Lending Companies in Tarlac

In today’s market, many financial organizations offer lending services for Filipino citizens with low income. Therefore, choosing a lender is often a big problem. However, if you know what to pay attention to, there is nothing difficult.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Main Criteria for Choosing a Lending Company

Important criteria for choosing a lender include:

  1. The loan term. Determine the period for which you need credit funds and when you will definitely be able to pay off the debt. Most companies welcome early repayment. This is also important because you can return money earlier and save on interest;
  2. The loan amount. If you are contacting a lender for the first time, find out the allowable amount for new customers. Will this money be enough for your needs? Some lenders are reluctant to lend large amounts to newcomers, while others offer loans of ₱1,000,000 or more without any restrictions;
  3. The interest rate. Check out the interest rates for new and regular customers. Financial organizations often offer favorable discounts when taking out a first loan. It is also possible to find a company that issues interest-free loans to new customers;
  4. Juristic documents. The official website of the organization should have a section in which scanned copies of documents such as registration certificates, licenses, financial statements, and loan agreements are presented. Read this information to get an idea of how the institution works and cooperates with clients;
  5. Reviews. You can find reviews of services provided by lending companies on many websites. Users share their impressions, which can be very useful for those who choose a financial partner.

A thorough approach to the analysis of the above criteria will help you choose the best lender in the Philippines. Find below a list of companies with loan terms worth considering in detail.

Reliable Online Lenders in the Philippines, Tarlac

The online lending market is actively developing today. And this is not surprising because borrowers have the opportunity to receive high-quality financial services without even leaving their homes. The requirements are simple, and the conditions under which funds are issued are favorable.

The most popular Tarlac online lenders are Finbro.ph, PFSC, LF Lending, etc. Each has different loan products, loan amounts, interest rates, payment options, and repayment terms. Still, the common thing is that the money can be received instantly, already within 1–24 hours after approval. This is beneficial for those who need to cover urgent expenses such as medical bills, utility bills, car repairs, etc.



Visit the website https://www.finbro.ph/ to contact Finbro.ph, a well-known SEC-registered financial company in Tarlac. You can fill out a loan application if you have a minimum salary of ₱15,000 per month. As for the required documents, a selfie and a valid ID will be enough. The maximum amount available is ₱50,000. The processing fee is 0% for the first loan. The debt repayment period is up to 365 days.


PFSC can be a good choice for those who need a high loan amount. This SEC-registered organization offers personal loan amounts of up to ₱5,000,000 with a 360-day repayment term. The requirements for borrowers are not strict. Applicants must be aged 21-60 and have a salary of at least ₱15,000 per month. The processing fee is 6% of the approved loan amount.

LF Lending

LF Lending is known for its multi-purpose loans, which can be used for any legal purpose (home renovations, tuition fees, car purchases, wedding expenses, etc.). A user-friendly interface makes filling out an application on the company’s website https://lflendingservices.com/ easy. It only takes a few minutes. The processing time takes approximately 1–2 days. The processing fee is 4%. Maximum loan amount: ₱100,000. Repayment terms: 1–12 months.

LF Lending operates legally and has an SEC registration, so it is safe to use its financial services.

Top OFW Lending Companies in the City of Tarlac

OFW lending programs are very popular today. This is because many Filipinos work abroad. Thus, the number of overseas Filipino workers was 1.77 million in 2020, and 2021 it increased to 1.83 million.

OFW financial assistance helps address the challenges faced by Filipino migrant workers. The conditions under which loans are issued are usually favorable. Loan products and payment methods are varied. Read a brief description of the best OFW lenders in the City of Tarlac below.

A+ Lending

A+ Lending is an SEC-registered banking institution with extensive experience in the Philippine financial market. It provides quality lending services to all OFW and non-OFW loan applicants. The list of services is extensive and includes personal loans, home loans, business loans, payday loans, OFW loans, etc. You can also contact the company if you are interested in debt consolidation.

A+ Lending has a large number of branches throughout the Philippines, including Science of Muñoz City, Davao City, Buguias, Antipolo, Davao City, etc. The address of the company in the City of Tarlac: Room 202, Que Kian Building, F Tanedo Street, Tarlac City, 2300 Tarlac, Philippines. Phone number: +63 45 800 1740.

Loan amounts reach ₱2,000,000 or even more. Interest rates are 8.00%-20.00% per annum. Payment terms are up to 84 months. Documents and requirements for borrowers include age from 21 to 60 years old, a copy of a work visa, a copy of an employment contract, and a monthly salary of at least ₱25,000.


BPI Leasing Corp

This is another prominent SEC-registered company in the Philippines that provides OFW loans for overseas Filipino workers. You can visit the Tarlac Highway branch at MacArthur Hwy, Tarlac City, 2300 Tarlac, Philippines. Use the phone number +63 45 982 3632 to get answers to all your questions.

The OFW loan amounts range from ₱20,000.00 to ₱1,000,000.00. The minimum loan term is 1 year, and the maximum is 3 years. The annual contractual rate ranges from 25.03% to 25.60%. The monthly interest rate is 1.20%. The application processing usually takes 5-7 business days, provided that the applicant meets all the requirements of the lender, which include age 21–60 years, employment for at least 2 years, and a monthly income of ₱25,000.

Security Bank

Security Bank

Security Bank is a trusted SEC-registered lending company in Tarlac, offering various OFW financial assistance programs. It was founded in Manila, Philippines, in June 1951. Thanks to its rich experience, variety of loan products, and high quality of financial services provided, Security Bank is today considered one of the best lending companies in the Philippines. Its address in the City of Tarlac: Tañedo Corner Zafiro Street, San Nicolas, Tarlac City, Tarlac, Philippines. Its phone number is +63 45 923 0506. Website: securitybank.com.

The maximum available loan amount is ₱2,000,000. Interest rates start at 29.48% per annum, and a payment term is 6–36 months. To be approved for a loan, a borrower must have a minimum gross fixed annual income of ₱360,000.

Tarlac Lending Companies With Low Interest

Each lender determines the interest on the loan independently, taking into account a number of factors, such as:

To get a loan with a low-interest rate, you need to consider the offers of different financial companies and choose the one with the APRs that suits you the most. The table below illustrates the reputable lenders in the City of Tarlac and compares their interest rates to help you make the right choice.

Lending company Interest rates
El Avance Lending Corp. 9.15% – 11.15% per annum
A+ Lending 8.00%-20.00% per annum
Mega Dragon Micro Lending Corp. 12.00% – 14.00% per annum
Rock Tower Lending Express, Co. Inc. 7.74% – 12.74% per annum
Acer Lending Investors, Inc. 8.00%-20.00% per annum
Concepcion West Lending Express Inc. up to 36.00% per annum
Advance Credit Corp. up to 18% per annum
Gabay Alay Credit Inc. 13.00%-20.00% per annum
First Standard Finance Corporation 7.29% – 8.99% per annum

As we can see, the interest rates of different lending companies vary. This also applies to available loan amounts, payment options, and loan terms. Carefully study all the conditions before borrowing money and benefit from beneficial cooperation with reliable lenders!

FAQ on Lending Companies in the City of Tarlac

Is private lending legal in Tarlac?

Private lending is legal in the City of Tarlac if the lender is properly licensed and complies with the law.

How can I get a loan from a Tarlac lender?

Everything is simple. You need to fill out a loan application and submit it to the lender for consideration. It is important to provide true personal data. Otherwise, you will be refused.

Can you get a loan for 3 months in the City of Tarlac?

You can get a loan for 3 months in the City of Tarlac as loan terms vary from lender to lender. Just contact A+ Lending, LF Lending, Finbro.ph, PFSC, etc., and get financial assistance.

What is the largest Tarlac financing company?

Security Bank is considered the largest financing company in the City of Tarlac and the Philippines as a whole.

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