Lending Companies in Manila

The lending industry has been under massive development. More companies appear on the market to offer their financial services to clients—the tendency towards top-notch lending services and loan products in different countries. The Philippines have become the center of well-developed lending processes to let borrowers get their money fast.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

The Most Reputable Credit Services for Manila Citizens

How to borrow money? In this article, you will find multiple examples of companies to offer the most flawless services on the market. Low rates, long repayment terms, and a short list of requirements are possible. We will show you the best you can find in the Philippines if you need money fast.

Bank of the Philippines Islands (BPI) Security Bank Cashalo
SEC Registration Yes Yes Yes
Requirement Set
  • ID verification
  • Proofs of income
  • Employment status
  • Passport verification
  • Proofs of good income
  • Employment
  • Collateral if needed
  • ID
  • Proofs of income
  • Employment status
Loan Types
  • Personal loans
  • Home equity loans
  • Auto loans
  • Credit cards
  • Credit cards
  • Home equity loans
  • Auto loans
  • Personal loans
  • Home equity loans
  • Credit cards
  • Personal loans
  • Auto loans

Bank of the Philippines Islands (BPI)

BPI Leasing Corp

BPI is located at Ayala Avenue, Makati City, Metro Manila. If you need to reach out to the office and specify the details of your cooperation, make sure to use +632-89-100 for a fast connection. The banking institution has branches in many different corners of Manila, so you will find this bank location convenient.

With the developed system of services, BPI offers different types of loans. Here you can find the list of the most common and requested ones. However, the set of services can be longer.

The requirements for the procedure differ. Make sure you prepare all the papers so that no issues appear at the final steps of your application. Safety is another benefit of using a BPI personal loan. BPI is registered with the SEC.

Security Bank

Security Bank

You will find the finest options in the Philippines if you require prompt financial assistance. Security Bank helps borrowers meet their financial needs. The bank has a wide set of financial services. It can be applied to any type of financial request from the borrower’s side. What types of loans does this banking institution offer?

Security bank is an excellent option for those who seek simple yet effective solutions for their financial needs. The official address is Security Bank Centre, 6776 Ayala Avenue, Makati City, Metro Manila. In case of any questions, you can reach out by calling +632-88-791. The bank is registered with the SEC.


Cashalo Logo

Let’s finish this list with another banking institution popular among borrowers in Manila. Cashalo isn’t a traditional bank. It’s an online lending platform, but its convenience and quick services work great for borrowers. The bank offers an extensive range of financial solutions that apply to various types of financial requests from borrowers. Curious about the loan offerings? The following list reveals the types of services you can benefit from as a user of the Cashalo lending platform:

Even though it’s an online banking platform, you can still find an official address. It’s 16F World Plaza, 5th Avenue, Bonifacio Global City, Taguig City, Metro Manila. The financial assistance team is always available for customers, but you can also call +632-8528-8000 for more personal communication on payment options.

Top OFW Lending Companies in Manila

How do OFW lending companies differ from regular lending services? OFW is focused on Overseas Filipino Workers. Hence, it’s a great opportunity for foreigners to apply for the loan and manage their financial needs. There is a rather big list of services.


Are you looking for a service to help you with the money borrowing procedures? You should put Balikbayad as your priority. Balikbayad is a popular financial institution for citizens and foreigners. With the wide range of payment options and loan products available on request, you can borrow money, cover the necessary expenses and build your credit history from the ground up.

This company is a leading online provider that helps OFW clients get their money without issues. You won’t find any physical branches, but the online server is convenient. You will have all your questions answered.

Global Dominion Financial Incorporated

The second example is a traditional financial institution with a couple of branches available for a visit. You can come by the place and request a home loan, auto loan, or other types of credit.

The requirements, terms, and conditions should suit a wide range of applicants. Whether you are an employed individual, self-employed professional, entrepreneur, or a business owner, Global Dominion Financial Incorporated can help you.


Upload is another leading online platform for easy loan management processes. You can search for the services with ease and complete the application process fast. You won’t find any physical branches. But thanks to the online support team, every client can get the necessary support and help.

It’s no longer a problem for overseas Filipino workers to find a reliable lending partner. The services are managed online or in a variety of offline branches. The company is registered with the SEC making the process more beneficial and safer.

Lending Companies in Manila With Low Interest

Applying for a loan can help cover medical bills, pay for education, cover trip expenses, or even buy a vehicle for the family. However, not every company offers low interest rates for borrowers. The lower the interest rate, the more beneficial the application procedure and repayment terms will be. Hence, it’s a critical task to find companies with low interest rates.

You can try ParaJet. The service is known for its flexible conditions and convenient application procedure. If you are looking for a low interest but still want to benefit from a comprehensive list of loans, you can choose Cash Mart Philippines. The service is well-known for its digital lending platforms, fast customer support, and low interest rates.

There are plenty of services you can use for your financial needs. Be it a home equity loan, medical bills, education, trips, or a new vehicle for a family. You should find low interest rates.

FAQ on Lending Companies in Manila

Yes, the general practice says that private lending is legal. However, the lenders should abide by certain rules and regulations. Otherwise, it will catch the eye of the government. If no regulations are harassed, personal lending can thrive.

To get a loan from the lender, you need to find the best loan company in Manila, choose the type of loan you prefer, check the requirements, and submit your application. If no issues arise, you will get your money as soon as possible.

Yes, you can get a loan for different timelines. 3 months is possible if you have a small amount of money borrowed. With bigger sums, you may need to extend the repayment terms. Lenders offer flexible conditions, so you won’t find it problematic to adjust to the timing.

There are many companies offering lending services. Some of them are new and can’t boast the size of their clientele. But many companies are pretty large and have their own name in the banking industry. In our guide, you can check the largest financing companies.

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