Lending Companies in Cabanatuan
Welcome to our guide on the best lending companies in Cabanatuan. In this carefully curated selection, we showcase the top credit companies in the Philippines, renowned for their reliability, competitive rates, and customer-centric services. Our focus is to provide residents of Cabanatuan with a comprehensive list of credit institutions that cater to a wide range of financial needs, from personal loans to business financing.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Rizal Commercial Banking Corporation (RCBC)
Established in 1960, RCBC is a major player in the financial services industry. Rooted in solid banking practices, they have a reputation for delivering excellent loan services. They operate through an extensive network of 462 branches and 2,911 ATMs across the country. This will make them very reliable when it comes to accessing accounts and using their loan products.
- Contact Information: The RCBC Cabanatuan branch is at Maharlika Highway, Cabanatuan City, Nueva Ecija. For inquiries, you can call +63 44 463 8640.
- Loans & Services: RCBC offers Personal, Auto, and Housing Loans up to PHP 1 million. Their Personal ones cater to a range of needs, be it education, health, or leisure. Auto loans help you acquire your dream car, and Housing loans assist in home purchases or renovations.
- Requirements: RCBC requires you to be at least 21 years old, have a stable income, and possess valid identification.
- SEC Registration: RCBC is registered with the Securities and Exchange Commission (SEC) – 600143
Security Bank Corporation (SBC)
SBC is a leading financial institution from which you can apply for banking services and loan products no matter what your background. They have 316 branches throughout the country, including Cabanatuan.
This means you can go in-store and apply for any of their loans or on their website. Whether you’re looking to buy a house, start a business, or fund your kid’s education, Security Bank’s flexible loan options make it easy.
- Contact Information: You can find SBC’s Cabanatuan branch at PCG Building, KM 112, Maharlika Highway, Brgy. H. Concepcion, Cabanatuan City, Nueva Ecija, Philippines 3100, 26 Asian Highway, 3100 Nueva Ecija, Philippines, +63 44 940 2379.
- Loans & Services: SBC provides PHP 2 million for Personal, Home, Business, Salary, and Auto Loans.
- Requirements: Applicants need to be between 21-65 years old, have a stable income, a valid ID, proof of income, and proof of residence.
- SEC Registration: SBC is SEC-registered – 6030
Pag-IBIG Fund
Also known as the Home Development Mutual Fund, the Pag-IBIG Fund provides affordable housing opportunities and financial assistance to Filipinos. Members can get various loans from them, including housing loans, multipurpose loans, and disaster relief loans.
The only downside is they don’t lend to non-members, so you’ll have to sign up and contribute financially. But once you’ve invested enough, you can get up to PHP 6 million.
- Contact Information: Their Cabanatuan branch is at 4th Floor LCF Building, Pan-Philippine Highway, Cabanatuan City, 3100 Nueva Ecija, Philippines, +63 44 463 1692.
- Loans & Services: Pag-IBIG offers Housing and Multi-Purpose Loans. The Housing loans assist members in buying a house, townhouse, or condominium. The Multi-Purpose ones can be used for any immediate financial need.
- Requirements: A member needs to have contributed to the fund for at least 24 months and provide a valid ID and proof of income.
- SEC Registration: As a government entity, Pag-IBIG is not SEC-registered but is regulated by the Home Development Mutual Fund (HDMF).
Top OFW Lending Companies in Cabanatuan
BDO Unibank (BDO)
BDO Unibank, one of the largest banks in the Philippines with 1,300 branches, provides financial products tailored for Overseas Filipino Workers (OFWs). Because of their competitive rates and flexible terms, BDO’s loans are particularly popular.
BDO offers an Asenso Kabayan Personal Loan that is specifically designed for OFWs. It is a multipurpose loan with flexible payment options, catering to OFWs looking for loan amounts of PH 10,000 to PHP 2 million.
- Contact Information: You can locate BDO’s Cabanatuan branch at G/F Waltermart Cabanatuan Brgy, Cabanatuan City, Nueva Ecija, Philippines, +63 44 951 0187.
- Loans & Services: In addition to OFW loans, they also have personal, home, auto loans, and SME financial assistance.
- Requirements: For approval, OFWs need to provide proof of overseas employment. They also need to be at least 25 years old and present valid identification.
- SEC Registration: This bank is regulated by the Bangko Sentral ng Pilip.
Land Bank of the Philippines (LandBank)
LandBank is a government-owned bank that provides financial services to the agricultural sector, small businesses, and OFWs. Through their 752 branches, they enable easy access to capital, advice, and a variety of loan packages. This ultimately boosts the nation’s rural development and economic growth.
- Contact Information: LandBank’s Cabanatuan branch is situated at FXH5+JPF, Cuaresma Building, Maharlika Highway, Bambang, Nueva Vizcaya, Cabanatuan City, Philippines, +63 78 321 3194.
- Loans & Services: LandBank offers the OFW Reintegration Program. It’s a sustainable business borrowing for OFWs. They provide affordable loan products for starting a business.
- Requirements: An OFW must have completed Entrepreneurial Development Training (EDT) to qualify, tax statement, 1 government-issued photo ID
- SEC Registration: As a government institution, LandBank is not SEC-registered but is regulated by the Bangko Sentral ng Pilipinas (BSP).
Philippine National Bank (PNB)
Established in 1916, this highly respected bank has now grown into a major provider of loan products and financial services to support economic growth.
With 651 branches, ATMs, and digital platforms, PNB is convenient and accessible for millions of customers. This lender will be best for you if you need quite a large amount. PNB offers a maximum of PHP 10 million.
- Contact Information: PNB’s Cabanatuan branch is at 26 Asian Highway, Cabanatuan City, Nueva Ecija, Philippines, +63 44 463 8095.
- Loans & Services: PNB provides OFW Loans in partnership with government agencies like OWWA and DOLE for business purposes. It helps OFWs start or expand a business.
- Requirements: OFWs must be certified OWWA members. They also need to submit proof of overseas employment, valid identification, and a complete business project proposal.
- SEC Registration: PNB is registered with the Bangko Sentral ng Pilipinas.
Lending Companies in Cabanatuan With Low Interest
We know it’s difficult to find a good lending company in Cabanatuan if you have a low income. That’s why we made a list of lending companies that offer financial assistance and low interest rates. If you’re new to borrowing money or have some experience, this list will surely help you out.
EastWest Bank
EastWest Bank offers both personal banking solutions and loans. You can pop in stores at one of their 124 locations or apply online. They’re a top choice among Filipinos who value convenience and reliability when it comes to banking services.
- Contact Information: Find EastWest Bank’s Cabanatuan branch at Melencio St, corner General Luna Street, Cabanatuan City, 3100, Philippines, +63 44 464 1634.
- Loans & Services: They offer personal, auto, and home loans up to PHP 2 million. Personal ones come with low interest rates and flexible payment options, helping you manage your finances better.
- Requirements: Applicants need to be at least 21 years old, have stable employment, and provide a valid ID and proof of income.
- SEC Registration: EastWest Bank is registered with the SEC.
Metrobank
Metrobank is one of the largest banks in the Philippines and is renowned for its range of competitive financial services. One of the many services they offer is Metrobank loans, which people use for housing, car repairs, emergency bills, and business ventures
- Contact Information: Metrobank’s Cabanatuan branch is situated at Pan-Philippine Highway, Cabanatuan City, 3100 Nueva Ecija, Philippines, +63 24637461.
- Loans & Services: Metrobank provides personal, home, and car loans, all with competitive interest rates.
- Requirements: Metrobank requires applicants to be 21-65 years old and have a stable source of income. You also need to present a valid ID, proof of income, and proof of residence.
- SEC Registration: The Bangko Sentral ng Pilipinas regulates Metrobank.
Bank of the Philippine Islands (BPI)
As one of the largest banks in the Philippines, if you get a loan from here, you know you’ll be safe and secure. You’ll need to first create a savings account, but once you’re a member, you can apply for one of their low interest loan products (PHP 15,000 – PHP 3 million).
- Contact Information: Of their 800 branches, you find the Cabanatuan branch at KM114 0 Maharlika Highway 0, Cabanatuan City, 3100 Nueva Ecija, Philippines, +63 44 600 0464.
- Loans & Services: They have personal, housing, auto loans, and credit cards with competitive interest rates.
- Requirements: Applicants need to be at least 21 years old, have one government-issued photo ID, and provide the last 3 months of payslips.
- SEC Registration: Controlled by the Bangko Sentral ng Pilipinas.
FAQ on Lending Companies in Cabanatuan
Is private lending legal in Cabanatuan?
Private lending is legal for the people of Cabanatuan. This city has many private lending institutions but always make sure that you’re borrowing from someone that is SEC-registered or regulated by the Bangko Sentral ng Pilipinas. To find out if this is the case, simply visit their website, scroll to the bottom of the page, and keep an eye out for their regulatory notice.
How can I get a loan from a lender in Cabanatuan?
Simply visit your preferred lender’s branch, provide the necessary documentation, and then fill out a loan application. The application experience is quite simple and fast.
Can you get a loan for 3 months in Cabanatuan?
Yes, many lending companies around Cabanatuan offer short-term loans. That also includes your everyday 3-month loans. Some of these lenders include the Bank of the Philippine Islands and BDO Unibank.
What is the largest financing company in Cabanatuan?
Which company to consider the largest depends on various factors like assets, customer base, or range of services. Large banking institutions like BDO, Metrobank, and BPI are the top picks for many.
