Lending Companies in Kidapawan
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Bank of the Philippine Islands (BPI)
BPI is one of the Philippines’ largest and most reputable banks, offering many loan products and services. They have a strong nationwide presence, including units in the city, and are known for their competitive interest rates and customer-centric approach.
Legal information:
- Address: Quezon Boulevard, corner Osmeña Dr, Kidapawan City, 9400 Cotabato, Philippines
- Contact: Phone: +63 64 577 5872
- Website: https://www.bpi.com.ph/
- Branches: The bank is established nationwide and has walk-in units for Kidapawan residents.
- SEC Registration number: CS201000067
Loans and services:
- Personal: This service allows you to access extra funds for various purposes thanks to low rates, flexible repayment terms, and quick approval.
- Housing: The company also provides access to housing credit to purchase or build residential properties.
- Auto-Loan: BPI offers extra fund options when buying new or pre-owned vehicles.
Loan requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of billing or residence.
- Collateral or co-maker.
Development Bank of the Philippines (DBP)
DBP is a government-owned bank that provides financial support for development projects and initiatives. They have many loan products with fair features, terms, and conditions.
Legal information:
- Address: Jose Abad St., Kidapawan City, Cotabato
- Contact: Phone: (+632) 8885-3208
- Email: [email protected]
- Branch: DBP has units nationwide, including walk-in units in the Kidapawan region and neighboring cities.
- SEC Registration number: AC000001
Services provided:
- Salary Credit: caters to salaried employees, offering you access to funds for emergencies, education, or home improvements.
- Housing-Loan: The lender offers housing loans for buying, constructing, or renovating residential properties.
- DBP Microfinance Program: This special program allows micro, small, and medium enterprises (MSMEs) to get financial aid for their businesses.
Eligibility criteria:
- Valid ID documents.
- Proof of income or employment.
- Business or project documents (for MSME loans).
- Collateral or co-maker (depending on amount and type).
Land Bank of the Philippines (Landbank)
Landbank is a government-owned and managed financial company that provides services for the agricultural sector. But it also offers a wide range of loan products for various purposes.
Legal information:
- Address: Gym Bldg, Provincial Capitol Street, Kidapawan City, North Cotabato. Landline
- Contact: Phone: (+632) 8524-5327
- Email: [email protected]
- Branch: The company controls multitudes of centers and stores nationwide, including some units around Kidapawan.
- SEC Registration number: AC0000002
Service offers:
- Landbank Easy Access to Shelter You (EASY) Home Loan Program: This program was created by Landbank to provide affordable housing loan options for middle to low income families.
- Microenterprise-Loan Program: This is another unique service designed for microenterprises. It provides financial assistance to help you support and advance your business.
- Auto-loan: It also offers long-term options to purchase your vehicle on credit.
Its approval criteria include the following:
- Valid identification documents (check the list of accepted IDs)
- Proof of income or employment.
- Proof of billing or residence.
Top OFW Lending Companies in Kidapawan
Philippine Savings Bank (PSBank)
PSBank is a reputable bank and financing institution in the Philippines. They provide many financial services for OFWs.
Legal information:
- Address: PSBank Center, 777 Paseo de Roxas corner Sedeño Street, Makati City, Philippines
- Contact: Phone: (+632) 8845-8888
- Email: [email protected]
- Branch: The bank has loan branches everywhere; you can also visit its Kidapawan branch.
- SEC Registration number: CS200913764
Loans and services:
- Personal-Loan for OFWs: They are designed to provide financial assistance for individual needs.
- Home-Loan for OFWs: If you are an OFW that needs to build or buy residential properties, this option is designed for you with low interest and special packages.
- Auto Credit: Here’s another offer that allows OFWs to purchase a brand-new or pre-owned vehicle at competitive interest rates.
Loan requirements:
- Proof of OFW status (e.g., employment contract, Overseas Employment Certificate).
- Valid identification documents (e.g., passport, government-issued ID).
- Proof of income or remittances.
- Collateral or co-maker (not always).
PNB Global Filipino Loan
Philippine National Bank (PNB) offers the Global Filipino Loan, a specialized loan product catering to the financial needs of OFWs. PNB has an extensive network of units/branches across the Philippines, including Kidapawan, and provides comprehensive services to OFWs.
Legal information:
- Address: Quezon Blvd., Kidapawan City, North Cotabato
- Contact: Phone: (064) 288-1696 / 288-5118
- Email: [email protected]
- Branch: It has multiple sections nationwide, with its subsidiary company in Kidapawan.
- SEC Registration number: CB-0168
Loans and services provided:
- Auto: It gives you the liberty to finance the purchase of a vehicle, be it a brand new or pre-owned one.
- Home-Loan: OFWs can use this feature to acquire, construct, or renovate residential properties in the Philippines.
- Personal: You can get personal things done with this credit, as it provides financial assistance to OFWs for numerous purposes.
Loan requirements:
- Proof of OFW status (e.g., employment contract, Overseas Employment Certificate).
- Valid identification documents (e.g., passport, government-issued ID).
- Proof of income or remittances.
- Co-maker or collateral.
CTBC Bank
CTBC Bank is a leading commercial bank in the country that caters to the financial needs of OFWs. They have a strong presence in major cities nationwide, including Kidapawan, and offer a range of loan products designed specifically for OFWs.
Legal information:
- Address: 25/F Tower 2, RCBC Plaza, 6819 Ayala Avenue, Makati City, Philippines
- Contact: Phone: (+632) 840-1234
- Email:
- Branch: CTBC Bank has many stores around the country, including branches in the Kidapawan region.
- SEC Registration number: AS 095-1995
Loans and services provided:
- Personal: It is available to OFWs to support their financial needs, including education, home improvement, or business capital.
- Home for OFWs: OFWs can use this offer to acquire, construct, or renovate residential properties in the Philippines.
- Auto for OFWs: It enables any qualified OFW to access funds to buy a brand-new or pre-owned vehicle.
Loan requirements:
- Proof of OFW status (e.g., employment contract, Overseas Employment Certificate).
- Valid identification documents (e.g., passport, government-issued ID).
- Proof of income or remittances.
- Collateral or co-maker (depending on the loan type and amount).
Lending Companies in Kidapawan With Low Interest
PAG-IBIG Fund
PAG-IBIG Fund is a government-owned corporation in the Philippines that provides affordable housing and financing solutions to Filipino citizens, including those residing in areas around Kidapawan. They offer low-interest loans and various programs to assist individuals in acquiring their homes.
Legal information:
- Address: Ground Floor, EL Zorte Building corner Suerte Quezon Boulevard, Poblacion Kidapawan City
- Contact: Hotline: (064) 5210253
- Email: [email protected]
- Branch: PAG-IBIG Fund has various nationwide units in cities, including a Kidapawan branch.
- SEC Registration number: AS0000030
Loans and services provided:
- Housing: allows individuals to purchase or construct a residential property or refinance an existing mortgage loan. PAG-IBIG Fund offers competitive interest rates, flexible repayment terms, and longer loan tenures.
- Multi-Purpose Credit: provides financial assistance for various purposes, such as home improvement, education, or medical expenses. It offers low-interest rates and convenient payment options.
General requirements:
- Membership with PAG-IBIG Fund, with at least 24 months of contributions.
- Valid identification documents (e.g., government-issued ID).
- Proof of income or employment.
Producers Savings Bank Corporation (Producers Bank)
Producers Bank is a reputable bank in the country that offers individuals and businesses low-interest loans and financial services. They have a wide network of units with experience, including Kidapawan, and provide competitive loan options with favorable interest rates.
Legal information:
- Address: Producers Savings Bank Building, 191 Salcedo Street, Legaspi Village, Makati City, Philippines
- Contact: Phone: (+632) 8816-2446
- Branches: Producers Bank has offices nationwide, including a unit in Kidapawan.
- SEC Registration number: CS200409389
Loans and services provided:
- Personal: This loan is designed to meet various personal needs, such as home renovation, education, or travel.
- SME/Business: For entrepreneurs in the city, Producers Bank offers low-interest business loans to support their ventures.
- Livestock/Crop: These special types of credit are available to farmers at low rates. They are also available at your earliest convenience.
Loan requirements:
- Valid identification documents (e.g., government-issued ID).
- Proof of income or employment.
- Collateral or co-maker may be required for certain types and amounts.
Alalay sa Kaunlaran, Inc. (ASKI)
ASKI is a microfinance institution in the Philippines that provides accessible and low-interest loan options to individuals, particularly microentrepreneurs and small business owners. They have offices nationwide, including Kidapawan, and offer inclusive financial services.
Legal information:
- Address: Alalay sa Kaunlaran, Inc. Building, 105 Maharlika Highway, San Pablo City, Laguna, Philippines
- Contact: Phone: (+6349) 562-0800
- Branch: ASKI has offices nationwide, including a branch in Kidapawan City.
- SEC Registration number: A199907424
Loans and services provided:
- Business: This loan is tailored for small businesses and microentrepreneurs who require additional capital to grow their enterprises.
- ASKI Livelihood: Individuals seeking to start or enhance their livelihood activities can avail of this credit source. The lender offers low-interest rates and customized solutions to support low income projects.
As a corporate source of credit, the approval process is usually stringent. However, below are some of the basic requirements:
- Valid identification documents (e.g., government-issued ID).
- Proof of income or business activity.
- Collateral or co-maker with experience might be required if the amount or terms warrant it.
FAQ on Lending Companies in Kidapawan
Is private lending legal in Kidapawan?
Of course, you can get extra funds from private lenders in the city. According to the laws of Kidapawan, this is a legitimate financial activity as long as you deal with a registered lender with legit payment options.
How can I get a loan from a lender in Kidapawan?
You can sign up on the website or visit the walk-in store to get approved. Sign-up and agree on the amount and terms. Ensure you meet all the necessary criteria for approval before submitting your application request.
Can you get a loan for 3 months in Kidapawan?
Although only some lenders will be willing to offer this, you can still get with some. Check the terms before applying to ensure you sign up with a lender supporting this term before application.
What is the largest financing company in Kidapawan?
There are many financial and credit companies in the city. Some of the largest include PNB, RCBC, Chinabank, Landbank, and others.
