Lending Companies in Maddela

Company	Loan Amount (PHP)	Interest Rate	Loan Term
Digido	1,000 – 25,000	From 0% to 11.9%	Up to 30 days
MoneyCat	500 – 20,000	Up to 11.9% per month	Up to 180 days
Kviku	500 – 25,000	1.2% per month	Up to 180 days
Cashspace	1000 – 25,000	1.3% per month	2 – 4 months

Tala Philippines

Tala Philippines is a mobile lending platform that aims to provide financial inclusion and access to credit for underserved individuals. Their mobile app offers instant personal loans to borrowers with high or low income, allowing them to meet their urgent financial needs conveniently and quickly.

Legal Information:

• Address: Tala Philippines, Inc., 18th Floor, Picadilly Star Building, 4th Avenue corner 27th Street, Bonifacio Global City, Taguig, Metro Manila, Philippines
• Contact Information: E-mail: [email protected]
• Phone: Globe: 09778118252 / 09778508252 / 09778558252
• Branches: Tala has multiple branches located across the Philippines
• SEC Registration: CS201710582

Tala Philippines offers a range of credit services to meet the financial needs of individuals. Their credit services include:

1. Tala Personal Loans: The company provides personal loans to help individuals cover various expenses, like education costs, medical bills, or home improvements.
2. Emergency Loans: They give quick access to funds for unforeseen expenses or urgent financial needs.
3. Business Loans: Tala supports aspiring entrepreneurs with business loans to help them start or grow their ventures.
4. Cash Advances: Tala allows people to receive a portion of their future salary in advance.
5. Mobile Loans: Tala’s mobile loan service enables individuals to apply for and receive loans conveniently through their mobile devices. The application process is conducted entirely through their mobile app, where borrowers can submit their information and receive loan approval within minutes.

To qualify for a loan with Tala Philippines, borrowers typically need to meet the following requirements:

• Be a Filipino citizen residing in the Philippines
• Be between 18 to 60 years old
• Have a valid government-issued ID
• Have a smartphone and a mobile number
• Have an active mobile wallet or bank account

Vidalia Lending Corp.

Vidalia Lending Corp. is a lending company in the Philippines that has various loan products to individuals and businesses. They prioritize customer convenience by offering reliable services that ensure a smooth borrowing experience without any hassle or stress.

Legal Information:

• Address: Vidalia Lending Corp., 9/F LKG Tower, 6801 Ayala Avenue, Makati City, Philippines
• Contact Information: Phone: 0917 328 4072
• Branches: Vidalia Lending Corp. has multiple branches located across the Philippines.
• SEC Registration: CS200813771

The company provides the following loans and services:

• Personal Loans: Flexible loans for personal needs, such as medical expenses, education, or home improvements.
• Salary Loans: Loans designed to assist employees in meeting their short-term financial obligations before their payday.
• Business Loans: Financial solutions for entrepreneurs and small businesses, supporting growth and expansion.
• Auto Loans: Loans to finance the purchase of a new or used vehicle.

The following requirements are commonly requested:

• Valid government-issued ID
• Proof of a minimum income or employment
• Proof of residence
• Bank statements
• Collateral (if applicable)

Cashalo

Cashalo is a digital lending platform in the Philippines that provides quick cash loans, salary loans, and installment loans. Their goal is to make credit accessible to Filipinos by leveraging technology and innovative solutions.

Legal Information:

• Address: Oriente Express Techsystem Corporation, 8F Arthaland Century Pacific Tower, 5th Avenue corner 30th Street, Bonifacio Global City, Taguig, Metro Manila, Philippines
• Contact Information: E-mail: [email protected]
• Phone: (02) 808-8388
• Branches: No offline Cashalo branches
• SEC Registration: CS201800209

Cashalo offers the following loans and services:

• Quick Cash Loans: Small cash loans designed to provide immediate financial assistance for urgent needs.
• Salary Loans: They are provided to individuals who require additional funds before their payday. These loans help bridge temporary financial gaps.
• Installment Loans: Cashalo provides installment loans with flexible repayment terms, allowing borrowers to repay the loan amount in regular installments over a specific period.

Generally, Cashalo requests the following documents and criteria:

• Valid government-issued ID
• Proof of income or employment
• Proof of residence
• Bank account details for disbursement

Top OFW Lending Companies in Maddela

Kabayan Finance Corporation:

Kabayan Finance Corporation is a lending company that primarily caters to the financial needs of Overseas Filipino Workers (OFWs) and their families. They offer various loan products designed to support the financial stability and growth of their clients.

Legal Information: 

• Address: 1214 Cityland 10 Tower 2, H.V. Dela Costa St., Makati City, Philippines
• Contact Information: +63 (02) 8857-6006
• Branches: They have multiple branches located in key cities across the Philippines.
• SEC Registration: CS200425902

The corporation provides personal loans, salary loans, and OFW loans. These loans include competitive interest rates and flexible payment options to accommodate the specific needs of their clients. They also propose loan refinancing options to help borrowers manage their existing loans more effectively.

The common loan requirements include a valid identification card, proof of income, employment or contract details, and supporting documents related to the loan purpose.

BDO Kabayan Program:

The BDO Kabayan Program is offered by BDO (Banco de Oro), one of the largest banks in the Philippines. It is specifically designed to cater to the financial needs of Overseas Filipino Workers (OFWs). The program provides various banking services, including savings accounts, loans, and remittance services.

Legal information:

• Address: BDO Corporate Center, 7899 Makati Avenue, Makati City, Philippines
• Contact information: Phone: 631-8000 (within Metro Manila) or 1-800-10-631-8000 (toll-free for domestic calls)
• E-mail: [email protected].
• Branches: BDO has numerous branches across the Philippines, including major cities and provinces
• SEC registration: 34001

Loans and services provided by this company are as follows:

• BDO Kabayan Savings Account: This is a savings account specifically designed for OFWs, proposing convenient and secure remittance services, as well as the option to avail themselves of loan facilities.
• Kabayan Personal Loan: BDO has personal loans for OFWs, providing financial assistance for various purposes such as home renovation, education expenses, medical bills, or other personal needs.
• Housing Loan for OFWs: BDO provides housing loans for OFWs to help them acquire, construct, or renovate homes in the Philippines.

The loan requirements include:

• Proof of income (employment contract, certificate of employment, or remittance records)
• Valid government-issued ID
• Proof of residence
• Other supporting documents as requested by BDO.

Overseas Filipino Bank (OFBank):

OFBank, also known as Overseas Filipino Bank, is a digital-only bank established by the Philippine government to cater specifically to the banking needs of Overseas Filipino Workers (OFWs). It provides a range of banking services and financial products tailored to the requirements of OFWs.

Legal information:

• Address: 34th Floor, Robinsons Equitable Tower, ADB Avenue corner Poveda Road, Ortigas Center, Pasig City, Philippines
• Contact information: Phone: (02) 8594-0123
• E-mail:[email protected].
• Branches: The company doesn’t have physical branch locations
• SEC registration: AS94005593

Overseas Filipino Bank provides the following services:

• OFBank Savings Account: OFBank offers a savings account tailored for OFWs, providing them with easy and secure access to their funds through digital banking services.
• Business Loans: Overseas Filipino Bank supports OFWs who aspire to start or expand their own businesses. They offer business loans that can be used for capital investments, purchasing equipment, or financing operational expenses.
• Remittance Services: It facilitates efficient and affordable remittance services for OFWs, allowing them to send money back to the Philippines conveniently.
• OFW Personal Loans: The company has personal loans specifically designed for OFWs. These loans can be used for various purposes, such as home renovation, education expenses, medical bills, or starting a small business.
• Investment Products: It offers investment products and opportunities to help OFWs grow their savings and achieve their financial goals.

The loan requirements of this bank are listed below:

• Proof of income (employment contract, certificate of employment, or remittance records)
• Valid government-issued ID
• Proof of residence
• Other supporting documents, as requested by BDO

Lending Companies in Maddela With Low Interest

1. Maddela Lending Corporation: It is a lending company in Maddela, Quirino. They specialize in providing loan products and services to individuals and businesses in the area. They aim to offer competitive interest rates and flexible payment options to meet the financial needs of their customers.
2. Maddela Community Development Cooperative: It is a cooperative organization dedicated to community development in the city of Maddela, Quirino. They provide financial services, including loans, savings accounts, and other cooperative programs. Their focus is on supporting the economic growth, low interest rates and the well-being of the local community.
3. Maddela Credit Cooperative: This cooperative company offers financial services, including savings accounts, loans, and other cooperative programs. Based on their many years of experience, their goal is to provide accessible and affordable financial solutions to their members and contribute to the economic well-being of the local community
4. Maddela Cooperative Rural Bank: It is a cooperative bank located in the city of Maddela, Quirino. They provide a variety of financial offerings, encompassing loan options, savings accounts, and additional banking services. As a cooperative bank, they prioritize serving the local community and supporting the economic development of the area.

FAQ on Lending Companies in Maddela

• Is private lending legal in Maddela?

Private lending is generally legal in Maddel, Quirino. But clients should check if the organization complies with the relevant laws and regulations governing the practice of lending in the Philippines.

• How can I get a loan from a lender in Maddela?

To obtain a loan from a lender in the city of Maddela, Quirino, you should visit their office or contact them directly to inquire about their loan products, requirements, and application process.

• Can you get a loan for 3 months in Maddela?

The availability of loans for a certain period of time will depend on the policy of the loan company and loan products in Maddela. It is recommended to ask lenders directly about their conditions and loan options.

• What is the largest financing company in Maddela?

Maddela Cooperative Rural Bank can be called one of the best due to its exceptional qualities. It provides competitive interest rates, personalized customer service, a wide range of financial products and services, and a strong commitment to supporting the economic development of the local community, making it a trusted partner for financial needs.