Lending Companies in Baguio

Welcome to our comprehensive page dedicated to identifying the best lending companies in Baguio. This resource has been meticulously crafted to provide you with an extensive lending company list, tailored specifically for those residing or operating in Baguio.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months


Cash-Express provides online financial services to Filipinos, making the process easy to navigate via phone or PC. The company in Baguio offers the best rates — 1% to 2.3% monthly. Yet, if you’re taking out your first loan, Cash-Express will grant you a 7-day period with 0% interest rates. The available amount ranges from ₱1,000 to ₱20,000. The repayment tenure extends from 7 to 30 days.

Address: Avida CiryFlex, 7th Ave. Cor. Lane T, North Bonifacio, Bonifacio Global City, Taguig

Phone: +63279027390 (landline), +639399195727 (smart), +639171158452 (globe)

Email: [email protected]

Branches: no hubs, as lending services are distributed specifically online

SEC registration: CS201951088

Customers of CashExpress can obtain personal, micro, quick, and emergency loans. To be eligible, you need to meet certain requirements:



DigiDo is an online platform in the Philippines that provides loan products — salary and online loans, cash, and easy loans. It helps customers efficiently solve their financial hardness without collateral or debt traps. The interest rates are decent — the APRs don’t exceed 143%, charging 1% daily. The borrowing amount varies from ₱1,000 to ₱10,000, with a reimbursement period of up to 180 days.

Address: Level 7 Cyberpark Tower1 60 Gen. Aguinaldo Ave., Cubao, Second District, Quezon City, 1109 Metro Manila, Philippines

Phone: (02) 8876-84-84

Email: [email protected]

Branches: the company has no more offices because the services are offered online

SEC registration: 202003056

To receive a cash advance with DigiDo, make sure you have the following:

Loan Ranger

Loan Ranger is a company that provides financial assistance for Filipinos and greatly addresses payment gaps. It offers short-term cash loans for up to 3 months. The available funds range from ₱3,000 to ₱10,000. However, the interest rate is relatively expensive for low income customers — 12% per month.

Address: 1212 A. Mabini Street, Malate, Philippines

Phone: (02) 320-3053

Email: [email protected]

Branches: the only operative office is located in Manila, generally online

SEC registration: CS201516347

To start with application process, check if you meet the eligibility criteria:

Top OFW Lending Companies in Baguio



Kiviku is an efficient and innovative service for borrowing funds online. Clients in Baguio can apply and receive cash loan funds at any time around the clock. The lending sum varies from ₱1,000 to ₱25,000 with 0.16% interest per day or 4.6% per month. The reimbursement tenure extends from 60 to 180 days.

Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines

Email: [email protected]

Branches: services are distributed online

SEC registration: CS201918702

To obtain a loan at Kiviku, customers have to get acquainted and meet the requirements below:

Online Loans Pilipinas

Online Loans Pilipinas

If you’re looking for quick financial assistance, Online Loans Pilipinas would be a great choice. The company offers optimized and responsive online loan financial services. Any Filipino can borrow from ₱2,000 to ₱20,000 with 0% interest rates on their first loan. Yet, the repeated customers will have to cover a 16.6% to 24% rate. The maximum debt term would be 90 days.

Address: 197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, 7 floor

Phone: (02) 405 5171

Email: [email protected]

Branches: the OLP operates online; therefore has no extra hubs

SEC registration: CS201726430

Before filling out an application form, make sure you’re eligible for getting a loan:


OneClickMoney is a lending company that serves as an adapted alternative to one’s usual payment options. It focuses on business and personal loans. It allows customers to get access to instant funds on the most convenient terms. The available loan amount ranges from ₱1,000 and ₱20,000. The APR on the debt doesn’t exceed 145%, meaning clients have to pay around 0.03% daily. To return the borrowed sum, you’ll have 3 to 6 months.

Address: 10F, Rockwell Business Center, South Tower, Sheridan, Brgy. Highway Hills, Mandaluyong City

Phone: 0968 874 7401 (for smart) or 0917 100 1747 (for globe)

Email: [email protected]

Branches: the lending institution operates online

SEC registration: CS201953073

To obtain a cash advance at OneClickMoney, you need to:

Lending Companies in Baguio With Low Interest



Finbro is a reputable company that helps out Filipinos in need with loan products like easy, personal, and salary loans. It offers the lowest interest rates within the Philippines lending market — only 0.5% to 1.25% per month. Yet, the loan terms are extended up to 1 year, and the available sum goes up to ₱50,000.

Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig

Phone: 09690471419 (for smart) and 09176200773 (for globe)

Email: [email protected]

Branches: Finbro offers online application and dedicated managers

SEC registration: CS201908275

To be able to avail a debt at Finbro, you’ll need to fit the requirements:



RoboCash is another large and reputable financing company in the Philippines that provides installment and short-term loans and guarantees excellent services and superb experience. The institution offers the best rates as customers have to cover 0% per day. The lending amount ranges from ₱1,000 to ₱10,000. The reimbursement tenure is flexible — it starts from 7 and goes up to 180 days.

Address: Unit A Murphy Center, 205 Bonny Serrano Road, Brgy. Socorro, Murphy, Cubao, Quezon City NCR Philippines

Phone: (02) 876 8484

Email: [email protected]

Branches: there are 85 hubs only in the Philippines, also operates in Singapore, Croatia, Spain, Kazakhstan, Vietnam, and Sri Lanka

SEC registration: CS201730459

To be eligible to apply for a cash advance, make sure you match the criteria below:


The SAFC company provides customers with instant solutions to their financial hardships — home, OFW, seaman, car, and truck loans are at your disposal. The corporation constantly improves to ensure Filipinos have the best experience borrowing funds. SAFC allows you to take out a credit starting from ₱20,000 up to ₱250,000. The repayment term varies between 180 to 365 days. The rates aren’t hard-to-afford. Clients have to cover just 0.05% per day.

Address: The Currency Bldg. Ortigas Center, Pasig City, Philippines

Phone: +63 2 638 8810

Email: [email protected]

Branches: Lagoon, Quezon, Manila, Batangas, and Cebu

SEC registration: CS200706754

If you want to apply and avail a cash loan from SAFC, you need to:

FAQ on Lending Company in Baguio

Is private lending legal in Baguio?

Yes, private lending is legit national-wide. Yet, to operate legally, a financial provider company has to be registered with the Securities and Exchange Commission. Other documents, such as the Certificate of Authority, would be a plus. Overall, there are more than 2,500 private lending corporations within the Philippines.

How can I get a loan from a lender in Baguio?

To receive a loan from a company in Baguio, one has to meet the eligibility requirements of a chosen company. Usually, financial institutions ask to provide a government-issued ID, and employment details, to be at least 20 years old, and to be a Filipino citizen. Apart from this, you’ll have to fill out an online application form.

Can you get a loan for 3 months in Baguio?

Yes, it’s possible to avail of a loan for 3 months to manage your payment options. Many lending companies offer loan amounts up to 25,000 with a repayment tenure of up to 3 months. However, you can select the needed sum yourself and set a suitable repayment term.

What is the largest financing company in Baguio?

The largest financing companies in Baguio are mostly banks. For instance, you can check out UCPB, PSBank, Allied Bank, etc. These are the best corporations that provide a large variety of installment options with tailored terms. If you intend to take out a credit there, make sure you match the criteria.

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