Lending Companies in Dagupan
If you’re borrowing money, you want to work with a lender you can rely on, right? Luckily, for people living in Dagupan, these lenders stand out as reliable and secure.
Company | Loan Amount (PHP) | Interest Rate | Loan Term |
---|---|---|---|
Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Bank of the Philippine Islands
BPI is one of the oldest banks in the Philippines. Founded in 1851, today it has over 800 branches. All of them are built to provide many different financial services to the general public, SMEs, as well as big corporate clients.
They follow the rules set out by the Bangko Sentral ng Pilipinas and are also modern enough to deliver customer service you’ll love to experience. BPI is the best option for you if you prefer to work with an established lending institution.
- Loan type: Personal, home, auto, business
- Amount: Maximum PHP 3 million
- SEC: PW – 121
- Length of loan: 12 – 36 months
- APR: 25.60%
- Requirements: 21 – 60 years old, to have at least PHP 20,000 of income per month, 1 ID, 3 months of payslips
- Address and contact details: 28JX+8R9, Judge Jose de Venecia Ave, Dagupan, 2400 Pangasinan, Philippines, +63 45 210 6012
Home Credit
Home Credit is a global consumer finance provider that specializes in providing easy, fast, and accessible credit to Filipinos. With almost 20 branches in the Philippines, they specialize in in-store financing. Think of items like electronics, appliances, furniture, and gadgets.
A lender like this one offers financial assistance to people who have little or no credit history. So they’re best for people who need quick cash loans or are looking for installment plans for consumer goods.
- Loan type: In-store financing, personal,
- Amount: PHP 3,000 – PHP 150,000
- SEC: CS201301354
- Length of loan: 6 – 60 months
- APR: Starting from 1.83%
- Requirements: 19 – 68, government valid ID, stable employment, 1 proof of address
- Address and contact details: 15th floor, ORE Central, 31st street, corner 9th Ave, Taguig, Metro Manila, Philippines, +63 2 7755 9311
Loan Champ
Loan Champ is a digital lending platform that provides fast and convenient online financial assistance for Dagupan PH. They offer quick cash loan products without the need for collateral or a co-maker. Used for debt consolidation and travel or home expenses, their financing is competitive, with flexible payment terms and fast approval.
Loan Champ is best for people who need fast money and prefer to do business digitally. There’s no need to go to a store. Just download the app on Google Play, choose your payment options, and you can get your claim going in less than 10 minutes.
- Loan type: Flex, salary, and seafarer
- Amount: PHP 3,000 – PHP 20,000
- SEC: CS201800494
- Length of the loan: 61 – 180 months
- APR: 0.35% – 0.5%
- Requirements: 20 – 65, 1 valid government ID, proof of employment, stable income
- Address and contact details: 11 Fl, 88 Corporate Center, Sedeno, Makati, NCR, (02) 8821 9618
Top OFW Lending Companies in Dagupan
In order to provide for their families back home, overseas Filipino workers (OFWs) face unique financial challenges. The following lenders cater specifically to the needs of these hardworking Dagupan residents.
Cash Mart
Cash Mart PH is a reputable financial services company that offers lending solutions specifically tailored for Overseas Filipino Workers (OFWs). Even though they only have one branch in the Philippines, they’ve been in business for 40 years. You can apply online for their accessible, flexible, and affordable financial assistance for Filipinos working abroad.
This lender is ideal for OFWs who need quick cash. This is because they have a quick and easy loan application process and competitive interest rates. What’s great about Cash Mart is they have other financing options besides the OFW. If you repay your first loan on time, you can apply for another.
- Loan type: OFW, personal, salary, business, auto
- Amount: PHP 3,000 – PHP 50,000
- SEC: CS201610084
- Length of loan: Multiple choices (weekly, bi-weekly, monthly)
- APR: 0.0571 % to 0.8% per day
- Requirements: 20 – 51, 1 government valid ID, 1 payslip, working contact/visa, OFW’s Overseas Employment Certificate
- Address and contact details: 53 Bayani Rd, Taguig, 1630 Metro Manila, Philippines, +63 28290000
Rang-ay Bank
Rang-ay Bank PH is a rural banking institution that has been serving the Philippines for over 60 years. Their 20+ branches offer a wide range of financial products and services, including housing, agricultural, and OFW loans.
Their OFW financial assistance is suitable for public and private OFWs who prefer a more traditional banking experience with a long-standing reputation for reliability and personalized service. They’re also great for low income people and families.
- Address/contact info: G/F TN Bldg, Burgos St, Downtown District, Dagupan, 2400 Pangasinan, Philippines, +63 75 522 0075
- Amount: Maximum PHP 30 million
- Loan term: Up to two years
- APR: Competitive (calculated based on borrowed amount)
- Loan type: SME, home, car, OFW, unsecured, business
- SEC: N/A
- Requirements: Two payslips and one government-issued ID
eCompareMo
This online financial platform makes the process of searching and applying for financial assistance in the Philippines very easy. They don’t directly offer loans but instead, you can look at dozens of their lenders online to compare loan products, services, and providers. This includes OFW lenders but also personal, housing, and auto lenders if you need them.
eCompareMo is best for OFWs who want to look at a bunch of lending options before deciding. This way, you can check to see if you pre-qualify, which means your credit score won’t suffer before applying. They have three branches in PH where you can pop in for financial advice.
- Contact info: 1781 Nicanor Garcia, Makati, 1210 Metro Manila, Philippines, +63 2 8779 6912
- APR: Varies depending on the lender
- SEC: CS200305834
- Requirements: Government-valid ID, at least 21 years old, stable income, postal address
- Type of the loan: SME, business, home, OFW, car, unsecured
- Amount: PHP 20,000 – PHP 3 million
- Loan length: from 12 to 60 months
Lending Companies in Dagupan With Low Interest
Affordability is key when it comes to interest rates. These lenders are perfect for Dagupan residents looking for low-interest, making your borrowing experience more cost-effective and manageable.
Revi Credit
Revi Credit is a unique financial product offered by the all-digital CIMB Bank. As an unsecured revolving line of credit, you won’t have to reapply each time you need to access funds.
The most appealing feature of Revi Credit is its flexibility. You’re in charge of how much you borrow and when you pay it back. There are also many different payment options to choose from. Plus, you only pay interest on what you use, not on your total credit limit.
- Loan type: Revolving line of credit
- Amount: PHP 1,000 – PHP 250,000
- SEC: FS201801260
- Length of the loan: Revolving
- APR: 1% – 5%
- Requirements: 21 – 65, active mobile number, monthly income of at least PHP 10,000, CIMB bank member
- Address and contact details: 28F ORE Central, 31st St. Cor. 9th Ave., BGC, Taguig City, Philippines, +632 8 580 0100
Tala
Tala PH is a well-known mobile-based lending platform that offers instant, unsecured personal loan products to Filipinos. Their innovative approach to lending uses your smartphone data to assess credit risk, allowing them to provide financing without requiring collateral or extensive paperwork.
Everything is done through their mobile app, which can be accessed and managed 24/7. The approval process is fast, and most funds are disbursed within minutes. And you don’t even need a bank account to apply, as money can be sent to your e-wallet or digital bank.
- Loan type: Personal
- Amount: PHP 1,000 – PHP 25,000
- SEC: CS201710582
- Length of loan: 15 – 61 days
- APR: 15% – 15.7%
- Requirements: At least 18, 1 government-issued ID, active mobile number
- Address and contact details: 5th Floor TIM Building 5600 Osmena Hwy. cor. Arellano St. Palanan Makati, Metrol Manila, [email protected]
Moneycat
Moneycat PH offers low-interest rate personal loans to Filipinos online. Their applications are seamless and straightforward, without collateral or lengthy paperwork required. You’ll get funded quickly, thanks to their advanced credit assessment technology.
This lender will be perfect for you if you prefer a modern and digital approach to borrowing. As well as this, they’re also ideal if you can’t get a loan from traditional banks due to a lack of credit history.
- Contact: Unit 1701 Tycoon Bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, PH 1800, +63 917 209 2204
- Loan type: Personal
- APR: 11.9%
- Amount: Maximum PHP 20,000
- Requirements: No younger than 22, stable employment, ID
- Loan term: 3 – 6 months
- SEC: CS201953073
FAQ on Lending Companies in Dagupan
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Is private lending legal in Dagupan?
As long as lenders adhere to the Philippines’ Securities and Exchange Commission’s regulations, private lending is legal for Dagupan residents. These rules are to make sure you are protected and that the lender is transparent about their lending practices
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How can I get a loan from a lender in Dagupan?
To get a loan for Dagupan, research trustworthy lenders, check their offers, and if you meet their regulations, fill out the application. Always make sure that the company you borrow from is registered with a government agency.
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Can you get a loan for 3 months in Dagupan?
Throughout Dagupan, there are many different lenders who will give you cash for three months or even less. These lenders include Moneycat, Tala, Revi, CashMart, and loan champ
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What is the largest financing company in Dagupan?
It’s difficult to provide an exact answer to what the largest financing company in Dagupan is because of the constant changes in the financial sector. But, in terms of banks, BDO is the largest financing company in the Philippines.