revi Credit Philippines 1000 – 250,000 1% – 5% From 6 to 36 months Read Revi Credit Review
Tala 1,000 – 25,000 15% – 15.7% From 15 to 61 days Read Tala Review
OKPeso 2,000 – 20,000 Up to 24% From 96 to 365 days Read OKPeso Review
Vamo 1,000 – 30,000 From 1,3% From 10 to 3000 days Read Vamo Review
Flexi Finance Up to 25,000 From 365 to 1460 days Read Flexi Finance Review
JuanHand Up to 50,000 14.7% per month From 14 to 90 days Read JuanHand Review
Moca Moca 2,000 – 35,000 0.83% per month From 180 to 365 days Read Moca Moca Review
RoboCash 1,000 – 25,000 From 0% to 11.9% Up to 30 days Read RoboCash Review
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