Lending Companies in Baguio
Welcome to our comprehensive page dedicated to identifying the best lending companies in Baguio. This resource has been meticulously crafted to provide you with an extensive lending company list, tailored specifically for those residing or operating in Baguio.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cash-Express
Cash-Express provides online financial services to Filipinos, making the process easy to navigate via phone or PC. The company in Baguio offers the best rates — 1% to 2.3% monthly. Yet, if you’re taking out your first loan, Cash-Express will grant you a 7-day period with 0% interest rates. The available amount ranges from ₱1,000 to ₱20,000. The repayment tenure extends from 7 to 30 days.
Address: Avida CiryFlex, 7th Ave. Cor. Lane T, North Bonifacio, Bonifacio Global City, Taguig
Phone: +63279027390 (landline), +639399195727 (smart), +639171158452 (globe)
Email: [email protected]
Branches: no hubs, as lending services are distributed specifically online
SEC registration: CS201951088
Customers of CashExpress can obtain personal, micro, quick, and emergency loans. To be eligible, you need to meet certain requirements:
- A resident of the Philippines currently living in the country
- At least 23 to 50 years of age
- Provide a bank account or e-wallet
- Provide SSS Number
- Indicate emergency contacts
- If employed: government-issued ID (UMID, TIN, Voter’s ID, etc.)
- If self-employed: SEC/DTI Certification, business permit, mayor’s permit, etc.
DigiDo
DigiDo is an online platform in the Philippines that provides loan products — salary and online loans, cash, and easy loans. It helps customers efficiently solve their financial hardness without collateral or debt traps. The interest rates are decent — the APRs don’t exceed 143%, charging 1% daily. The borrowing amount varies from ₱1,000 to ₱10,000, with a reimbursement period of up to 180 days.
Address: Level 7 Cyberpark Tower1 60 Gen. Aguinaldo Ave., Cubao, Second District, Quezon City, 1109 Metro Manila, Philippines
Phone: (02) 8876-84-84
Email: [email protected]
Branches: the company has no more offices because the services are offered online
SEC registration: 202003056
To receive a cash advance with DigiDo, make sure you have the following:
- Government-issued ID
- Filipino citizenship
- 21 to 70 years old
- Employed with business or have a proven source of income
- Have a valid mobile number
Loan Ranger
Loan Ranger is a company that provides financial assistance for Filipinos and greatly addresses payment gaps. It offers short-term cash loans for up to 3 months. The available funds range from ₱3,000 to ₱10,000. However, the interest rate is relatively expensive for low income customers — 12% per month.
Address: 1212 A. Mabini Street, Malate, Philippines
Phone: (02) 320-3053
Email: [email protected]
Branches: the only operative office is located in Manila, generally online
SEC registration: CS201516347
To start with application process, check if you meet the eligibility criteria:
- You’re over 18 years of age
- You’re a citizen of the Philippines
- You have at least one government-issued identification card
- You have a stable monthly income
Top OFW Lending Companies in Baguio
Kviku
Kiviku is an efficient and innovative service for borrowing funds online. Clients in Baguio can apply and receive cash loan funds at any time around the clock. The lending sum varies from ₱1,000 to ₱25,000 with 0.16% interest per day or 4.6% per month. The reimbursement tenure extends from 60 to 180 days.
Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines
Email: [email protected]
Branches: services are distributed online
SEC registration: CS201918702
To obtain a loan at Kiviku, customers have to get acquainted and meet the requirements below:
- Must be 22 to 55 years old
- Must be a Filipino citizen
- Provide a government ID (a payslip, ITR, DTI, or COE would be a plus)
- Have a valid mobile number
- Must be registered on the Kiviku website
Online Loans Pilipinas
If you’re looking for quick financial assistance, Online Loans Pilipinas would be a great choice. The company offers optimized and responsive online loan financial services. Any Filipino can borrow from ₱2,000 to ₱20,000 with 0% interest rates on their first loan. Yet, the repeated customers will have to cover a 16.6% to 24% rate. The maximum debt term would be 90 days.
Address: 197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, 7 floor
Phone: (02) 405 5171
Email: [email protected]
Branches: the OLP operates online; therefore has no extra hubs
SEC registration: CS201726430
Before filling out an application form, make sure you’re eligible for getting a loan:
- You’re located in the Philippines
- You’re 22 to 70 years of age
- You have an operative e-wallet or a bank account
- You’re employed with a business or self-employed
- You have a solid monthly income
OneClickMoney
OneClickMoney is a lending company that serves as an adapted alternative to one’s usual payment options. It focuses on business and personal loans. It allows customers to get access to instant funds on the most convenient terms. The available loan amount ranges from ₱1,000 and ₱20,000. The APR on the debt doesn’t exceed 145%, meaning clients have to pay around 0.03% daily. To return the borrowed sum, you’ll have 3 to 6 months.
Address: 10F, Rockwell Business Center, South Tower, Sheridan, Brgy. Highway Hills, Mandaluyong City
Phone: 0968 874 7401 (for smart) or 0917 100 1747 (for globe)
Email: [email protected]
Branches: the lending institution operates online
SEC registration: CS201953073
To obtain a cash advance at OneClickMoney, you need to:
- Provide one identification document
- Be at least 20 to 60 years
- Be a Filipino citizen currently living in the Philippines
- Be employed with business or be a freelancer
- Provide proof of sustained income
Lending Companies in Baguio With Low Interest
Finbro
Finbro is a reputable company that helps out Filipinos in need with loan products like easy, personal, and salary loans. It offers the lowest interest rates within the Philippines lending market — only 0.5% to 1.25% per month. Yet, the loan terms are extended up to 1 year, and the available sum goes up to ₱50,000.
Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Phone: 09690471419 (for smart) and 09176200773 (for globe)
Email: [email protected]
Branches: Finbro offers online application and dedicated managers
SEC registration: CS201908275
To be able to avail a debt at Finbro, you’ll need to fit the requirements:
- You must be a Filipino citizen
- You need to provide one government-issued identification document
- You must be at least 18 years old but not older than 60
- You need to attach supporting records like payslip, ITR, COE, DTI, and company ID
RoboCash
RoboCash is another large and reputable financing company in the Philippines that provides installment and short-term loans and guarantees excellent services and superb experience. The institution offers the best rates as customers have to cover 0% per day. The lending amount ranges from ₱1,000 to ₱10,000. The reimbursement tenure is flexible — it starts from 7 and goes up to 180 days.
Address: Unit A Murphy Center, 205 Bonny Serrano Road, Brgy. Socorro, Murphy, Cubao, Quezon City NCR Philippines
Phone: (02) 876 8484
Email: [email protected]
Branches: there are 85 hubs only in the Philippines, also operates in Singapore, Croatia, Spain, Kazakhstan, Vietnam, and Sri Lanka
SEC registration: CS201730459
To be eligible to apply for a cash advance, make sure you match the criteria below:
- You have to be a Filipino citizen currently living in the country
- You have to be 21 to 70 years of age
- You need to provide one government-issued ID (UMID, Driver’s License, SSS, etc.)
SAFC
The SAFC company provides customers with instant solutions to their financial hardships — home, OFW, seaman, car, and truck loans are at your disposal. The corporation constantly improves to ensure Filipinos have the best experience borrowing funds. SAFC allows you to take out a credit starting from ₱20,000 up to ₱250,000. The repayment term varies between 180 to 365 days. The rates aren’t hard-to-afford. Clients have to cover just 0.05% per day.
Address: The Currency Bldg. Ortigas Center, Pasig City, Philippines
Phone: +63 2 638 8810
Email: [email protected]
Branches: Lagoon, Quezon, Manila, Batangas, and Cebu
SEC registration: CS200706754
If you want to apply and avail a cash loan from SAFC, you need to:
- Be at least 21 to 59 years old
- Be a citizen of the Philippines
- Provide a copy of the identity document (driver’s license, passport, SSS, etc.)
- Provide proof of residence
FAQ on Lending Company in Baguio
Is private lending legal in Baguio?
Yes, private lending is legit national-wide. Yet, to operate legally, a financial provider company has to be registered with the Securities and Exchange Commission. Other documents, such as the Certificate of Authority, would be a plus. Overall, there are more than 2,500 private lending corporations within the Philippines.
How can I get a loan from a lender in Baguio?
To receive a loan from a company in Baguio, one has to meet the eligibility requirements of a chosen company. Usually, financial institutions ask to provide a government-issued ID, and employment details, to be at least 20 years old, and to be a Filipino citizen. Apart from this, you’ll have to fill out an online application form.
Can you get a loan for 3 months in Baguio?
Yes, it’s possible to avail of a loan for 3 months to manage your payment options. Many lending companies offer loan amounts up to 25,000 with a repayment tenure of up to 3 months. However, you can select the needed sum yourself and set a suitable repayment term.
What is the largest financing company in Baguio?
The largest financing companies in Baguio are mostly banks. For instance, you can check out UCPB, PSBank, Allied Bank, etc. These are the best corporations that provide a large variety of installment options with tailored terms. If you intend to take out a credit there, make sure you match the criteria.
