Lending Companies in Lucena

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

SEPTA Loans & Credit Assistance

It is a respected financial institution located in the city of Lucena committed to providing individuals and businesses with access to needed financial assistance. Their unfailing objective is to extend flexible loan options that cater to the varying needs of their valued clients while offering personalized services.

Legal Information:

Loans and Services:

Loan Requirements: SEPTA requires borrowers to submit valid identification documents, proof of minimum low income, proof of residence, bank statements, and collateral. Employment and credit history may also be considered during the loan evaluation process.

Reliance Lending Company

The company stands out as a reputable finance firm offering professional lending services. They prioritize meeting varying individual and business needs by providing simplified approaches for addressing financial concerns.

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Loans and Services:

Loan Requirements may include valid identification documents, proof of income, residence proof, and bank account details for disbursement.

ORIX Metro Leasing and Finance:

ORIX Metro Leasing and Finance is a reputable financial company that provides leasing and financing solutions to individuals and businesses. They offer various loan products and services to support the financial needs of their clients.

Legal Information:

Loans and Services:

Loan Requirements: ORIX Metro requires applicants to submit valid identification documents, proof of income (such as payslips, income tax returns, or employment certificates), and proof of residence.

Top OFW Lending Companies in Lucena

Alalay Sa Kaunlaran Microfinance Foundation (ASKI):

It is a non-profit microfinance institution in the Philippines that aims to provide financial services to microentrepreneurs and individuals from low-income households.

Legal Information: 

Loans and Services: ASKI provides different loan products, including Business loans, Agri loans, Salary loans, and Housing loans. These loans are tailored to support various sectors and address the specific needs of microentrepreneurs and individuals seeking financial assistance.

ASKI’s loan requirements may include valid identification, income and employment documentation, residence verification, and a valid and active bank account for loan disbursements.

Tulay sa Pag-unlad, Inc. (TSPI)

Tulay sa Pag-unlad, Inc. (TSPI) is a microfinance institution in the Philippines that aims to empower low-income individuals and communities by providing access to financial services and sustainable livelihood programs.

Legal Information: 

Loans and Services: TSPI offers a range of loan products, including Microenterprise Loan, Salary Loan, Agri-Finance Loan, and Housing Loan. These loans are designed to support microentrepreneurs, individuals with regular employment, farmers, and individuals seeking to improve their housing conditions.

The loan requirements vary depending on the loan type and borrower’s qualifications. Generally, TSPI may require valid identification, proof of income, residence verification, and collateral or co-maker (depending on the loan type and amount).

Kabayan Finance Corporation:

Kabayan Finance Corporation is a lending company that primarily caters to the financial needs of Overseas Filipino Workers (OFWs) and their families. They offer various loan products designed to support the financial stability and growth of their clients.

Legal Information:

Loans and Services: The corporation provides loans such as Personal Loan, Salary Loan, and OFW Loan. These loans provide competitive interest rates and flexible payment options to accommodate the specific needs of their clients. They also have loan refinancing options to help borrowers manage their existing loans more effectively.

The common requirements include a valid identification card, proof of income, employment or contract details, and bank statements.

Lending Companies in Lucena With Low Interest


PondoPeso stands out as a premier online lending platform, providing feasible personal loans with low-interest rates that catch eyes and generate inquiries from prospective borrowers. Offering unmatched convenience through its user-friendly mobile application platform allows for swift and prompt loan application submission and disbursement of funds upon approval. In addition, PondoPeso prides itself on ensuring transparency and security during its lending practices while tackling issues concerning excessive interest charges head-on, and building trust with clients.

Cash Mart:

Cash Mart

This company is another lending company operating across the city, catering to individuals seeking immediate financial assistance by maintaining a flexible approach toward tailored personal loans. Their reliable services cater considerably to customer convenience by guaranteeing an efficient borrowing experience devoid of any hassle or stress.


CashWagon is an online lending platform that operates in the city of Lucena, providing quick cash loans with low interest rates. Their streamlined application process and prompt fund disbursement make them a convenient option for borrowers seeking affordable financing solutions. CashWagon maintains a user-friendly interface and transparent terms, allowing individuals to access funds promptly without the burden of high interest charges.

Vidalia Lending:

They provide personal loans with low interest rates. The company prioritizes customer satisfaction by providing flexible repayment terms. With a branch in the city of Lucena, borrowers can easily access their services and benefit from their transparent and efficient loan processing.

Radiowealth Finance Company:

This institution is a reputable lending company in Lucena City, offering a range of loan products including business loans, salary loans, and personal loans. They provide competitive interest rates and strive to meet the diverse financial needs of borrowers. With its experienced team and customer-centric approach, Radiowealth Finance Company has established itself as a trusted lender in this city.

FAQ on Lending Companies in Lucena

Most lending companies are registered with the Securities and Exchange Commission (SEC), which means they operate legally in this city.

If you are seeking a loan from a lending company in Lucena, you can proceed by taking the following general steps:

Yes, it is possible to obtain a loan for a duration of 3 months. However, the availability of such loans may vary depending on the lending institution and its specific loan products. It is advisable to contact lenders directly to inquire about their offerings and determine if they provide loans with a 3-month repayment period.

ORIX Metro Leasing and Finance is recognized as one of the top financing companies in this city. With its extensive experience and a wide range of financial services, ORIX Metro Leasing and Finance has established itself as a reliable and trusted provider of financing solutions in the area.

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