Lending Companies in Binan

Here, we provide you with a meticulously compiled list of the most reputable and reliable lending companies in the Philippines, specifically tailored for those based in Biñan.

Company Loan Amount (PHP) Interest Rate Loan Term
Digido 1,000 – 25,000 From 0% to 11.9% Up to 30 days
MoneyCat 500 – 20,000 Up to 11.9% per month Up to 180 days
Kviku 500 – 25,000 1.2% per month Up to 180 days
Cashspace 1000 – 25,000 1.3% per month 2 – 4 months

EverFirst Loans Corporation

EverFirst Loans Corporation started functioning in 1997. Nowadays, it has over 96 branches all over the Philippines. There are offices in NCR, Olongapo, Pampanga, Bulacan, Cavite, Batangas, Laguna, Rizal, and Quezon. The company provides:

  1. Сonsolidated loans
  2. Policy loans
  3. Short-term pensions
  4. Emergency loans.

Furthermore, EverFirst Loans Corporation offers big cash referral rewards and a quick application process.

Loan requirements

  1. Age 21-65
  2. Identity proof
  3. Filipino citizenship

Contact information

Address: 347A National Highway cor. P. Burgos St., San Vicente Binan, Laguna

Phone number: (049) 833-5125 / 09190822582.

This loan shop is an SEC-registered member of the Lending Investors Federation.

Loans Dito

Loans Dito is a legit and trusted lending company operating in the Philippines and the USA. It opened its doors in 2016 and nowadays has lots of branches in major cities in both countries. Loans Dito is an SEC registrant. Among their financial services are:

The main documentary requirements depend on the loan type. The basic ones are:

  1. Identity proof
  2. Information about the employment place.
  3. Be 23-60 years old
  4. Be employed in the private sector
  5. Permanent employment status

The loan amount ranges from ₱30,000-₱2Million, while payment terms can be from 12 to 36 months. The company guarantees strict personal data protection and does not impose any origination fees.

Contact information

Address: Country Drive St, Country Homes, Biñan

Phone number: +63 905 249 2963.

Email: [email protected]

ASA Philippines

The non-profit corporation opened its first branch in August 2004. Today, ASA Philippines provides financial assistance nationwide with over 1,688 branches. It has over 2 million clients among microentrepreneurs worldwide who have already received the needed money to build their careers.

This microfinance institution targets women for creating and implementing their own businesses. The company offers its services to low income women by performing different microfinance operations.

The main services are:

Loan requirements

  1. Application Letter.
  2. Updated Resume.
  3. 2 pcs Passport Picture (white background)
  4. College Graduate (4 years) or at least 72 units.
  5. Diploma and/or Certification from school.
  6. Authenticated Birth Certificate.

Contact information

Address: 161 P. Burgos St, Biñan

Phone number: +63 946 900 9218.

ASA Philippines is considered the best lending company in Binan by some users because of its excellent performance and high-quality service. ASA Philippines is a member of the Securities and Exchange Commission

Top OFW Lending Companies in Binan

Kabayan OFW Loan Fast Approval

Kabayan OFW Loan is a company that aims to provide financial assistance for all hard-working people in the Philippines. It is the best OFW loan shop whose main advantages are low-interest rates, no collateral, and quick loan approval. The corporation offers two types of loan products:

As a rule, people need money for various purposes. These are investments in business, houses, and vehicle purchases. Available online payment options are GCash, Maya, Laz, and Shopeepay.

The application process for OFW Land-Based loan requires:

  1. Passport
  2. Working visa
  3. Latest billing proof
  4. Flight details
  5. The latest contract.
  6. Flight Details/Ticket
  7. Latest OEC or OEC Exemption No.

The requirements for a Seaman’s loan are :

  1. The latest passport and Seaman’s book
  2. Embarkation history
  3. Latest proof of billing.
  4. Latest Passport and Seaman’s Book
  5. New POEA contract with stamp
  6. Additional 1 Govt. ID

Contact information

Address: Room 204, 2nd Floor, Gochangco Building, 614, Kalaw Ave, Ermita, Manila, Metro Manila, Philippines

Phone number:+639178989385.

Security bank

Security Bank

It is a trusted lending company in Binan that functions online and offline to provide financial services for OFWs. Security Bank was first established in 1951 as a private bank in the Philippines in the post-war period. Nowadays, it has offices in almost all regions of the country. Security Bank is an SEC-registered financial institution and has a Universal Bank license.

The main priorities of the company are commitment to excellence, better service, and involvement in creating an active society. Its main goal is to ensure the best experience for clients. With this corporation’s help, people can get:

All options have had flexible loan amounts and repayment terms from 12 to 36 months.

Loan requirements are as follows:

  1. Age 21-65
  2. Filipino citizenship.
  3. Office or residence landline
  4. Certificate of Employment and Compensation if employed
  5. Latest 1-year Audited Financial Statement and business permit if self-employed

Contact information

Address:National Highway, Barrio San Vicente, Biñan

Phone number: +63(2) 8520-8236.


Cash Mart

This corporation started functioning in 1969 to provide financial services to Singapore residents, and later it became available in the Philippines. Its main values are integrity, responsibility, and excellence in performing all operations. The company also prioritizes ensuring a better life quality for every Filipino resident. Besides providing OFW loans, CashMart offers

To apply for an OFW loan, you need to:

  1. Be at least 21 years old
  2. Filipino citizenship
  3. Have a legal contract with the employer. It is also obligatory to provide
  4. Provide any proof of income, employment contract, government issued ID
  5. Proof of relationship (for family purchases)

For application, you need to fill out the form, get verification, and then, in case of approval, the cash will come into the bank account. The payment options are cash payments, credit cards, and checks. CashMart is an SEC-licensed lending company.

Contact information

Address: 53 Bayani Rd, Taguig, 1630 Metro Manila, Philippines.

Phone number: (02) 829 0000 / Globe – 0917634514

Email: [email protected]

Lending Companies in Binan With Low Interest

First Circle

First Circle stands for fast and flexible financial partnerships, providing their clients with affordable options and the best experience. It supports small and medium enterprises that need great financial resources to function and boost the national economy.

First Circle has an SEC financing license. It is also a member of numerous organizations, like The American Chamber of Commerce of the Philippines and the Management Association of the Philippines.

The main loan products provided by First Circle:

  1. Revolving credit line loans for small and medium enterprises
  2. Growth partner programs
  3. Project finders.

Every borrower should:

In particular, the revolving credit line has no-collateral interest rates of 1.39% per month, considered the most affordable option on the market.

Contact information

Address: 2F Net One Center 3rd Avenue, corner 26th St, Taguig, 1634 Metro Manila, Philippines.

Phone number: +63285803200.


SeekCap is a leading financial institution that provides quick, affordable, and easy loans for business needs. The company has an excellent approach to providing financial help in the Philippines and abroad. The only available loan products are business loans for currently operating MSMEs. So, the business loan amounts vary from ₱5,000 to ₱20 million, and its interest rates start at 2-3% a month.

You must fill out the application form and provide

Certain options provide approval within as little as one day, while others may take up to ten days. SeekCap additionally offers a loan calculator for estimating your payments, although it does not account for any fees or charges related to the loan.

Contact information

Address: Onyx, Sapphire Rd, Pasig, 1600 Metro Manila, Philippines.

Phone number: +63 948 525 2523.

Email: [email protected]

Kabayan OFW Loan Fast Approval

The company started operating in 2011 and soon became one of the most reliable lending companies in the country. It provides help for small and medium businesses. The documentary requirements for business loans are flexible because Esquire Financing aims to support local entrepreneurs.

Esquire Financing offers loans with the lowest interest rate of 3.5% per month and a one-time processing fee of 6%. To apply for loans, one should provide:

  1. Filled-out application form
  2. ID
  3. Proof of billing for the business
  4. Picture of the business.

Esquire Financing is SEC-registered and recognized by international corporations for contributing to local business development.

Contact information

Address: Tower 1, 31st Floor Penthouse High Street South Corporate Plaza, 26th St, Taguig, 1634 Metro Manila, Philippines.

Phone number: +63288118888

Email: [email protected].

FAQ on Lending Companies in Binan

Private lending companies are legal in Binan as well as throughout the country. The Lending Act, the BSP Manual of Regulations for Banks, and the Manual of Regulations for Non-Bank Financial Institutions control its activity. All lending companies must get a license to perform all kinds of financial operations.

First, you need to choose the right lending company for your needs. The main thing is to figure out your main purposes and get familiar with all the terms and conditions of your chosen loan type.

Yes, it is possible to get a loan for 3 months. You can find this option in most lending companies. All you need to do is find the right place with such products.

The largest financing company in Binan is Loans Dito. It offers a wide range of financial services for all categories of borrowers. It has an immaculate reputation as the top lending company in this city and the whole country.

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