Lending Companies in Angeles
Here, we spotlight the top lending companies in the Philippines with a significant presence or offer services in Angeles.
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cebuana Lhuillier
Cebuana Lhuillier is a renowned lending company in Angeles, Philippines. It provides a wide range of financial services to meet the diverse needs of individuals in the area. Cebuana Lhuillier offers accessible and convenient borrowing options to assist customers in managing their financial obligations.
Legal Information:
- Address: G/F, Nepo Mall Angeles, Dona Teresa Avenue corner Joseph Street, Sto. Rosario, Angeles
- Contact Information: Phone – +63 (45) 888 5934, Email – [email protected]
- Branches: It has many units spread across the city.
- SEC Registration: CS201506220 CA No. 1094
Loans and Services:
Cebuana Lhuillier offers a variety of loans and services tailored to customer needs. These include:
- Personal loans. Customers can use them for emergencies, medical expenses, education, or other personal expenses.
- Microloans. They help individuals start with no experience or expand their small businesses.
- Quick cash loans. They allow customers to get immediate cash for urgent needs.
- Popular pawning service. Customers can bring in valuable items such as jewelry, watches, and gadgets as collateral in exchange for a loan.
- Bills payment. You can settle utility bills, credit card payments, insurance premiums, and other recurring bills in one location.
- Remittance services. Cebuana Lhuillier facilitates domestic and international money transfers.
- Insurance solutions. These can be micro-insurance, accident insurance, and personal accident coverage to provide financial protection and security to customers.
Loan Requirements:
Applicants need to have certain documents. They include valid identification documents, citizenship of the Philippines with permanent residency, proof of income, and collateral for pawn loans.
City Savings Bank
City Savings Bank operates in the Philippines, especially in Angeles. It has a strong commitment to providing financial solutions and offers a wide range of loans and services.
Legal Information:
- Address: Diamond Spring Hotel, 192 McArthur Highway, Brgy. Balibago, Angeles City, Pampanga
- Contact Information: Phone – +63 45 458 2057, Email – [email protected]
- Branches: The bank has established many offices throughout the city.
- SEC Registration: yes
Loans and Services:
- Personal Loans. They provide individuals with the financial flexibility to address personal expenses. For example, home improvements, education expenses, medical bills, or debt consolidation. The bank guarantees flexible repayment terms and competitive interest rates.
- Salary Loans. They are for employed individuals and give access to quick cash based on their monthly income. This type offers convenient payment options.
- Business Loans: These are for entrepreneurs and small business owners. They provide them with capital to start or expand their businesses.
- Housing Loans: You can use them to buy a house or finance the construction or renovation of a property.
- Auto Loans: They help individuals finance the buy of a new or used vehicle.
- Savings Accounts: These accounts boast competitive interest, easy access to funds, and more features like online banking and ATM services.
- Remittance Services: City Savings Bank facilitates domestic and international money transfers.
Loan Requirements:
You should provide proof of identification, proof of income, at least the last payroll for one month, and collateral (for certain types of loans). Don’t forget about compliance with the bank’s creditworthiness criteria.
Radiowealth Finance Company
Radiowealth Finance Company is a well-established lending company. It has a focus on providing financial solutions and offers a range of credits and services to cater to the diverse needs of individuals in the area.
Legal Information:
- Address: 444 Sto. Rosario Street, Angeles City
- Contact Information: Phone – +63 45 322 0017, Email – [email protected]
- Branches: It has many units spread across the city.
- SEC Registration: CS201710636 CA No. 1133
Loans and Services:
- Salary Loans. They provide quick access to funds based on the borrower’s monthly income and help them address immediate financial needs or emergencies.
- Personal Loans. They are for individuals who need extra funds for various purposes, such as medical expenses, education, home improvements, or debt consolidation.
- Business Loans. For entrepreneurs and small business owners to provide working capital, fund business expansion, buy equipment, or meet other business-related financial requirements.
- Appliance Loans. Allow customers to buy household appliances and electronics. These loans offer convenient installment plans.
- Loan Refinancing. They help borrowers to consolidate their existing loans into a single loan with more favorable terms.
- Loan Payment Services. These loans are a convenient option for borrowers to settle their loan obligations at any Radiowealth Finance Company branch.
Loan Requirements:
These may include valid identification documents, proof of employment and having no low income, and other specific criteria depending on the type of loan applied for. You also need a Business/Barangay/DTI Permit for business.
Top OFW Lending Companies in Angeles
Asialink Finance Corporation
Asialink Finance is a reputable lending company that specializes in providing financial services to overseas Filipino workers (OFWs). They feature various loan products tailored to the unique needs of OFWs.
Legal information:
- Address: 3rd Floor, Pacific Square Building, MacArthur Highway, Angeles City
- Contact information: +63 45 322 6386
- Branches: There are several offices in this City.
- SEC Registration: CS200706754 CA No. 1160
Loans and services:
- OFW Personal Loan. This loan provides financial assistance to OFWs for various purposes. These can be education, medical expenses, home improvement, and business capital.
- OFW Business Loan. For those who want to start or expand their businesses in the Philippines.
- Car Loan for OFWs. This loan enables OFWs to get brand-new or second-hand vehicles.
Loan requirements:
They may include proof of income (remittances), valid identification documents, employment contracts, proof of overseas employment, and other supporting documents.
OFW Cooperative Bank
OFW Cooperative Bank is a cooperative bank that focuses on providing financial services for OFWs. They aim to promote financial inclusivity and support the economic growth of OFWs and their families.
Legal information:
- Address: Unit 105-107, Casa Blanca Building, Narciso Street, Angeles City
- Contact information: +63 45 304 0708
- Branches: OFW Cooperative Bank has some offices located across the region.
- SEC Registration: yes
Loans and services:
- OFW Savings Account. The bank offers savings accounts for OFWs. It provides a secure and convenient way to save and manage their earnings.
- OFW Loan Products: OFW Cooperative Bank presents various loan products. They include personal loans, business loans, housing loans, and education loans. All are tailored to the needs of OFWs.
Loan requirements:
Loan prerequisites may vary depending on the type of loan applied for. Yet, applicants may need to provide proof of remittances, valid identification documents, proof of overseas employment, employment contract, at least 2 years of residency on a declared known address, and other relevant supporting documents.
Radiowealth Finance Company
Radiowealth Finance Company also gives financial solutions for OFWs. They provide a range of loan products and services to address the specific needs of OFWs in managing their finances effectively.
Legal Information:
- Address: 444 Sto. Rosario Street, Angeles City
- Contact Information: Phone – +63 45 322 0017, Email – [email protected]
- Branches: It has many units spread across the city.
- SEC Registration: CS201710636 CA No. 1133
Loans and services:
- Salary Loans: Radiowealth Finance Company offers salary loans for OFWs. They give quick access to funds based on their monthly income.
- Personal Loans: OFWs can avail of personal loans to meet their various financial needs.
Loan requirements:
Specific criteria may vary depending on the loan type and amount. Yet, an applicant should provide Identification documents, proof of overseas employment and remittances, employment contracts, etc.
Lending Companies in Angeles With Low Interest
BPI Family Savings Bank
BPI Family Savings Bank is a well-established financial institution in the Philippines and provides loans with competitive interest rates and favorable terms.
Legal information:
- Address: Marquee Mall, Pulung Maragul, Angeles City
- Contact information: +63 2 889-10000
- Branches: BPI Family Savings Bank has several offices in this city and various locations nationwide.
Loans and services:
- Housing Loans: It offers low-interest housing loans for individuals who wish to buy or build their dream homes. Their repayment terms are flexible, and they also provide competitive interest rates.
- Personal Loans: You can use them for various purposes. For example, debt consolidation, home improvements, or funding unexpected expenses.
- Auto Loans: They help individuals buy brand-new or second-hand vehicles with affordable repayment options.
Loan requirements:
Typical criteria include 21+ years old, valid identification documents, proof of income, residential details, and other specific documents based on the loan type and amount.
RCBC Savings Bank
RCBC Savings Bank is a well-established banking institution. It boasts loans with low interest rates and flexible payment options.
Legal Information:
- Address: 810 Henson, Angeles City
- Contact Information: Phone – +63 45 625 9345
- Branches: It has many units spread across the city.
Loans and services:
They provide personal loans, auto loans, housing loans, and other financing solutions with competitive interest rates. These loans are designed to meet various financial needs and help individuals achieve their aspirations.
Loan requirements:
They include valid identification documents, age of 21-65, proof of income, residential details, and other supporting documents specified by the bank’s policies.
Philippine Business Bank
The Philippine Business Bank is a trusted financial institution. It offers loans with competitive interest and favorable terms to support businesses with experience and individuals.
Legal Information:
- Address: McArthur Square, Lot 5 Block 6, Maharlika Highway, Angeles City
- Contact Information: Phone – +63 45 626 2087
- Branches: It has many offices spread across the city.
Loans and services:
They provide business loans, personal loans, and other financing solutions with low interest. These options help entrepreneurs and individuals in fulfilling their financial goals.
Loan requirements:
You need valid identification documents, proof of income, business or employment documents, collateral (if applicable), and other specific documents based on the loan type and amount.
FAQ on Lending Companies in Angeles
Is private lending legal in Angeles?
Yes, it is legal in Angeles, as long as it complies with the prevailing laws and regulations governing lending activities.
How can I get a loan from a lender in Angeles?
You should follow these steps:
- research reputable lenders
- complete an application form with accurate information
- provide required documents
- undergo evaluation
- receive approval
Can you get a loan for 3 months in Angeles?
Yes, it is possible to get a loan for a short-term duration of three months. Many lending institutions offer various borrowing options with different repayment terms. And short-term credits as well.
What is the largest financing company in Angeles?
ABC Finance Corporation is a reputable financing company in Angeles. It guarantees tailored financial solutions for individuals and businesses. They have a strong presence and a customer-centric approach. That’s why they could establish themselves as a trusted partner in the local community.
