Lending Companies in Gingoog

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months


Mindanao Consolidated Co-operative Bank is an amalgamation of three different financial services. It was birthed in 2017 and has been a solid source of credit since then. The company is also regulated by Bangko Sentral ng Pilipinas.

Legal Information:


Eligibility requirements:

M Lhuillier Loans

M Lhuillier is one of the largest financial companies in the Philippines. The company in Gingoog offers various financial assistance, including quick cash loans. The lender requires collateral in most scenarios, though.

Loan Offers

Includes quick cash loans and a long-term refund with a maximum of 6 months. It also involves an interest rate of 24% per annum.

The lender doesn’t have many criteria for approval, as it mostly offers a secured loan.

China Bank Savings Loans

CBS is a good option for people who need to finance their home improvement journey or purchase a new car. This bank offers extensive loans that allow borrowers to meet their emergency financial needs.

Loan services:

Eligibility criteria: 

Top OFW Lending Companies in Gingoog

PS Bank

The Philippines Savings Bank has been around for a while and offers extensive services across the Philippines. It provides credit options ranging from PHP 20,000 to 250,000. However, you can apply for larger amounts if you need more funds.

Loan Services

You can get approved here with:


BPI Leasing Corp

Here’s another reputable online lender with services ranging across multiple credit options. Its credit features about 25.60% ACR. It also charges a one-time processing fee of PHP 1,500 on your fund proceedings.

This lender offers various services:

To qualify, you need:

Security Bank

Security Bank

It provides various loan products, including personal, home, auto, and business loans. These loans create financing options for different purposes, such as education, vehicle purchase, and business expansion at low interest rates.

Loan Offers

Eligibility requirements:

Lending Companies in Gingoog With Low Interest


This lending company offers fast and affordable lending services without any application and approval hassle. Its loans are available at little amortization costs, so you can get a PHP 1,000 loan for about 1.75% to 3.5% monthly interest rates.


Eligibility criteria

ÆON Credit Service (Philippines) Inc

Aeon financial services is another low-interest lender building its reputation in the country. With just a few branches across cities, the credit service company is paving the way for nationwide loan provisions.


Eligibility criteria 

Exquisite Lending Serviced, Inc. Gingoog City

Exquisite Lending Inc is a reputable SEC-licensed Philippine lender with branches across the country.

Loan products:

Loan requirements: 

FAQ on Lending Companies in Gingoog

Is private lending legal in Gingoog?

Yes, private lending is legal in the city of Gingoog, Philippines. That’s as long as lenders comply with the Bangko Sentral ng Pilipinas (BSP) regulations and other applicable laws.

How can I get a loan from a lender in Gingoog?

Contact the lender, visit their branch, or apply through their website. You must meet the lender’s experience and eligibility criteria, submit the required documents, and complete the loan application process.

Can you get a loan for 3 months in Gingoog?

Yes, obtaining a loan for 3 months in the city is possible. Many lenders in Gingoog offer short-term loan options with payment options and periods as short as 3 months.

What is the largest financing company in Gingoog?

Many financial institutions in the Philippines have high stakes in the city of Gingoog. However, some of the largest financial establishments in the city include BDO, PS Bank, BPI, China Bank of Savings, etc.

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