Lending Companies in Budta
Looking for the best lending company in Budta but feeling lost in the maze of options? Worry not. Let’s explore three standout options in the city known for its impressive financial services.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
JuanHand
JuanHand is a revolutionary financial solution in the Philippines. Their purpose is to make your life easier. It’s an online platform that provides quick and hassle-free loans for people around Budta. Even people with low credit scores or no credit history at all can apply for a loan through this platform.
The way JuanHand works is quite simple and user-friendly. All you need to do is download the JuanHand app on your smartphone, register for an account, and fill out the necessary information.
- Contact information: 16th floor, The Trade and Financial Tower, corner 1630 7th Ave, Taguig, Metro Manila, Philippines, +63 2 8539 0150
- Requirements: 1 government-valid ID, stable income, proof of employment, aged 20 – 60
- Loan information: Personal loans, Maximum PHP 15,000, 9% – 12% APR, 90 days – 3-month terms
- SEC: CS201825672
Public Safety Savings and Loan Association (PSSLA)
PSSLA is a non-profit savings and loan association established for the benefit of public employees. These include uniformed personnel of the Philippine National Police (PNP), Bureau of Jail Management and Penology (BJMP), Bureau of Fire Protection (BFP), and other government agencies.
To get a loan from PSSLA, you need to become a member. To do this you have to belong to any of the eligible public safety institutions mentioned above. You’ll then be able to use their loan products and other financial services. PSSLA is authorized by the Bangko Central ng Pilipinas and is endorsed by the PNP, PPSC, and BFP.
- Contact information: 665V+RG9, Cotabato City Police Office, Philippine Constabulary (P.C.) Hills, Cotabato City, Maguindanao, Cotabato City, Philippines, +63 64 421 5237
- Requirements: Proof of employment, government-issued ID
- Loan information: Salary, emergency, credit builder, pension, auto loans
- SEC: N/A
Online Loans Pilipinas
Getting a loan on Budta has never been easy, thanks to Online Loans Pilipinas. With this lender, you don’t need to go in-store as everything is done online. For short-term unsecured loans, they offer a variety of payment options.
And to apply is simple. To apply, simply visit their website or download their mobile app, fill out some personal information, and submit any documents they ask for. This lender is best if you don’t have good credit or don’t have the paperwork needed by other traditional lenders.
- Contact information: +63 23221000, Tycoon Centre, Unit 1402-06 14th Flr, Pearl Dr, San Antonio, Pasig, Rizal, Philippines
- Requirements: valid bank account or e-wallet, being employed, 1 government-issued ID, age of 22 – 70
- Loan information: Installment, personal loans, amount – PHP 1,000 – PHP 20,000 (PHP 30,000 for repeat borrowers), 30-day terms
- SEC: CS201726430
These lending companies, each with its unique offerings and competitive edge, are all driven by the same goal. It’s to provide financial solutions to the vibrant community of Budta. This helps people achieve their dreams, meet their needs, and lead financially stable lives.
Top OFW Lending Companies in Budta
Throughout Budta, there are specialized lending institutions that understand the unique financial needs of Overseas Filipino Workers (OFWs). Here, let’s spotlight three standout OFW lending companies nearby. The experience of these professionals will ensure that they are able to meet the demands of your specific situation.
Mindanao Consolidated Cooperative Bank
MCCB is a combination of three other rural banks in the Philippines. Since this merger, they have set up almost 20 branches throughout the country. They operate with a customer-centric approach, so you can expect personalized service and tailored solutions.
Their OFW loans are an excellent example of this approach. These have competitive interest rates, flexible repayment terms, and minimal processing time and are regulated by the Bangko Sentral ng Pilipinas.
- Contact information: +63 83 301 2266, Tri-Star Center, Santiago Blvd, General Santos City, South Cotabato, Philippines
- Requirements: Age requirements of 20 – 65, two years at a physical address, OWWA certificate of employment, stable income
- Loan information: Personal, home, salary, SME, and agricultural loans up to a maximum PHP 1 million, 12% – 24% APR, 5-year terms
- SEC: N/A
Home Development Mutual Fund (HDMF)
Filipino workers can apply for affordable housing loans and other financial services through this government-sponsored savings program. Established in 1978, it encourages responsible homeownership and fosters economic stability among Filipinos.
This housing fund and OFW loans are specifically tailored to cater to the needs of Overseas Filipino Workers (OFWs) seeking financial assistance to purchase, construct, or improve their homes. The Home Development Mutual Fund is a government entity, so isn’t registered with the SEC, but they are regulated and bound by Philippine law
- Contact information: The closest branch to residents of Budta would be on the 6th Floor Cotabato Yu Ekey Marketing Building, Don Rufino Alonzo Street, Cotabato City, 9600, Maguindanao, Philippines, +63 64 421 3120
- Requirements: Stable employment, one government-issued photo ID, proof of employment
- Loan information: Housing, personal loans
- SEC: No
Union Bank of the Philippines
As a leading player in the Philippine digital banking landscape, UnionBank has established itself as a front-runner in innovation and technology. With their advanced digital platforms and technologies, you can do a lot of banking online. This is really helpful, especially if you’re away from home a lot and can’t access a branch or an ATM.
Of their most sought-after services is their OFW loans, which are specifically tailored to meet the needs of Overseas Filipino Workers (OFWs).
- Contact information: Of their 385 branches, the closest one to restaurants of Budta will be at Claro M. Recto Avenue, National Highway, Cagayan de Oro, 9000, Philippines, +63 88 316 6864
- Loan types: OFW, auto, and home loans.
- Requirements: The application requires proof of overseas employment, a valid ID, and a co-borrower
- SEC: N/A, but the bank is governed by the Bangko Sentral ng Pilipinas
Lending Companies in Budta With Low Interest
If you’re a resident of Budta and seeking affordable lending options, there are several financial services offering loans with low-interest rates. Let’s delve into three prime examples of these lenders for low income users. Each is catering to different needs while keeping your interest expenses low.
Security Bank
Security Bank, founded in 1951, has consistently delivered top-notch financial services in the Philippines. As a universal bank, they have many different loan products for businesses and individuals.
At each of their 313 branches, you can choose from loans in many forms:
- Personal
- Mortgage
- Auto
- Business loans
You can even apply online for a swift application experience.
- Address/Contact information: G/F RO-MA Building #020, Sinsuat Ave, Poblacion 6, Cotabato City, Philippines, +63 64 421 4349
- Loan details: amount – PHP 30,000 – PHP 2 million, 12 – 16 month terms, low interest
- Requirements: 1 photo ID, proof of address, and at least PHP 12,000 per month
- SEC: Cannot confirm their SEC number, but Security Bank is insured by PDIC and regulated by BancNet
Metrobank
For over 50 years, Metrobank has served the financial needs of Filipinos. The bank serves millions of customers through its extensive network of branches across the country. It’s a full-service universal bank that also offers low interest loans.
- Contact information: Of their 940 branches, there isn’t one close to Budta, but you’ll find the nearest one at Makakua Street, Cotabato City, 9600 Maguindanao, Philippines, +63 24213535
- Personal loan: for emergencies or travel
- Business loan: to provide much-needed capital for entrepreneurs looking to expand their operations or invest in new ventures
- Home and auto loan: to help you realize your dreams of owning a house or car at affordable rates
- Requirements: Some loans require collateral. Must be between 21 and 65 years old, with proof of address and income, and 1 government-issued ID.
- SEC: Cannot confirm the SEC registration number, but Metrobank is overseen by the Bangko Sentral ng Pilipinas
AEON Credit Service
This lender works solely online through their website and mobile app. With them, you can get personal, motorcycle, and appliance loans with low interest rates (2.25% – 5.75%). They work by assessing your creditworthiness through a seamless process that involves minimal documentation and easy-to-meet criteria.
A unique aspect of AEON is its customer-centric approach. They understand the unique financial needs of each borrower and offer tailor-made payment options to match their money needs.
- Contact information: 17 San Miguel Ave, Ortigas Center, Pasig, 1605 Metro Manila, Philippines, +63 2 8631 1399
- Requirements: A working mobile phone, two government-issued identification cards
- Loan types: personal, motorcycle, and appliance loans
- SEC: N/A but AEON is regulated by AEON Financial Service Co LTD
These lending companies are a testament to the fact that financial assistance need not be financially straining. They understand the value of each peso and aim to provide their services in the most cost-effective manner.
FAQ on Lending Companies in Budta
Is private lending legal in Budta?
Yes, it is. Private lending is legal for the people of Budta if the company is registered with the SEC or regulated by a legally bound financial institution.
How can I get a loan from a lender in Budta?
To get a loan, you can apply in person or online with the required documents. They usually include valid IDs and proof of income.
Can you get a loan for 3 months in Budta?
Yes, there are many lenders that offer short-term loans, including three-month loans.
What is the largest financing company in Budta?
Big banks and financial institutions, like Metrobank, BDO Unibank, and BPI, are the top companies in the city of Budta.
