Lending Companies in Makati
If you are looking for a lending company in Makati, here is a list we have compiled with great care to help you in your financial crisis.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cashwagon
Cashwagon is an SEC-approved lending company in the Philippines that seeks to offer quick loans to people. If you want to go to their office directly, it is located at Green Money Tree Lending Corp., The World Centre 330 Sen. Gil Puyat Avenue, Makati City, and they are open from Monday to Friday from 10:00 a.m. to 07:00 p.m. As for loan products, they provide instant cash loans.
Feel free to email them at [email protected] or use their support chat feature. The loan amount can be as low as ₱8,000 and go up to ₱40,000, repayable within 3, 4, 5, or 6 months. To be eligible for the loan, you only need to meet the following criteria:
- Be between 22-60 years of age
- Have a valid ID proof
- Have a steady income
You can fill up the loan application using these, and you will receive confirmation within 5 minutes.
Finbro
Finbro is an online lending service in the Philippines whose aim is to help people take out quick loans when they require financial assistance. Finbro is popular among borrowers for quick unsecured loans.
The loan amount can range anywhere between ₱1000 to ₱50000, with payment terms of up to 12 months. They can be contacted via telephone at 09690471419 or 09176200773 or via email at [email protected]. Their representative head office is situated in Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig, but they cater to the whole Philippines. The borrowing process is simple, with minimal requirements:
- You need to be a Filipino citizen above the age of 18 (but not more than 60)
- You must have a valid ID
You can fill out the application for the loan if you meet these requirements. After the form is processed, the amount can be claimed via any of the payment options that you have specified in your form. The company is approved by the SEC, so you can trust them with your eyes closed.
Online Loans Pilipinas
Online Loans Pilipinas is an online lending service registered with the SEC that wishes to cater to the financial requirements of its Filipino customers. They provide the following products:
- Online instant money loan
- Mortgages
- Advisory services
You can physically experience their courtesy at their head office, located at 601 Summit One Office Tower, 530 Shaw Boulevard, Barangay Highway Hills, Mandaluyong City, Philippines, but their services can be availed by people across the country. You could also email them at [email protected]
To avail of their service, you must meet the following requirements:
- be between 22-70 years of age
- be residing in the Philippines
- have a steady income
- have a valid bank or e-wallet account
- have 1 valid ID
First-time borrowers can get a loan of ₱1,000 to ₱7,000. Repeat borrowers can get up to ₱30,000. The loan tenure is between 7 to 30 days, and if you pay back the whole sum on the first due date, they charge 0% interest.
Top OFW Lending Companies in Makati
Security Bank
Security Bank is an SEC-registered company that aims to offer financial services and cater to the needs of its clients. Security Bank has 28 branches across Makati City, and you can check out the detailed list on their homepage.
They offer two kinds of loans to OFWs, which are:
- Home loan: You can borrow up to 90% of the cost, and take a maximum of 20 years to repay the loan, which allows even people with low income to get the house of their dreams.
- Auto loan: You can get up to 80% of the purchase price, and payment terms are 12 to 60 months (48 months for second-hand cars).
The eligibility criteria are:
- Individuals must be over 21 years of age but not be over 65 years when the loan matures
- Individuals must have a monthly income of ₱50,000
- Individual must have been in constant employment for the past two years
- One valid ID proof
- One proof of employment
You can contact them at their representative office at 6776 Ayala Avenue, Makati City, Philippines, or call them at 8887-9188.
Lenderly
Lenderly is a new startup established in 2020 that seeks to make the financial well-being of its clients the top priority. The products offered by Lenderly include:
- Personal loans
- Barangay loans
- OFW loans
Their office is located at Purok 1, Barangay Mamplasan, Biñan Laguna 4024 Philippines, but their services are available online, so no need to worry.
They are also reachable via email at [email protected] or via telephone at (049)537-9847. Lenderly offers OFW loans, which have the following borrower criteria:
- 21-60 years of age
- Minimum salary of ₱20,000
- Copy of passport
- Working Visa
- Overseas Employment Certificate
- Valid Government ID
The minimum loan amount is ₱20,000, and the maximum is calculated according to the data you enter in the Online Loan Calculator. The maximum tenure of the loan can be 12 months. Since the service is registered under the SEC, borrowers need not worry about the security of the deal.
Pag-IBIG
Pag-IBIG is a fund that is working towards generating more savings for Filipino workers and helping them to achieve a high quality of life by offering hassle-free financial assistance to their members. You can get any of the following products:
- Short term loans
- Housing loans
- Developer’s Online Housing loans
Their corporate headquarters are located in Petron Mega Plaza, #358 Sen. Gil J. Puyat Avenue, Makati City. Their email id is [email protected], and their telephone number is (02)8-422-3000. Eligibility criteria are as follows:
- Not to be above 65 years at the time of loan application and not to be above 70 years at the time of loan maturity
- Proof of Income
- One valid ID
- An active member of Pag-IBIG
The loan amount can go as high as ₱6 million. Your interest can be as low as 5.75% if you fix the repricing period at 1 year and be a maximum of 10% when the repricing period is 30 years.
Lending Companies in Makati With Low Interest
Cashmart
Cashmart has numerous successful branches in Singapore and now brings its world-class experience to the Philippines as well. It is registered with the SEC and wishes to offer quick loan products with flexible payment terms and low-interest rates. The products that they offer are:
- Personal loans
- Salary loans
- Car loans
- OFW loans
Their working address is listed as 53 Bayani Rd, Taguig City, Metro Manila, Philippines 1630, but you can also contact them via email at [email protected] or call them at 09985649114. The following terms have to be met:
- Must be 21 years of age
- Must be employed
- Must have one valid ID
- Must have the latest Proof of Billing
Their rates are as low as 0.0571% per day, and the loan term can be weekly, bi-weekly or monthly with a maximum of 5 payments.
Digido
Digido is an online lending service that offers loan products without any need for collateral. It is registered under the SEC, and its legal address is Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City. You can also use their telephone contact to reach out to them, which is (02)8876-84-84. Digido is known for its instant online loans.
You can borrow ₱1,000 to ₱10,000, and the interest for first-time borrowers is 0%. Repeat borrowers have to pay interest rates of 1% per day, and the maximum term is 180 days. You can apply for the loan if:
- You are a Filipino citizen between 21-70 years of age
- You have a steady source of income
- You have a government valid ID
Tala Lending
Tala is a lending app that offers financial services to people in need. Their services are licensed by the SEC, so there are no security issues concerns. They offer the following services:
- Financial brokers
- Personal loans
- Mortgages
You need to meet the following requirements:
- Be a Filipino citizen above 18 years of age
- Upload one valid government ID
- Own an Android smartphone with OS version 4.1 or above to download the app successfully
The loan amount can go up to ₱25,000. You can repay the borrowed amount in 61 days, and the interest rates are as low as 0.5% per day.
In case you need help, you can contact them at [email protected] or call them at 09778118252 or 09190822695. Their physical office is set up on the 5th floor, 5600 Osmena Highway corner Arellano Street, Barangay Pala Makati, Manila.
FAQ on Lending Companies in Makati
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Is private lending legal in Makati?
Yes, private lending is completely legal in Makati. The only requirement is that the service or company should be registered with the SEC.
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How can I get a loan from a lender in Makati?
Each lender in Makati has different requirements, but broadly speaking, you need to fill up an application form with a valid ID
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Can you get a loan for 3 months in Makati?
Yes, you can easily get a loan for 3 months in Makati. There are various options for loan terms available at each lending company, so you can get a loan for 7 days or 12 months, depending on your requirements.
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What is the largest financing company in Makati?
The largest financing company in Makati is Cashmart. It is an SEC-registered company that offers numerous loan products, including OFW loans, car loans, salary loans, and personal loans.
