Lending Companies in Pasay

Consumer lending is actively developing in the Philippines today, which has a positive effect on the well-being of the population, the results of the financial and credit sector, and the country’s economy as a whole.

However, the choice of lenders requires a detailed analysis and comparison of various options. It is necessary to assess the reliability and reputation of companies and analyze interest rates and loan repayment terms. It is also important to check the availability of a license and read reviews. By spending some time on these aspects, you will be able to find the best offer to meet your requirements.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

Most Popular Pasay Lenders in 2024

If you are looking for a trustworthy lender in the Philippine city on the island of Luzon Pasay, pay attention to Pagasa Philippine Lending Company, ECI Lending Corporation, and UnaCash. Their loan products differ significantly, but at the same time, each company is very popular and has many customers.

Pagasa Philippine Lending Company

This is a world-famous credit agency established by ASA International in June 2007. It is registered by the Securities and Exchange Commission and is considered one of the most reliable in the Philippines. The number of branches of the company is 345. They are located in Quezon City, Las Piñas, Marikina, Taytay, Mandaluyong, Pasig, Baliwag, Cabuyao, Cagayan de Oro, Pasay, and other cities of the country. Pagasa Philippine Lending Company’s Pasay address: 91 SNT. James St., Maricaban Brgy, 183, Pasay, Metro Manila, Philippines.

Pagasa Philippine Lending Company specializes in providing microfinance services to low income Filipino residents. Every citizen of the country aged 18 to 65 who is experiencing financial difficulties can apply for financial assistance. Credit checks are not strict. The maximum available loan amount is ₱60,000. The borrower is usually charged 15-20% per annum. The repayment period can be up to six months.

ECI Lending Corporation

It is an SEC-registered financial institution that provides lending services in Pasay. Address: 1255 F. CRUZ, MALIBAY Brgy. 160, PASAY, METRO MANILA. The lender can be contacted by phone number +63 2 8852 8264.

ECI Lending Corporation has extensive experience in the financial sector. This is one of its important advantages. Another advantage is the relatively high loan amounts available. They often reach ₱1,000,000 or even more, depending on the borrower’s credit rating. Interest rates are between 3.00%-3.50% per month. Payment terms are different: 6 months, 1 year, 3 years, 5 years, 7 years, 10 years, etc.


Pasay residents often contact lenders online to get the money they need. Such companies usually offer small loan amounts but do not impose serious requirements on borrowers.

If you have a low income, feel free to fill out an application on the website https://unacash.com.ph/. The SEC-registered company UnaCash provides loan amounts from ₱1,000 to ₱50,000. Interest rates are 0%-16%. The payment period is not less than 61 days and not more than 6 months. The lender provides fast approval, so you can receive money on your bank card within 1 day.

Consider the summarized table below.

Pagasa Philippine Lending Company ECI Lending Corporation UnaCash
Loan amount up to ₱60,000 up to ₱1,000,000 ₱1,000 – ₱50,000
Interest rates 15-20% per annum 3.00%-3.50% per month 0%-16% per annum
Loan terms up to 6months different 61 days – 6 months

Choose one of the above companies that suit you best and enjoy all the benefits of a quality loan service!

Top OFW Lending Companies

Migrants often face financial problems and do not know where to turn for help. Fortunately, there are OFW organizations that are ready to provide financial assistance on favorable terms.

Bestloan Finance and Leasing Philippines

It is a well-known SEC-registered OFW financial institution in the Philippines. Its branches are located in different cities of the country, including Pasay. Here is the address where you can apply: Dominga Street Corner Tramo Unit 3 Centro Buendia Building, Pasay, 1306 Metro Manila, Philippines, phone number: +63 2 8714 2992.

The company’s list of lending services is wide and includes auto loans, home loans, personal loans, payday loans, business loans, debt consolidation, refinancing, OFW loans, etc. OFW lending provided by Bestloan Finance and Leasing Philippines is very profitable, which is why it is popular among overseas Filipino workers. The loan amounts are up to ₱50,000. Payment terms are flexible (from 14 days to 6 months). The interest rate is 2.5% per month.

To be approved, applicants must submit a fully completed form and all required documents:

Cash Mart

Cash Mart

This SEC-registered loan company in Pasay provides the most flexible OFW loans for overseas Filipino workers. It is located at 507, EDSA, corner P. Zamora Street, Pasay City, 1300 Metro Manila, Philippines. The contact phone number: +63 2 8831 7741.

The company’s branches are located throughout the Philippines. In addition, the lender provides its financial services online. That is, you don’t even need to visit a land-based branch to get a loan. You just need to visit the website https://cashmart.ph/ofw-loan/, apply online, verify the loan, and get credited.

OFW lending conditions are quite favorable. Thus, the minimum available loan amount is ₱3,000, and the maximum is ₱30,000. The interest rate is 0.0571% per day. APR is 20.8415%. There is also a processing fee of 10% of the principal loan amount. Payment options are varied. Each borrower can choose one of the most suitable for himself.

Requirements for OFW applicants:

The requirements for land-based and seafarer OFW borrowers are slightly different. You can clarify this issue by contacting the lender directly.

Security Bank

Security Bank

Security Bank is one of the leading universal banks in the Philippines that provides loan products (personal loans, business loans, mortgages, student loans, debt consolidation, auto loans, payday loans, home equity loans, etc.) to commercial, retail, corporate, and institutional clients. It was founded on June 18, 1951, and has 313 branches. The company address in Pasay: No. 1924 Taft Avenue corner Bernabe Street, Pasay City, Pasay City, Philippines. Branch phone number: +63 25164067.

This bank conducts a credit check. The requirements for OFW borrowers are quite serious. It is important not only to be at least 21 years of age and have a stable income but also to provide all the requested documents, such as a government-issued ID, 2 photos, the latest proof of billing, etc. The approval duration is usually 3-5 working days. The maximum loan amount is ₱2,000,000. The repayment terms: 6-36 months. APT is 29.48%. Other fees are ₱2,000.

Check out the table to compare the financial services of the companies described.

Bestloan Finance and Leasing Philippines Cash Mart Security Bank
Loan amount up to ₱50,000 ₱3,000 – ₱30,000 up to ₱2,000,000
Interest rates 2.5% per month 0.0571% per day, 20.8415% per annum 29.48% per annum
Loan terms from 14 days to 6 months different 6-36 months

Each of the above companies provides high-quality OFW loans to low income Filipinos. Various payment options please everyone.

Pasay Lending Companies With Low Interest

If you want to find a lending company in Pasay with low interest, consider the following lenders:

  1. UnaCash (charges 0%-16% per annum);
  2. Pagasa Philippine Lending Company (charges 15% per annum);
  3. Bestloan Finance and Leasing Philippines (charges 1.58% per month);
  4. ECI Lending Corporation (charges 2%-2.5% per month);
  5. ECI Lending Corporation (charges 3%-3.5% per month);
  6. Esquire Financing Inc. (charges 3.5% per month), etc.

To get a loan at the most favorable interest rate, it is recommended to use loyalty programs for certain categories of customers, apply for a loan with the condition of intended use (mortgage, car loan) or provide a financial institution with additional guarantees in the form of loan security (collateral, guarantee). The main thing is to choose legal lenders with extensive experience in providing lending services.

FAQ on Pasay Lending Companies

Is private lending legal in Pasay?

Private lending is not prohibited by Pasay law. But using the services of private lenders can be risky compared to dealing with government-regulated financial institutions.

How can I get a loan from a Pasay lender?

Getting a loan from a Pasay lender is easy. The main thing is to meet all the requirements, be at least 18 years old, and have a stable income. A loan application can be filled out in a land-based branch or on the company’s website online. The requested amount of money will be transferred to your bank account immediately after approval.

Can you get a loan for 3 months in the Philippines, Pasay?

You can get a loan for 3 months without any problems. Many lenders offer money even for a month (in the case of a payday loan).

What is the largest Pasay financing company?

Security Bank is the largest Pasay financing company operating on a legal basis. This explains the high popularity of its services.

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