Lending Companies in Zamboanga
Knowing the top loan businesses in Zamboanga is crucial for seeking trustworthy financial assistance. These firms provide various services to meet the many requirements of people and businesses in the area. These are Zamboanga’s top lending institutions.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Top 3 Lending Companies By Rate
Securing a loan at the most favorable rates is vital when in need of funds. Explore the top three lending companies recognized for their competitive interest rates and borrower-friendly loan terms.
Rizal Commercial Banking Corporation
A reputable lender with offices in Makati City is Rizal Commercial Banking Corporation (RCBC). RCBC provides its clientele’s easy accessibility with a vast branch network.
Legal Information
Address. RCBC Plaza Business Center, 6819 Ayala corner Senator Gil Puyat Avenue, Makati, Manila.
Contact information
- Phone. +632 28-307-54
List of Services
RCBC provides a wide variety of lending alternatives to meet different demands. While house loans are accessible for purchasing or remodeling real estate, personal loans are available for urgent financial needs. Business loans are ideal for those who want to launch their own firms or grow existing ones.
Loan Conditions
Applicants must fulfill certain requirements before submitting an application. These include being of legal age and having a steady salary. Verification of identity is also necessary.
SEC Registration
RCBC’s registration is with the Securities and Exchange Commission.
BDO Finance Corporation
BDO Finance Corporation is a trusted lending company offering various loans and services to individuals and businesses. The headquarters is located in Makati City. BDO Finance Corporation operates numerous branches nationwide, providing accessibility to its customers.
Legal Information
Address. ONB Center, Km. 9, Sasa, Davao City
Contact information
- Phone. (082) 233-7777
List of Services
The company provides a range of loans to cater to different needs. Individuals looking to buy or repair a property might apply for a home loan. There are several uses for personal loans. It includes travel, education, and medical costs. Small and medium-sized business loans (SME loans) are created to help them with their financial demands.
Loan Conditions
Certain conditions must be met before sending an application. The maximum age for those still working at the conclusion of the loan term is 65. For self-employed individuals, it is 70. Additionally, applicants must be Filipino citizens. They also should have their own residence for at least two years or rented residence for at least three years.
SEC Registration
BDO Finance Corporation is duly registered with the Securities and Exchange Commission.
Armed Forces and Police Savings and Loans Association, Inc
Armed Forces and Police Savings and Loans Association, Inc (AFPSLAI) is a lending company serving members of the armed and police forces. It provides various loans and services with flexible payment options.
Legal Information
Address. Camp Batalla, R. T. Lim Boulevard, Zamboanga
Contact information
- Phone. (02) 8911-2032
List of Services
The company offers several types of loans: salary, emergency, and calamity. Salary loans provide financial assistance to cover immediate needs. Emergency loans offer quick funds for unforeseen expenses. Calamity loans are available during times of natural disasters or emergencies.
Loan Conditions
To qualify for a loan from AFPSLAI, applicants must be Filipino residents and provide a valid government ID. The age requirement is between 20 and 65 years old.
SEC Registration
AFPSLAI is registered with the Securities and Exchange Commission.
Top OFW Lending Companies
Asialink Finance Corporation
Asialink Finance Corporation is a reputable lending institution that provides financial solutions for overseas Filipino workers (OFWs). With more than 20 years of industry experience, Asialink Finance Corporation has built a strong reputation for reliable financial assistance tailored to the needs of OFWs.
Legal Information
Address. 604-832 F. Tañedo St, Tarlac City
Contact information
- Phone. 0908-886-8780
List of Services
Asialink Finance Corporation offers a wide range of loan products to meet the diverse needs of its clients. These include personal loans, salary loans, business loans, car loans, and OFW loans.
Loan Conditions
To qualify for a loan from Asialink Finance Corporation, applicants must provide documentation verifying that they are of legal age and have a stable source of income. Valid identification documents are also required.
SEC Registration
Asialink Finance Corporation is a registered financial institution with the Securities and Exchange Commission.
BPI Leasing Corp
BPI Leasing Corp is an established lending institution that offers financing solutions to individuals and businesses, including those with low income. BPI Leasing Corp has a headquarters in Makati City. BPI Leasing Corp has a strong presence in the financial sector.
Legal Information
Address. 6768 Ayala Avenue, Makati City 0720, Philippines
Contact information
- Phone. +632 81-855-41
List of Services
BPI Leasing Corp provides various loans and services to cater to diverse needs. Their offerings include equipment, real estate, and financing for overseas Filipino workers (OFWs).
Loan Conditions
Each loan type may have specific requirements. It often includes proof of residence, income verification, business permits, financial statements, and collateral documents.
SEC Registration
BPI Leasing Corp is duly recognized as a registered business by the Securities and Exchange Commission.
Land Bank of the Philippines
The Land Bank is a popular lending company among Overseas Filipino Workers (OFWs) in the Philippines. This financial institution aims to support the financial needs of different types of customers. With over 50 years of experience, the Land Bank of the Philippines has branches nationwide.
Legal Information
Address. W376+MX2, San Jose Road
Contact information
- Phone. (+632) 8-405-7000
List of Services
The company offers various loans and services, including OFW, home, and agricultural loans.
Loan Conditions
Candidates must fulfill specific prerequisites. It includes submitting an endorsement letter from the Department of Agriculture (DA) and an endorsement letter from a Service Conduit. Other documents are a photocopy of the Registration Certificate, and a farm plan or business plan, depending on the type of loan.
SEC Registration
The Securities and Exchange Commission has registered The Land Bank of the Philippines.
Lending Companies With Low Interest
Security Bank Corporation
Security Bank Corporation is a reputable lending company that offers various financial services. Each of them can meet the financial needs of individuals and businesses. Security Bank Corporation has established itself as a trusted financial institution.
Legal Information
Address. 6776 Ayala Avenue, Makati City
Contact information
- Phone. 632 88-791-88
List of Services
The company provides various loan products with low interest rates. It includes home, car, and personal loans. Their home loan options assist individuals in financing their dream homes or property investments. Car loans enable customers to acquire vehicles of their choice. Personal loans offer financial assistance for various purposes.
Loan Conditions
Applicants must be Filipino citizens aged 18 to 68 years old to apply for a loan with Security Bank Corporation. They need to provide two valid identification documents and show proof of stable income.
SEC Registration
Security Bank Corporation is a registered company with the Securities and Exchange Commission.
Bank of Makati
Bank of Makati is a lending company known for its low interest rates. It is a respected business that offers its customers top-notch financial services. Bank of Makati has multiple branches across the country, ensuring accessibility for its customers.
Legal Information
Address. Ayala Avenue near the corner of Metropolitan Avenue, Makati City
Contact information
- Phone. (02) 886-3696
List of Services
The company offers various loans and services to cater to different needs. It includes auto, house, and business loans. Auto loans assist individuals in purchasing vehicles. House loans help customers achieve their dream of owning a home. Business loans provide financial support for entrepreneurs to grow their businesses.
Loan Conditions
Applicants must meet specific conditions to apply for a loan from the Bank of Makati. It includes presenting a valid government-issued ID, an original copy of the Certificate of Employment, and proof of billing.
SEC Registration
Bank of Makati is a registered Securities and Exchange Commission lending company.
1st Valley Bank Inc
1st Valley Bank Inc is a lending company with low interest rates. It is legally registered and operates in the Philippines. The bank has multiple branches across the country, making its services easily accessible to customers.
Legal Information
Address. 1ST VALLEY BANK BLDG, VAMENTA COR. LIRIO ST. CARMEN
Contact information
- Phone. (088) 858-4153
List of Services
The company offers a range of financial services. It provides jewelry loans, enabling customers to secure quick cash using their valuable jewelry as collateral. Salary loans are also available, allowing individuals to borrow against their monthly income.
Loan Conditions
Applicants must meet certain conditions to qualify for a loan from 1st Valley Bank Inc. They should be at least 21 years old, a Filipino citizen, and have an office or residence landline. The minimum gross monthly income required is PHP 12,000.
SEC Registration
1st Valley Bank Inc is registered with the Securities and Exchange Commission.
FAQ on Lending Companies in Zamboanga
-
Is private lending legal?
In Zamboanga, private lending is legitimate as long as it adheres to the rules established by the government.
-
How can I get a loan from a company in Zamboanga?
You can apply in person at a company’s branch in the city or online through their website.
-
Can you get a loan for 3 months in Zamboanga?
Yes, it is possible to get a loan for 3 months. Several lending companies in the area offer short-term loans with varying payment options.
-
What is the largest financing company in Zamboanga?
The largest financing company is the Development Bank of the Philippines (DBP). It provides financial services and support for businesses in the Zamboanga region.
