Lending Companies in Naga
In the Philippines’ Bicol Region, Naga City is renowned for its robust business community and vibrant economy. In this post, we’ll look at some of Naga’s top lending enterprises. They all provide local residents and businesses with various loan products.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Top 3 Lending Companies By Rate
Securing a loan from a lender that provides advantageous loan conditions and affordable interest rates is crucial for borrowers. Learn about the top three lenders known for their tempting rates and accommodating conditions.
Fg Financial Co., Inc
Fg Financial Co., Inc. is a loan organization that offers both private citizens and companies various financial services. Naga City serves as the company’s headquarters, with several offices all across the Philippines.
Legal Information
Address. Unit 1 2nd Floor Prieto Building, Panganiban Drive, Naga
Contact information
- Phone. +63 54 473 0708
List of Services
Fg Financial Co., Inc offers many different loan products. It includes personal, business, home equity, and debt consolidation loans. Additionally, Fg Financial Co., Inc provides clients investment advice and financial planning services.
Loan Conditions
To apply for a loan, applicants must meet specific requirements set by Fg Financial Co., Inc. These requirements typically include a good credit score, stable income, and employment history. Collateral may also be required for certain loan types.
SEC Registration
The Securities and Exchange Commission (SEC) has registered Fg Financial Co., Inc. It makes sure that federal securities rules and regulations are followed. This registration provides borrowers with an added layer of protection when working with the company.
Asialink Finance
Asialink Finance is a reputable lender that offers a range of loans and financial services to both individuals and companies. The company has grown since its foundation in 1997. Today it become a leading provider of financial services in the Philippines.
Legal Information
Address. 2nd Floor Naga Traders Square Building (atop Chowking), P. Burgos Street, Naga City
Contact information
- Phone. +63 917 832 6242
List of Services
The company provides a comprehensive set of loans and services to cater to various needs. These include personal loans, business loans, salary loans, truck loans, and real estate financing.
Loan Conditions
To apply for a loan, Asialink Finance requires applicants to submit necessary documents such as valid identification, proof of income, and collateral, depending on the loan type.
SEC Registration
Fg Financial Co., Inc. has been set up by Asialink Finance. It guarantees adherence to federal securities laws and regulations. When dealing with the firm, borrowers are given an additional degree of safety thanks to its registration.
Bicol Credit Union
Bicol Credit Union is a reputable lending company offering clients a wide range of financial services. Established in the Bicol region, the company has provided financial assistance to individuals and businesses for several years. Bicol Credit Union has several branches in different parts of the region, making it easily accessible to clients.
Legal Information
Address. CASAFI Compound, Liboton Street, Naga City
Contact information
- Phone. +63 54 811 2388
List of Services
Bicol Credit Union offers personal loans, business loans, salary loans, and educational loans. They also provide savings and investment options for clients seeking financial growth.
Loan Conditions
Loan requirements vary depending on the loan type. Applicants must be at least 21 years old with a stable income source for personal loans.
SEC Registration
The Securities and Exchange Commission (SEC) has registered Bicol Credit Union. It reassures clients about their dependability and effectiveness in delivering financial services.
Top OFW Lending Companies in Naga
Metro Quicash Lending Corp.
Metro Quicash Lending Corp is a lending organization that offers various loan services to those in need of money. This lending organization provides a variety of loans and services to meet the different demands of its customers.
Legal Information
Address. Nit 3 Bocobo Commercial Center J. Bocobo St Cor. Padre Faura St Ermita, Manila
Contact information
- Phone. +63 25097430
List of Services
Metro Quicash offers a range of loan options. It includes OFW, personal, salary, business, and car loans. They also provide additional services like bill payment options and remittance services.
Loan Conditions
Depending on the loan you are asking for, their lending criteria change. For instance, you would have to present identity and income documentation if you were seeking a personal loan.
SEC Registration
Metro Quicash Lending Corp is registered with the Securities and Exchange Commission (SEC).
BPI Leasing Corp
BPI Leasing Corp is a reputable lending firm with many years of experience that provides various financial services to its customers. The corporation has established itself as a dependable source of capital for both enterprises and people.
Legal Information
Address. Bank of the Philippine Islands, Ayala Ave, Makati, 1226 Metro Manila
Contact information
- Phone. +63 28452728
List of Services
The company offers diverse loans and services. This includes equipment leasing, real estate financing, and vehicle financing. Equipment leasing lets businesses acquire machinery without upfront payments. Real estate financing enables property purchases or renovations, while vehicle financing allows for car or vehicle purchases.
Loan Conditions
To qualify for a loan from BPI Leasing Corp, applicants must meet certain requirements, such as having a good credit score and providing collateral. The company also requires applicants to submit proof of income and a Certificate of Employment.
SEC Registration
BPI Leasing Corp is registered with the Securities and Exchange Commission (SEC).
Cashmart
Cashmart is a well-known lending organization that provides its consumers with a wide choice of loans and services. The organization has locations around the major cities of the Philippines.
Legal Information
Address. 53 Bayani Rd, Taguig, 1630 Metro Manila
Contact information
- Phone. +63 28290000
List of Services
The lending company provides a variety of loans and services. It includes personal, business, salary, and OFW loans. Each loan type has its own unique set of features and benefits. Cashmart also offers credit card and debt consolidation services.
Loan Conditions
To qualify for a loan from Cashmart, applicants must meet specific requirements, such as being at least 21. They also should have a stable source of income and a valid ID.
SEC Registration
The Securities and Exchange Commission (SEC) has registered Cashmart.
Lending Companies in Naga With Low Interest
Bank of Makati
The Bank of Makati is a well-known lending institution in the Philippines. It provides a variety of financial services with low interest rates. The bank has earned a solid reputation as a dependable source of finance throughout the years.
Legal Information
Address. Elias Angeles Street, Naga City, 4400, Camarines Sur, Elias Angeles, Naga
Contact information
Phone: +63 54 473 9898
Loans and Services
Bank of Makati offers a diverse range of loan options to cater to different needs. Their offerings include personal loans for education, travel, medical expenses, and debt consolidation. Moreover, the bank also extends business loans to support entrepreneurial ventures.
Loan Conditions
To qualify for a loan, applicants need to submit several documents. These include a valid government-issued ID, proof of income, SSS (Social Security System Card), and other necessary documents.
SEC Registration
Bank of Makati is a Securities and Exchange Commission (SEC)-registered firm.
Philtrust Bank Corporate
Philtrust Bank Corporate is a reputable lending company with many years of experience. They offer their clients a wide range of loans and services with low interest rates. Established in 1916, Philtrust Bank Corporate has provided financial assistance to individuals and businesses for over a century.
Legal Information
Address. Philtrust Bldg., Caceres, cor Elias Angeles Sts., Naga City
Contact Information
- Phone. (054) 472-34-91
Loans and Services
Philtrust Bank Corporate provides various types of loans, such as personal loans, business loans, home loans, and auto loans. The company also offers its clients credit card services, insurance products, and investment opportunities.
Loan Conditions
Applicants must provide some important documents to get their application approved. It includes a valid government-issued identification, income verification, Social Security System (SSS) card, and other essential paperwork.
SEC Registration
Philtrust Bank Corporate is a Securities and Exchange Commission (SEC)-registered firm.
Philippine Bank of Communications (PBCom)
Philippine Bank of Communications (PBCom) is a reputable lending company in the Philippines, headquartered in Makati City. The bank has established branches nationwide, ensuring convenient access to its services.
Legal Information
Address. G/F Rodriguez Bldg., 956 Panganiban St, Cor Balintawak St, Naga
Contact Information
- Phone. +63 54 881 1126
Loans and Services
PBCom offers a comprehensive range of loans and services with low interest rates, catering to various financial needs. These include personal, business, home, car loans, and credit cards. They also provide investment products like mutual funds and insurance policies.
Loan Conditions
To qualify for a loan from PBCom, applicants must meet specific requirements, including not having a low income source and collateral when necessary. As part of the application procedure, the bank evaluates applicants’ creditworthiness.
SEC Registration
PBCom is a Securities and Exchange Commission (SEC)-registered firm.
FAQ on Lending Companies in Naga
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Is private lending legal?
Yes, private lending is legal. Private lenders can legally operate and provide loans to individuals and businesses under the regulations set by the government.
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How can I get a loan from a company in Naga?
To obtain a loan from a lender, you can approach local banks, credit unions, or online lenders operating in the area. Then you can inquire about their loan application process.
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Can you get a loan for 3 months?
Yes, some lending companies offer short-term loans with a payment options of 3 months. It is advisable to check with specific lenders for details.
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What is the largest financing company in Naga?
The major financial institution is BPI (Bank of the Philippine Islands). It provides a variety of financial services and loan products.
