Lending Companies in Valenzuela

A huge number of Filipinos use lending services. Every year they are becoming more and more popular. A loan is a great opportunity to buy household appliances or a car, pay for expensive medicines or treatment, pay for a tourist trip, etc. The purpose of a loan can vary. But the point is that you can cover your expenses now and repay the borrowed money over time.

Loans are provided by various financial institutions, including banks, credit agencies, credit unions, pawnshops, microcredit organizations, etc. Bank loans are in high demand. In this case, the borrower can receive a fairly large loan amount for a long period. However, the requirements for borrowers are serious. You must collect a number of documents and provide a valid ID, proof of address, proof of income, etc. A guarantee is often needed. In addition, banks require a good credit history and often refuse those with a low rating.

Online loans are also very relevant today. They are provided by lenders online. This is a great alternative to bank loans. Even those who have a bad credit history can borrow funds. A minimum package of documents is usually required to apply for an online loan and receive approval.

If you want to get a loan in the Philippines, Valenzuela, you need to be responsible in choosing a financial company and give preference to the one that suits you the most. The description below of the best Valenzuela lenders will help you with this.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Valenzuela Lending Companies With Instant Approval

Do you need money to cover urgent financial expenses? Contact lenders providing personal loans with instant approval.



DigiDo is one of the best SEC-registered online lending companies providing fast loans in the Philippines, Valenzuela. Loan conditions are simple and favorable. The minimum available amount is PHP 10,500, and the maximum is PHP 25,000. The loan is usually issued for a period of 3 to 6 months. Interest rates are 11.9% per month. The maximum annual interest rate is 143%.

The lender does not require any documentation, guarantor representation, or guarantee deposits. Basic eligibility requirements include age 21 to 70, employment with a monthly income, and Philippine citizenship.

Thanks to the round-the-clock work of the service, you can fill out an online application on the website https://digido.ph/ at any convenient time without even leaving your home. Applications are processed automatically within 5-10 minutes, after which the borrowed funds are transferred to the borrower’s bank account.


If you need more money than DigiDo provides, you can contact UnionBank. This SEC-registered bank offers a variety of financial services, including credit cards, debit cards, prepaid cards, debt consolidation, auto loans, home loans, student loans, and so on. Loan amounts range from PHP 1,000 to PHP 1,000,000. Loan terms: 1-12 months. Interest rates: approximately 2% per month.

UnionBank has many branches throughout the Philippines, including Pasig, Taguig, Quezon City, Makati, San Juan, Pasay, Valenzuela, etc. The address of the company in Valenzuela: Manila North Road Marulas, Km 12, MacArthur Hwy, Valenzuela, 1440, Philippines. Phone number: +63 2 7622 0849. Website: https://www.unionbankph.com/.

Basic requirements for borrowers:

The application processing time is approximately 1 hour. After the fast loan is approved, the client receives funds within 60 seconds.

Bestloan Valenzuela Branch

This SEC-registered financial institution should also be noted as one with the fastest approval. Bestloan Valenzuela Branch address: Unit 3 1st Flr Capri Bldg, MacArthur Hwy, Valenzuela, 1440 Metro Manila, Philippines. To contact the lender by phone, use the number +63 908 962 7697.

Among the popular loan products of this company in Valenzuela are barangay loans, pension loans, seaman loans, allottee of seaman loans, teachers loans, etc. The available amounts directly depend on the type of loan you choose. But in general, they range from PHP 25,000 to PHP 2,000,000. Interest rates are reasonable and amount to 3-3.5% per month. Loan repayment terms are 1-36 months.

Requirements for borrowers are approximately the same as the above-described credit companies have. Application processing takes several hours. Loans are usually provided to borrowers on the same day they apply.

Top OFW Lending Companies in Valenzuela

Some financial institutions in the Philippines, Valenzuela, provide OFW loans with favorable payment options for overseas Filipino workers. If you would like to use OFW financial services, please contact Land Bank, Global Dominion Financing Incorporated (GDFI), or Pag-IBIG Fund. These companies are considered the best today and therefore deserve your trust.

Land Bank

Land Bank of the Philippines

This SEC-registered financial company is well-known in the Philippines. It was founded in 1963 in Manila and has extensive experience providing high-quality financial services to overseas Filipino workers. The number of branches is 607. The Landbank Valenzuela Branch address is PX2M+953, F. de la Cruz, Valenzuela, 1441 Metro Manila, Philippines.

Consider the table to find out the main conditions of Land Bank lending.

Land Bank
Financial services Saving accounts, debit cards, online banking, various types of loans (OFW loans, personal loans, home loans, business loans, and so on), investments, and other related products and services
Loan amounts Up to PHP 2,000,000
APR 24%
Loan terms Different
Requirements Age 16-62, salary at least PHP 25,000, valid ID, etc.

Therefore, Land Bank is a good choice for both overseas Filipino workers and in-country citizens. A wide range of loan products and payment options allows everyone to benefit from the financial services received.

Global Dominion Financing Incorporated (GDFI)

Global Dominion Financing Incorporated

GDFI is another trusted SEC-registered financial institution where you can get an OFW loan. The main office is located in Pasig, but there are branches in many other country cities, including Valenzuela. Valenzuela GDFI Branch address: PX4Q+4JC, Lungsod ng Valenzuela, 1440 Kalakhang Maynila, Philippines.

GDFI lending conditions differ from Land Bank. Check the table for more details.

Financial services Refinancing services, car financing, truck financing, doctor loans, OFW loans, student loans, etc.
Loan amounts PHP 10,000 – PHP 2,000,000
Interest rates Starts at 1.5% per month
Loan terms Up to 48 months
Requirements Philippine Citizenship, 21-65 years of age, the minimum required income of PHP 20,000, must have a co-borrower, etc.

GDFI interest rates are low, and loan repayment terms are long enough. These are the main advantages of the company.

Pag-IBIG Fund

Pag-IBIG Fund

Overseas Filipino workers with low income often receive financial assistance from the Pag-IBIG Fund. This SEC-registered financial company provides its services both in land-based branches and online. Here is the website where you can fill out a loan form: https://www.pagibigfund.gov.ph/. Pag-IBIG Fund Valenzuela Branch address: 286 ARCA North Center, MacArthur Hwy, Brgy, Valenzuela, Metro Manila, Philippines. Phone number: +63 2 8422 3000.

Consider a table describing the company’s services, loan amounts, APRs, loan terms, and basic requirements for borrowers.

Pag-IBIG Fund
Financial services Membership & savings programs, housing loans, short-term loans, multi-purpose loans, calamity loans, OFW loans, and other services
Loan amounts Up to PHP 6,000,000
APR 10.5%
Loan terms 24-36 months
Requirements Have savings in the Pag-IBIG Fund totaling PHP 4,800, pay one or more membership fees for the last half a year, and provide proof of income

Pag-IBIG Fund is known for its high loan amounts and affordable APRs. But it is important to take into account its requirements for borrowers, as they are slightly different from those of other financial companies.

Valenzuela Lending Companies With Low Interest

APR is probably one of the main criteria in choosing a lending company. By finding a lender with a low-interest rate, you can benefit from financial services without overpaying your money. Here is a list of Valenzuela companies that operate legally, have rich experience, and offer low interest rates:

Feel free to contact these lenders and find out more about their lending services. This will allow you to choose the one that best meets your expectations.

FAQ on Valenzuela Lending Companies

Is Valenzuela private lending legal?

Private lending in the Philippines, Valenzuela, is not prohibited by law. But the choice of a lender should be taken responsibly. It is recommended to study all the terms and conditions in detail.

How can I get a loan from a Valenzuela lender?

Consider the loan amounts, loan terms, and interest rates of different financial companies. Then decide on the choice of the most suitable one. After that, submit a loan application and wait for a response from the lender. If you meet all the requirements, you will be able to borrow money.

Can you get a loan for 3 months in Valenzuela?

You can borrow money for 3 months without any problems. Just indicate this when filling out a loan form, and the lender will determine the appropriate interest rate in this case.

What is the largest Valenzuela financing company?

Land Bank is the largest financing company in this Filipino city.

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