Lending Companies in General Santos
It’s not easy finding a reputable lending company when you’re new to the world of finance. In this article, we’ll show you the best online and in-store lending companies in General Santos. These lenders are known for their excellent customer service, flexible loan terms, and secure transaction processes.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cashalo
Cashalo is a fintech platform in the Philippines. They have headquarters in Quezon City, but their lending process is done entirely online. It works through a user-friendly mobile app and is perfect for people without a bank account. If you lack documentation or credit history, this lender may be the best option for you.
With just a few taps on your smartphone, you can apply for financial assistance, set up your payment options and receive instant approval. Over 4 million people use the app, so you’ll be in good company.
- Loan type: cash loan, line of credit
- Amount: Maximum PHP 10,000
- SEC: CSC201800209
- Length of loan: 90 days – 180 days
- APR: 3% – 25%
- Requirements: At least 21, stable income, proof of employment, 1 government valid ID
- Address and contact details: 19F Exxa Tower, Bridgetowne, C-5, Quezon City, Philippines, +63 2 8470 6888
JuanHand
By using advanced technology and an efficient credit scoring system, JuanHand PH offers competitive loan products with swift approval time. It’s a perfect experience if you need money straight away and don’t want to bother with paperwork, phone calls, or face-to-face meetings.
Borrowers in the Philippines and General Santos use this financial assistance for home decoration, cash, education, and even small business capital. To access JuanHand all you need to do is download the app and apply.
- Loan type: Personal
- Amount: Maximum PHP 15,000
- SEC: CS201825672
- Length of loan: 90 days – 3 months
- APR: 9% – 12%
- Requirements: 20 – 60, stable income, proof of employment, 1 government-valid ID
- Address and contact details: 16th floor, The Trade and Financial Tower, corner 1630 7th Ave, Taguig, Metro Manila, Philippines, +63 2 8539 0150
First Circle
First Circle PH is a cutting-edge digital lending platform designed specifically for small and medium enterprises (SMEs) in the country. It addresses the challenges faced by these businesses in accessing the necessary funds to grow and expand their operations.
Instead of a loan, this lender works on a line of credit basis. You pay for what you use and can keep the credit for as long as you need it. And unlike traditional business financing that can take more than 7 days to get approved, First Circle handles loan applications in a matter of hours.
- Loan type: SME, business line of credit
- Amount: Maximum PHP 20 million
- SEC: CS201605477
- Length of loan: Revolving line of credit
- APR: Depends on the loan amount (can be fixed or subscription-based)
- Requirements: Registered with SEC, BIR, or DTI, government-issued ID, business revenue of at least PHP 5 million
- Address and contact details: 2F Net One Center 3rd Avenue, corner 26th St, Taguig, 1634 Metro Manila, Philippines, +63 2 8580 3200
Top OFW Lending Companies in General Santos
Overseas Filipino Workers (OFWs) face unique financial challenges to support their families back home. Learn about the tailored financial assistance packages, reasonable interest rates, and flexible repayment plans offered by these lending companies in the Philippines and General Santos.
Security Bank
As a universal bank established in 1951, Security Bank provides a variety of loan products and services. These include retail banking, commercial banking, corporate banking, and investment services.
Over the years, the company has transformed into a digital and in-store financing provider. With its user-friendly online banking platform and mobile app, you can manage your accounts, transfer funds, and apply for loans anytime, anywhere. Or pop into one of their 316 branches in the Philippines, including General Santos.
- Loan type: OFW, personal, auto, home
- Amount: Maximum PHP 20 million
- SEC: 6030 (ID number)
- Length of loan: Maximum 36 months
- APR: 1.89%
- Requirements: 21 – 62, PHP 12,000 minimum monthly income, Filipino landline, 2 government-issued IDs
- Address and contact details: National Highway, corner Claro M. Recto, Street, General Santos City, South Cotabato, Philippines, +63 83 553 5819
Metrobank
With a solid reputation for many financial products and services, Metrobank has become a household name for millions of Filipinos. Since its humble beginnings in 1962, the company has built more than 800 branches.
Metrobank’s diverse loan portfolio is one of the most sought-after services. This lender offers loan products that can be customized to suit regular people, SME’s and larger businesses.
- SEC: N/A, but regulated by the Bangko Sentral ng Pilipinas
- Address/contact details: +63 25524581, I, Santiago Blvd, General Santos City, 9500, Philippines
- Loan information: Credit cards, personal, car, OFW, maximum PHP 1 million, 12 – 36 month terms, APR dependent on credit check but no higher than 31.716% (depending on credit check)
- Requirements: 1 government-valid ID, Disclosure Statement (PNDS) and Signed Promissory Note
LoanSolutions PH
LoanSolutions PH’s success is rooted in its commitment to simplifying the borrowing process and making borrowing accessible to everyone. They do this by using advanced technology and forging strategic partnerships with more than 20 reputable lending institutions.
With this company, you can easily compare your options, apply for loans, and receive funds in no time. This approach saves you time and helps you make better borrowing decisions.
- SEC: CS200305834
- Address/contact details: +639330622125, Unit 118, Sycamore Tower, The North Grove, Camarin Road, Caloocan City, Philippines, 1400
- Loan details: Personal, auto, business, home, OFW loans, PHP 20,000 – PHP 2,000,000.00, 3 months to 3-year terms, 15% – 20% APR
- Requirements: 2 2×2 pictures, 1 year of employment, 21 years of age – 65 years of age, low income (PHP 18,000 monthly), 2 valid IDs, and the latest bill.
Lending Companies in General Santos With Low Interest
A little extra cash can go a long way to fulfilling our dreams or overcoming obstacles. Opting for low interest loans can be a smart decision. Doing so reduces the overall cost of borrowing and ensures a manageable repayment plan.
AEON Credit Service
As a leading mobile app provider of consumer financing, AEON Credit Service offers a wide range of products and services. No matter if you want to buy a sofa or a mobile phone. From personal to appliance loans, this financial powerhouse has got you covered.
They stand out from other financial institutions in the country by offering personalized and customer-centric services. AEON understands that your financial situation is different from everyone else. Because of this, they tailor their financial services to each specific case and offer low interest rates for everyone.
- Loan type: Appliance, personal, furniture
- Amount: PHP 10,000 – PHP 50,000
- SEC: Cannot confirm
- Length of loan: 6 – 24 months
- APR: 2.25% – 5.75%
- Requirements: Valid phone number, 2 government valid IDs
- Address and contact details: 17 San Miguel Ave, Ortigas Center, Pasig, 1605 Metro Manila, Philippines, +63 2 8631 1399
KPeso
KPeso is a digital currency designed specifically for the Filipino market. So much so that even their payment options are digitized. With millions of Filipinos lacking access to traditional banking services, KPeso offers a lifeline for them.
With this app, you can easily send and receive money, pay bills, and access various financial services through your smartphone, all without needing a bank account.
- Requirements: Must be 18 to 49 years old, have a stable income, a government-issued ID plus a valid phone number
- Address and contact details: [email protected], 26th Street, 1630 Taguig City, Metro Manila – Philippines
- Loan details: Personal loans, maximum PHP 20,000, 15 – 61 days terms
- SEC: CS201913681
Billease
Billease is a revolutionary financial service provider with a twist. With this mobile app, you can shop until your heart’s content, paying only when you use it. You repay Billease in installments, kind of like a buy now pay later plan.
Due to e-commerce’s growing popularity and Filipinos’ growing interest in online shopping, Billease really is the go-to platform if you’re looking to make your shopping experience more convenient and budget-friendly.
- SEC: CS201516347
- Loan details: Personal loans, PHP 2,000 – PHP 10,000 (up to PHP 40,000 if you make on-time payments), 30 days – 12-month terms, 3.49% APR
- Contact details/address: +63 9159039339, 667 T.M. Kalaw Ave., Ermita, Manila
- Requirements: A valid government-issued ID, proof of employment, and a stable income
FAQ on Lending Companies in General Santos
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Is private lending legal in General Santos?
Yes, private lending is legal under General Santos’s law. Just make sure that the lenders you choose comply with government regulations and follow proper lending practices.
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How can I get a loan from a lender in General Santos?
To get a loan from a General Santos lender, research reputable loan companies online. Select the one that you know you can afford (now and in the future), and submit your application with the necessary documents.
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Can you get a loan for 3 months in General Santos?
Yes, you can get a loan for 3 months at General Santos. Look for lending institutions offering short-term financing with flexible terms and conditions. Some lenders include Billease, KPeso, Loan Solutions PH, First Circle, JuanHand, and Cashalo.
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What is the largest financing company in General Santos?
The changing financial landscape is making digital banking more popular than ever. That being said, banks are still the largest company in General Santos. Some of the biggest are PSBank and BDO Unibank.
