Lending Companies in Batangas
Welcome to our page dedicated to showcasing the best lending companies in Batangas, a valuable resource for those seeking financial solutions in this dynamic region of the Philippines. Our curated selection highlights the top lending companies known for their exceptional services, competitive rates, and trustworthy practices.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
RCBC
Rizal Commercial Banking Corporation provides Filipinos with financial services and offers a large variety of loan products. Customers can take out business, home, car, and personal loans. Additionally, RCBC issues credit cards that you can use to address payment gaps.
The available sum one is eligible to obtain ranges from ₱50,000 to ₱3,000,000. The applicable interest rates are flexible — on average, 0.48% to 2.52% per month. Clients are free to choose a reimbursement term of up to 240 months.
Address: Yuchengco Tower, RCBC Plaza 6819 Ayala Avenue, Makati City 0727 Philippines
Phone: +800-8888-7222 (hotline)
Email: [email protected]
Branches: the hubs are located in Manila, Davao City, and Del Sur
SEC Registration: OPSCOR-2020-0041
Finally, before applying, check if you match the required criteria:
- At least 21 to 70 years old
- A Filipino citizen with a rented (3 years) or owned (2 years) place of residence
- Employed with business (2 years)
- If self-employed, the business must operate for at least 5 years and bring profit for the last 2 years
Robinsons Bank
Robinsons Bank is one of the rapidly expanding financing companies on the islands. The subsidiary of JG Summit group offers a wide range of financial services: home and auto loans, micro, small biz, SME debts, motorcycles, jewelry, and salary loans.
The corporation provides clients with sums starting from ₱5,000 up to ₱20,000,000. Yet, the interest rates on the loan aren’t that high — they vary between 0.58% and 5%. The repayment tenure extends to 240 months.
Address: 7/F Galleria Corporate Center, EDSA cor. Ortigas Avenue, 1110 Quezon City
Phone: 702-9500 / 884-1057 / 345-2064
Email: [email protected]
Branches: RB has a large number of offices around the country
SEC Registration: OPSCOR-2020-0057
Before registering at the bank, look through the extensive borrower requirements list. Below we’ll emphasize the essentials:
- Must be 21 to 70 years
- Provide one government-issued ID
- Must be a citizen or a foreigner with an Alien Certificate of Registration
- Marriage Contract (if asked)
CityState
CityState is a large company in Batangas that ensures Filipinos with solutions to their financial hardship. It offers teachers’ salary loans, pensionado, salary, and jewelry loans. The customers are allowed to take out from ₱3,000 to ₱5,000,000 with relatively low rates that range between 0.72% to 2% monthly. Although the repayment term extends to a maximum of 36 months, Filipinos don’t overpay a lot on interest.
Address: Building Citystate Center, Shaw Boulevard 709, Brgy. Oranbo, 1600 Pasig City, Philippines
Phone: +63 2 470 3333
Email: [email protected]
Branches: CityState has several branches in Metro Manila and Rizal.
SEC Registration: A1997-9587
The eligibility criteria consist of a few requirements that aren’t hard to fulfill:
- Be at least 21 to 65 years
- You must be a citizen of the Philippines
- If employed, minimum 2 years permanent job experience
- If employed, you must be an employee of the institution that made it to the top 10,000 corporations list
Top OFW Lending Companies in Batangas
Metro Quicash
Metro Quicash helps out Filipinos who lack money to cover their expenses. The company specializes in OFW loans and offers excellent financial assistance. The interest rate is fixed and equals 3.5%. The proposed borrowing sum varies between ₱20,000 and ₱50,000. The reimbursement periods are convenient as well — you’ll have the opportunity to pick a 3 to 12 months term.
Address: UNIT 3 BOCOBO COMMERCIAL CENTER J. BOCOBO ST COR. PADRE FAURA ST ERMITA, Ermita, Manila, 1000 Metro Manila
Phone: 09060665124
Email: [email protected]
Branches: institution operates exclusively online
SEC Registration: CS201605896
To avail of the funds from Metro Quicash, customers have to match the borrower requirements:
- Provide proof of employment
- Attach the Overseas Employment Certificate (OEC) or E-receipt
- Attach a plane ticket
- Provide a valid passport and appropriate Visa
- Birth certificate (if not married) and Marriage Contract (if married)
- Copy of two valid IDs and current place of residence
- Proof of billing
- 3 picture 2×2
Vidalia
The Vidalia Corporation is engaged in the lending and collecting activities. Additionally, it provides another beneficial opportunity as investing. Filipino customers can consolidate their debts as well — business, personal, and salary loans.
The company offers loans from ₱2,000 to ₱500,000 with a repayment tenure of up to 12 months. However, the interest rates would be relatively high for low income clients, as they vary between 8.45% and 22%. Besides, if you’ve decided to borrow at Vidalia, you won’t regret it.
Address: Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines
Phone: (02) 8534 2556 | 7718 0358
Email: [email protected]
Branches: Vidalia provides online services only
SEC Registration: CS200813771
To apply for a loan at Vidalia, you need to prepare certain documents and meet the eligibility criteria:
- Be 20 to 60 years old
- Be a citizen of the Philippines
- Minimum monthly income of ₱20,000 (small and personal loans) or ₱50,000 (business loan)
- Provide two valid IDs
- Proof of billing
- Copy of Mayor’s permit
- Copy of bank statements for the last 3 months
MoneyCat
The MoneyCat company provides loan products internationally and in the Philippines. Its team of experts guarantees the best borrowing experience and efficient support. Customers can take out an online loan – quick, cash, or salary loan, considering that the first one comes with 0% APR. On average, Filipinos are allowed to borrow from ₱500 to ₱20,000 with ranging rates — 11.9% up to 39%. To return the taken funds, you’ll have 90 to 180 days.
Address: 10F, Rockwell Business Center, South Tower, Sheridan. Brgy. Highway Hills, Mandaluyong City
Phone: 0917 710 8022 | 0919 084 2138
Email: [email protected]
Branches: there are no branches as MoneyCat distributes services online
SEC Registration: CS201953073
If you want to obtain an online loan at MoneyCat, get acquainted with the list of requirements:
- Must be at least 18 years of age
- Must be a Filipino citizen
- Provide 1 identification document (passport, driver’s license, etc.)
Lending Companies in Batangas With Low Interest
QCRB
Quezon Capital Rural Bank aims to satisfy the financial needs of Filipino customers and address their hardships. The company offers various alternatives to one’s payment options as housing and combo maximizer loans, and business loans.
The possible debt amount to avail ranges from ₱100,000 to ₱1,000,000, with repayment tenure from 24 to 240 months. Yet, with such sums, flexible interest rates won’t make you overpay as they vary from 0.58% to 1,33%.
Address: Quezon Capital Rural Bank, Inc. Rizal corner Granja Street, Lucena City Quezon, Philippines
Email: [email protected]
Branches: no hubs due to online functioning
SEC Registration: QCRB holds SEC registration
The application form consists of several blocks, including the following requirements:
- Must be a citizen of the Philippines
- Must be 21 to 65 years old
- The minimum monthly income should be ₱15,000 (for employed clients), and ₱30,000 (for self-employed clients)
- If self-employed, the business has to be operative and profitable for the last 2 years
Bank of Commerce
Bank of Commerce is a reputable company that provides an advanced approach and responsive fiscal services. It offers a wide range of payment options and products like home and auto loans, business debts, credit and debit cards. The borrowing amount extends from ₱100,000 to ₱15,000,000 with extremely pleasant rates ranging between 0.56% and 1.08%. To return the funds, you’ll be able to select a period from 12 to 240 months.
Address: San Miguel Properties Centre # 7 St. Francis Street Mandaluyong City 1550 Philippines
Phone: hotline (02) 8-632-BANK (2265), or globe number 1800-8-982-6000
Email: [email protected]
Branches: has an extensive number of branches within the country
SEC Registration: OPSCOR-2020-0056
The general eligibility criteria list isn’t hard to match:
- Copy of valid identification document (driver’s license, SSS, passport, Company ID, etc.)
- Copy of bank statements for the last 6 months
- Billing records for the latest cycle
- Vehicle price from a vendor (if existing)
LandBank
Landbank is a lending body that specializes in projects within agricultural and infrastructure areas. Therefore, it offers a wide range of loan products like easy home debt, Agricultural and Fishers Financing Program, etc.
The borrowing amount starts from ₱20,000 and goes up to ₱5,000,000. The interest rates are variable but remain low — only 0.55% to 1.35% per month. The reimbursement tenure is pretty durable as well. Filipinos are allowed to return funds within a maximum of 240 months.
Address: 32/F, LANDBANK Plaza 1598 M.H. del Pilar Dr. J. Quintos St. Malate, Manila
Phone: hotline (+632) 8-405-7000 and domestic (02) 8-405-7000 | 1-800-10-405-7000
Email: [email protected]
Branches: LandBank has about a dozen hubs around the Philippines
SEC Registration: OPSCOR-2020-0061
Last but not least, before applying, Filipinos have to match the extensive borrower requirements. Some of them are:
- Letter of introduction from the DA designated endorser unit of suitable service channel
- The Plan and Budget of the Farm
- Copy of Marketing Agreement with vendors
FAQ on Lending Company in Batangas
Is private lending legal in Batangas?
Private lending isn’t restricted in the Philippines. Over a few thousand private lending companies are operating in the country. The government controls its functioning by issuing several essential documents. So, when looking for a financial provider, make sure the company is registered with the SEC and has a Certificate of Authority.
How can I get a loan from a lender in Batangas?
To find a lender in Batangas, you need to do research online and talk to your acquaintances. It’s important to select a reliable and trustworthy creditor to ensure the transparency of a deal. To apply for a loan, prepare legal documents (ID, SSS, UMID, payslip, etc.) and fill up an online application form.
Can you get a loan for 3 months in Batangas?
Customers are allowed to take loans with a repayment term of one month and more. Lots of companies offer flexible conditions when you can choose a suitable amount and reimbursement period yourself. Mainly, check if you can afford the needed sum and return funds within 3 months.
What is the largest financing company in Batangas?
One of the largest and most popular financing companies is Metrobank. It has plenty of ATMs around the city and several spots where you can come for a consultation. Other major corporations are Lbc Express, Western Union, etc. All these companies specialize in lending and offer the best installment terms.
