Lending Companies in Lucena
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
SEPTA Loans & Credit Assistance
It is a respected financial institution located in the city of Lucena committed to providing individuals and businesses with access to needed financial assistance. Their unfailing objective is to extend flexible loan options that cater to the varying needs of their valued clients while offering personalized services.
Legal Information:
- Address: G/F Coronado Building, Quezon Avenue Extension, Lucena City
- Contact Information: Phone: (042) 660-8128, Email: [email protected]
- It operates primarily from its main office in the city of Lucena
- SEC Registration: case pending.
Loans and Services:
- Personal Loans: These loans come with affordable interest rates and flexible payment options.
- Business Loans: They provide financial assistance to small and medium-sized enterprises (SMEs) for business expansion, working capital, or equipment acquisition.
- Salary Loans: It offers to individuals who require quick access to cash for emergency expenses or personal needs.
Loan Requirements: SEPTA requires borrowers to submit valid identification documents, proof of minimum low income, proof of residence, bank statements, and collateral. Employment and credit history may also be considered during the loan evaluation process.
Reliance Lending Company
The company stands out as a reputable finance firm offering professional lending services. They prioritize meeting varying individual and business needs by providing simplified approaches for addressing financial concerns.
Legal Information:
- Address: GF No. 6 Octagon Arcade, Quezon Avenue corner Gomez Street, Lucena City
- Contact Information: Phone: (042) 660-3647,
- Email: [email protected]
- Branches: The company operates from its main office in the city of Lucena
- SEC Registration: CS2005303792
Loans and Services:
- Personal Loans: These loans can be used for various purposes, such as home improvement, medical expenses, debt consolidation, or educational needs.
- Business Loans: They render financial assistance to businesses for expansion, equipment purchase, working capital, or other business-related needs.
- Salary Loans: It provides loans based on an individual’s salary, catering to those in need of immediate funds for emergency expenditures or personal purposes.
Loan Requirements may include valid identification documents, proof of income, residence proof, and bank account details for disbursement.
ORIX Metro Leasing and Finance:
ORIX Metro Leasing and Finance is a reputable financial company that provides leasing and financing solutions to individuals and businesses. They offer various loan products and services to support the financial needs of their clients.
Legal Information:
- Address: 43 Enriquez corner Tagarao Streets, Lucena City
- Contact Information: Phone: (042) 710-7006, Email: [email protected]
- Branches: ORIX operates from its main office in the city of Lucena
- SEC Registration: 0000074307
Loans and Services:
- Auto Loans: This loan is designed for individuals and businesses looking to purchase new or used vehicles.
- Business Loans: They provide financing solutions to support the growth and expansion of businesses. This includes loans for equipment acquisition, working capital, and business development.
- Personal Loans: They can be used for various purposes, such as debt consolidation, travel expenses, home renovation, or medical emergencies.
Loan Requirements: ORIX Metro requires applicants to submit valid identification documents, proof of income (such as payslips, income tax returns, or employment certificates), and proof of residence.
Top OFW Lending Companies in Lucena
Alalay Sa Kaunlaran Microfinance Foundation (ASKI):
It is a non-profit microfinance institution in the Philippines that aims to provide financial services to microentrepreneurs and individuals from low-income households.
Legal Information:
- Address: Zone 6, Brgy. San Isidro, Cabanatuan City, Nueva Ecija, Philippines
- Contact Information: +63 (044) 940-6024
- Branches: ASKI has subdivisions located in various provinces and cities in the Philippines
- SEC Registration: Yes.
Loans and Services: ASKI provides different loan products, including Business loans, Agri loans, Salary loans, and Housing loans. These loans are tailored to support various sectors and address the specific needs of microentrepreneurs and individuals seeking financial assistance.
ASKI’s loan requirements may include valid identification, income and employment documentation, residence verification, and a valid and active bank account for loan disbursements.
Tulay sa Pag-unlad, Inc. (TSPI)
Tulay sa Pag-unlad, Inc. (TSPI) is a microfinance institution in the Philippines that aims to empower low-income individuals and communities by providing access to financial services and sustainable livelihood programs.
Legal Information:
- Address: TSPI Building, No. 8 Acacia Lane, Sterling Industrial Park, Manggahan, Pasig City, Philippines
- Contact Information: +63 (02) 8655-7223
- They have numerous branches across the Philippines
- SEC Registration: No. 1619-A, Group A, valid until March 15, 2020.
Loans and Services: TSPI offers a range of loan products, including Microenterprise Loan, Salary Loan, Agri-Finance Loan, and Housing Loan. These loans are designed to support microentrepreneurs, individuals with regular employment, farmers, and individuals seeking to improve their housing conditions.
The loan requirements vary depending on the loan type and borrower’s qualifications. Generally, TSPI may require valid identification, proof of income, residence verification, and collateral or co-maker (depending on the loan type and amount).
Kabayan Finance Corporation:
Kabayan Finance Corporation is a lending company that primarily caters to the financial needs of Overseas Filipino Workers (OFWs) and their families. They offer various loan products designed to support the financial stability and growth of their clients.
Legal Information:
- Address: 1214 Cityland 10 Tower 2, H.V. Dela Costa St., Makati City, Philippines
- Contact Information: +63 (02) 8857-6006
- They have multiple branches located in key cities across the Philippines
- SEC Registration: CS200425902
Loans and Services: The corporation provides loans such as Personal Loan, Salary Loan, and OFW Loan. These loans provide competitive interest rates and flexible payment options to accommodate the specific needs of their clients. They also have loan refinancing options to help borrowers manage their existing loans more effectively.
The common requirements include a valid identification card, proof of income, employment or contract details, and bank statements.
Lending Companies in Lucena With Low Interest
PondoPeso:
PondoPeso stands out as a premier online lending platform, providing feasible personal loans with low-interest rates that catch eyes and generate inquiries from prospective borrowers. Offering unmatched convenience through its user-friendly mobile application platform allows for swift and prompt loan application submission and disbursement of funds upon approval. In addition, PondoPeso prides itself on ensuring transparency and security during its lending practices while tackling issues concerning excessive interest charges head-on, and building trust with clients.
Cash Mart:
This company is another lending company operating across the city, catering to individuals seeking immediate financial assistance by maintaining a flexible approach toward tailored personal loans. Their reliable services cater considerably to customer convenience by guaranteeing an efficient borrowing experience devoid of any hassle or stress.
CashWagon:
CashWagon is an online lending platform that operates in the city of Lucena, providing quick cash loans with low interest rates. Their streamlined application process and prompt fund disbursement make them a convenient option for borrowers seeking affordable financing solutions. CashWagon maintains a user-friendly interface and transparent terms, allowing individuals to access funds promptly without the burden of high interest charges.
Vidalia Lending:
They provide personal loans with low interest rates. The company prioritizes customer satisfaction by providing flexible repayment terms. With a branch in the city of Lucena, borrowers can easily access their services and benefit from their transparent and efficient loan processing.
Radiowealth Finance Company:
This institution is a reputable lending company in Lucena City, offering a range of loan products including business loans, salary loans, and personal loans. They provide competitive interest rates and strive to meet the diverse financial needs of borrowers. With its experienced team and customer-centric approach, Radiowealth Finance Company has established itself as a trusted lender in this city.
FAQ on Lending Companies in Lucena
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Is private lending legal in Lucena?
Most lending companies are registered with the Securities and Exchange Commission (SEC), which means they operate legally in this city.
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How can I get a loan from a lender in Lucena?
If you are seeking a loan from a lending company in Lucena, you can proceed by taking the following general steps:
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- Conduct thorough research on lending companies operating in this city.
- Get in touch with the selected lender to gather information about their loan offerings and the required qualifications.
- Compile essential documents, including identification, income verification, and proof of residence.
- Submit your loan application and patiently await the approval decision.
- Upon approval, fulfill any additional requirements requested by the lender and receive the loan amount as agreed.
- Can you get a loan for 3 months in Lucena?
Yes, it is possible to obtain a loan for a duration of 3 months. However, the availability of such loans may vary depending on the lending institution and its specific loan products. It is advisable to contact lenders directly to inquire about their offerings and determine if they provide loans with a 3-month repayment period.
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What is the largest financing company in Lucena?
ORIX Metro Leasing and Finance is recognized as one of the top financing companies in this city. With its extensive experience and a wide range of financial services, ORIX Metro Leasing and Finance has established itself as a reliable and trusted provider of financing solutions in the area.
