Lending Companies in General Santos

It’s not easy finding a reputable lending company when you’re new to the world of finance. In this article, we’ll show you the best online and in-store lending companies in General Santos. These lenders are known for their excellent customer service, flexible loan terms, and secure transaction processes.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months


Cashalo Logo

Cashalo is a fintech platform in the Philippines. They have headquarters in Quezon City, but their lending process is done entirely online. It works through a user-friendly mobile app and is perfect for people without a bank account. If you lack documentation or credit history, this lender may be the best option for you.

With just a few taps on your smartphone, you can apply for financial assistance, set up your payment options and receive instant approval. Over 4 million people use the app, so you’ll be in good company.


By using advanced technology and an efficient credit scoring system, JuanHand PH offers competitive loan products with swift approval time. It’s a perfect experience if you need money straight away and don’t want to bother with paperwork, phone calls, or face-to-face meetings.

Borrowers in the Philippines and General Santos use this financial assistance for home decoration, cash, education, and even small business capital. To access JuanHand all you need to do is download the app and apply.

First Circle

First Circle PH is a cutting-edge digital lending platform designed specifically for small and medium enterprises (SMEs) in the country. It addresses the challenges faced by these businesses in accessing the necessary funds to grow and expand their operations.

Instead of a loan, this lender works on a line of credit basis. You pay for what you use and can keep the credit for as long as you need it. And unlike traditional business financing that can take more than 7 days to get approved, First Circle handles loan applications in a matter of hours.

Top OFW Lending Companies in General Santos

Overseas Filipino Workers (OFWs) face unique financial challenges to support their families back home. Learn about the tailored financial assistance packages, reasonable interest rates, and flexible repayment plans offered by these lending companies in the Philippines and General Santos.

Security Bank

Security Bank

As a universal bank established in 1951, Security Bank provides a variety of loan products and services. These include retail banking, commercial banking, corporate banking, and investment services.

Over the years, the company has transformed into a digital and in-store financing provider. With its user-friendly online banking platform and mobile app, you can manage your accounts, transfer funds, and apply for loans anytime, anywhere. Or pop into one of their 316 branches in the Philippines, including General Santos.



With a solid reputation for many financial products and services, Metrobank has become a household name for millions of Filipinos. Since its humble beginnings in 1962, the company has built more than 800 branches.

Metrobank’s diverse loan portfolio is one of the most sought-after services. This lender offers loan products that can be customized to suit regular people, SME’s and larger businesses.

LoanSolutions PH

LoanSolutions PH’s success is rooted in its commitment to simplifying the borrowing process and making borrowing accessible to everyone. They do this by using advanced technology and forging strategic partnerships with more than 20 reputable lending institutions.

With this company, you can easily compare your options, apply for loans, and receive funds in no time. This approach saves you time and helps you make better borrowing decisions.

Lending Companies in General Santos With Low Interest

A little extra cash can go a long way to fulfilling our dreams or overcoming obstacles. Opting for low interest loans can be a smart decision. Doing so reduces the overall cost of borrowing and ensures a manageable repayment plan.

AEON Credit Service

As a leading mobile app provider of consumer financing, AEON Credit Service offers a wide range of products and services. No matter if you want to buy a sofa or a mobile phone. From personal to appliance loans, this financial powerhouse has got you covered.

They stand out from other financial institutions in the country by offering personalized and customer-centric services. AEON understands that your financial situation is different from everyone else. Because of this, they tailor their financial services to each specific case and offer low interest rates for everyone.


KPeso is a digital currency designed specifically for the Filipino market. So much so that even their payment options are digitized. With millions of Filipinos lacking access to traditional banking services, KPeso offers a lifeline for them.

With this app, you can easily send and receive money, pay bills, and access various financial services through your smartphone, all without needing a bank account.


Billease is a revolutionary financial service provider with a twist. With this mobile app, you can shop until your heart’s content, paying only when you use it. You repay Billease in installments, kind of like a buy now pay later plan.

Due to e-commerce’s growing popularity and Filipinos’ growing interest in online shopping, Billease really is the go-to platform if you’re looking to make your shopping experience more convenient and budget-friendly.

FAQ on Lending Companies in General Santos

Yes, private lending is legal under General Santos’s law. Just make sure that the lenders you choose comply with government regulations and follow proper lending practices.

To get a loan from a General Santos lender, research reputable loan companies online. Select the one that you know you can afford (now and in the future), and submit your application with the necessary documents.

Yes, you can get a loan for 3 months at General Santos. Look for lending institutions offering short-term financing with flexible terms and conditions. Some lenders include Billease, KPeso, Loan Solutions PH, First Circle, JuanHand, and Cashalo.

The changing financial landscape is making digital banking more popular than ever. That being said, banks are still the largest company in General Santos. Some of the biggest are PSBank and BDO Unibank.

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