Lending Companies in Dumaguete

When you live in a province like Dumaguete and need money fast, what can you do? Look for the best lending companies that help you pay for everyday expenses, emergencies, or startup funding. Take a look at the following reputable loan companies to avoid dealing with loan sharks or illegitimate lenders.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months


Established in 2015, Billease is a rapidly growing financial technology (fintech) company in the Philippines. They specialize in accessible and convenient online installment loans for Filipinos. Many companies have partnered with them (3000+), including Lazada, one of the country’s largest e-commerce platforms.

Think of it as a “buy now, pay later” scheme. With it, you can make purchases and pay back what you owe at a later date in installments. To use it, you simply download the app, and if approved, Billease will give you a credit limit.



Finbro PH is a nationwide digital finance company that offers financial assistance to Filipinos with fast approval and competitive interest rates. Sofi Lending Inc. owns and operates the platform, which provides unsecured loans to cover unexpected expenses.

People should consider borrowing from Finbro since its approval process can be completed in just five minutes. Another good thing is the first loan is offered at 0% interest to attract new customers, and you only need a valid ID and a selfie to apply. Plus, you can choose from many different payment options, including bank transfer and e-wallet.



A financial technology company based in the Philippines, Moneycat PH, offers online lending services. It connects borrowers with potential lenders and provides short-term loans to people who need quick cash.

Consider using Moneycat if you don’t have time to visit a store lender and if you’ll appreciate their fast funding times. Compared with other lenders, their documentation demands are minimal, too. These will also be a great option if you can’t get approved with traditional lenders.

Top OFW Lending Companies in Dumaguete

It’s not uncommon for Overseas Filipino Workers (OFWs) to need financial assistance while working abroad. If you have an emergency bill or other expenses, OFW financial assistance can provide critical support.

Landbank PH

Land Bank of the Philippines

Landbank, or Land Bank of the Philippines, is a government-owned and controlled corporation that serves as a universal bank for Filipinos. They have 530 branches and almost 3000 ATMs, so they are very popular. Their financial services are provided primarily to OFWs, farmers, fisher folk, and small and medium enterprises.

What’s great about this lender is they also help low income people with their finances through government initiatives and programs. Other than that, their OFW focus remains something that you shouldn’t ignore. The fact that they’re backed by the government means you’ll have a safe and supported borrowing experience.


Cash Mart

CashMart is perfect for OFWs and other types of borrowers looking for a fast application and quick deposit. This lender has been in business for nearly 40 years, and they have a good standing within the community. So you know you’ll have a good experience with them.

They do have only one store, but Dumaguete citizens can apply online without any trouble. All of their loans are affordable and flexible, which means you’ll find something to suit your budget.

Another good thing about CashMart is that once you pay off your OFW debt, they’ll let you borrow more money on your next loan (if you need one).


Balikbayad PH is a trustworthy financial institution that offers specialized loan products and financial services for OFWs. They have three branches, none of them around Dumaguete, but they do have an online application form.

They let you borrow up to 2x your salary at affordable interest rates. And they don’t deduct any fees from the borrowed sum, so you get the full amount. Balikbayad has a simple application process, so you can apply and get money quickly. Which is really handy if you need money in a pinch.

Lending Companies in Dumaguete With Low Interest

Low interest loans help you keep on top of debt, improve your credit score and financial stability. With this in mind, take a look at the following lenders. These companies make loans affordable and not intimidating at all.

Tonik Bank

Tonik Bank is a digital bank in the Philippines that operates entirely online without any physical branches. The Philippine Deposit Insurance Corporation (PDIC) covers your money, and the Bangko Sentral ng Pilipinas (BSP) makes sure they follow lending rules.

Although this lender is primarily a banking service, their loans are still very accessible. They don’t perform a credit check, but their document requirements are quite extensive. If you don’t mind that, all you have to do is download the Tonik app from Google or Apple.

Global Dominion Financing Institution

GDFI, is a financing institution in the Philippines that provides various loan products and services to individuals and businesses. By offering convenient and customizable financing solutions, they help Filipinos achieve financial stability and growth.

Some of the services they offer include personal, auto, business, and OFW loans. All with very appealing interest rates. GDFI has more than 78 branches across the Philippines, so they’re very accessible. Even for people living near Dumaguete.


Vidalia is a private lending company based in the Philippines that provides loan products and

services to individuals, entrepreneurs, and businesses. Since 2008, their alternative approach has concentrated on quick and convenient lending to people in need of financial assistance.

The company operates primarily online, so you can apply for loans, set up payment options, and manage your accounts through their website or mobile app.

FAQ on Lending Companies in Dumaguete

Yes, private lending is legal here. As long as lenders adhere to government regulations and follow good lending practices. You can confirm this by scrolling to the bottom of their website and finding their regulation information

Research various lenders in your city, compare their terms, and submit the required documentation to your chosen lender.

Yes, you can acquire a short-term loan for 3 months. These lenders include CashMart, MoneyCat, Finbro, Billease

The largest financing company in Dumaguete varies based on financial trends. But prominent banks such as BDO Unibank, Metrobank, and Land Bank of the Philippines have a strong presence in the area.

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