Lending Companies in Las Pinas
| Company | Loan Amount (PHP) | Interest Rate | Loan Term |
|---|---|---|---|
| Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
| MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
| Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
| Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cash Mart
Cash Mart is a trusted lending company with a customer-centric approach, providing various loans and financial services to individuals and businesses in need of financial assistance. They have multiple locations, including offices in Las Piñas City.
Legal information:
- Address: 53 Bayani Road, Western Bicutan, Taguig City, Philippines
- Contact Number: (028) 829 0000
- Branches: multiple locations across the country and an office of the company in Las Pinas.
- SEC registration: Cash Mart is registered with the Securities and Exchange Commission (SEC), ensuring compliance with legal regulations and providing customers with added confidence in their operations.
Cash Mart offers the following loans and services:
- Personal loans
- Salary loans
- Car loans
- OFW loans
Loan requirements typically include being of legal age, providing valid identification documents, and having a stable source of income. The loan amount and repayment terms depend on the borrower’s creditworthiness and financial capacity.
Esquire
Esquire is a reputable lending company committed to providing accessible and reliable lending services. They are registered with the Securities and Exchange Commission (SEC) and specialize in non-collateral business loans.
Legal information:
- Address: Manila, 26th Street, Bonifacio Global City, Taguig City, PH 1634
- Contact Number: +63 2 8811 8888
- Branches: Esquire has offices conveniently located across Las Piñas to serve their customers efficiently.
- SEC registration: available
They specialize in:
- Non-collateral business loans: Esquire provides financing options to support the dreams and growth of business owners. These loans empower entrepreneurs by offering funds without the need for specific collateral, helping them fuel their business aspirations and achieve success.
Loan requirements at Esquire include proof of identification, proof of income or employment, and other supporting documents. The repayment terms and loan amount are calculated depending on the user’s financial capacity and creditworthiness. Esquire claims to offer a hassle-free loan process, providing entrepreneurs with a seamless borrowing experience.
Cashalo
Cashalo is a prominent online lending platform in the Philippines, offering convenient and accessible financial solutions, primarily personal loans, for individuals in need of quick access to cash, including those with low income. They are registered with the Securities and Exchange Commission (SEC) as a lending company.
Legal information:
- Address: 19F EXXA Tower, Bridgetowne, Quezon City, Philippines
- Customer Service: [email protected]
Cashalo operates primarily as an online platform, providing services through its website and mobile app. They provide various loan types with flexible repayment terms and competitive interest rates. Some of the loan types they offer include:
- Cash Loan
- Shop Online Pay Late Loan
- and Buy Now Pay Later Loan.
Borrowing from Cashalo is easy and convenient. Simply download the Cashalo App, register using your mobile number, select your desired loan product, and submit your user profile details for review and loan approval. Enjoy a seamless borrowing experience with Cashalo’s user-friendly platform.
Top OFW Lending Companies in Las Pinas
Balikbayad
Balikbayad is a lending company that specializes in providing financial services for overseas Filipino workers (OFWs) in the Philippines.
Legal information:
- Address: Unit 2A, Kedar Bldg, 1347 Adriatico Street, Ermita Manila
- Contact Information: +63 2 5310 1535 or email [email protected].
- Branches: Balikbayad has multiple offices located across the country to serve its customers effectively.
- SEC registration: available
Balikbayad offers the following loans and services:
- Salary Loans: These loans are specifically designed to address the immediate financial needs of OFWs. They provide quick and convenient access to cash for emergencies or other financial requirements.
- Business Loans: Balikbayad offers business loans to support the growth and development of OFW entrepreneurs. These loans provide financing options to fund business operations or expansions.
- Investment Loans: Balikbayad also provides investment loans to help OFWs grow their investments or venture into new opportunities.
Loan requirements at Balikbayad include:
- Valid identification documents (such as a passport or government-issued ID)
- Proof of employment abroad or income
- Proof of remittance or overseas employment contract
- Other supporting documents as deemed necessary
Lenderly Finance Corporation
Lenderly Finance Corporation is a local startup that specializes in microloans. They offer hassle-free quick loans with cost-effective payment options.
Legal information:
- Address: Purok 1, Barangay Mamplasan, Biñan Laguna 4024 Philippines
- Contact Information: (049) 537-9847 or email [email protected]
- SEC registration: available
Lenderly predominantly functions as an online platform and delivers its services through its website and mobile app. The company offers these loans and services:
- Personal Loans: They provide prompt and convenient access to cash, catering to immediate financial needs and emergency situations.
- Barangay Loan: Special loans for government officials.
- OWF Loans: Investment loans to assist OFWs in starting their new life abroad.
Loan requirements at Lenderly include:
- Applicants must be aged between 21 and 65 years.
- Proof of employment is required and subject to verification.
- Minimum monthly salary of ₱20,000 is necessary.
- Service areas include Metro Manila, Cavite, Laguna, Batangas, Bulacan, and Rizal for personal and OFW loans.
Global Dominion Financing Incorporated
Global Dominion Financing Incorporated is a trusted lending company that serves the financial needs of OFWs. With a focus on customer convenience, they provide reliable services to ensure a stress-free borrowing experience.
Legal Information:
- Address: Unit 203 2/F Jollibee Plaza Condominium F. Ortigas Jr. Road Ortigas Center.
- Contact Information: +63 (976) 023 2253 or email: [email protected].
- Branches: Multiple offices in the Philippines, including Las Pinas.
- SEC registration: available
Loan Products and Services for OFWs:
- Personal Loans: For various personal needs like education, medical expenses, or home.
- Auto Loans: Specifically for purchasing new or used vehicles.
- Home Loans: Assisting OFWs in acquiring properties like houses, townhouses, or condominium units.
- OFW Business Loans: Financial support for starting or expanding businesses.
Typical Loan Requirements for Global Dominion Financing Incorporated:
- Valid identification documents (e.g., government ID, passport).
- Proof of OFW status (e.g., OEC, employment contract).
- Proof of income or remittance receipts.
- Bank statements or passbook.
- Collateral (required for certain loan types).
Lending Companies in Las Pinas With Low Interest
Vidalia Lending
Vidalia Lending is a trusted lending company that focuses on meeting the financial needs of borrowers. They offer a range of loan products with competitive interest rates, ensuring affordability for their customers.
Legal Information:
- Address: 6/F Aster Business Center Mandala Park, 312 Shaw Boulevard, Mandaluyong City Metro Manila 1550.
- Contact Information: 8518 0112.
- Branches: Multiple offices of the company in Las Pinas and surrounding areas.
- SEC Registration: available.
Loan Products and Services:
- Personal Loans
- Salary Loan
- Business Loans
- Small Business
- E-Commerce Loans
- Lite Loan
Typical Loan Requirements:
The application process at Vidalia Lending is straightforward and efficient. Simply complete the online application form by providing your personal information. The dedicated credit evaluation team will carefully assess the application for eligibility. Upon approval, you will be requested to submit the necessary documents.
Tala
Tala Philippines is a reputable lending company that specializes in providing quick and affordable loans to individuals. With a focus on leveraging technology, Tala Philippines offers a streamlined loan application process with convenient payment options.
Legal Information:
- Address: 5th Floor TIM Building 5600 Osmena Hwy. cor. Arellano St. Palanan Makati, Metrol Manila.
- Contact Information: 09190822695 or [email protected].
- Branches: Tala Philippines operates primarily as an online platform, serving customers nationwide through its digital platform.
- SEC Registration: available.
Loan Products and Services:
- Personal Loans: individual loans up to PHP 25,000 with rates as low as PHP 5* per day.
Loan Requirements: To apply for a loan with Tala Philippines, borrowers need to complete the loan application process through the Tala Philippines mobile app.
Security Bank
Security Bank is a reputable financial institution that offers a wide range of banking services, including personal loans, with a focus on providing customers with competitive interest rates and flexible terms. As a trusted bank, Security Bank ensures a seamless borrowing experience.
Legal Information:
- Address: 6776 Ayala Avenue, Makati City | 8887-9188.
- Contact Information: For inquiries and assistance, customers can reach out to Security Bank through their website or by visiting a branch.
- Branches: Security Bank has an extensive network of offices throughout the country, offering convenient access to their services.
- SEC Registration: available.
Loan Products and Services:
- Home Loan
- Personal Loan
- Car Loan
- Employee Loan
- Salary Advance (SALAD)
- Business Express Loan
- Business Mortgage Loan
Loan Requirements:
- Valid identification documents, such as a government-issued ID or passport.
- Proof of income or employment, such as payslips, income tax returns, or employment certificates.
- Bank statements or other financial documents that demonstrate the borrower’s financial stability and capacity to repay the loan.
FAQ on Lending Companies in Las Pinas:
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Is private lending legal in Las Pinas?
Yes, private lending is legal as long as lenders comply with the regulations set by the Securities and Exchange Commission (SEC) and other relevant authorities.
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How can I get a loan from a lender in Las Pinas?
To obtain a loan from a lender, you typically need to submit an application either online or at their physical branch. You will need to provide necessary documents such as identification, proof of income, and other requirements specified by the lender.
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Can you get a loan for 3 months in Las Pinas?
Yes, some lending companies offer loan terms as short as 3 months. However, the availability of specific loan terms may vary among lenders, so it’s best to check with the company directly for their loan duration options.
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What is the largest financing company in Las Pinas?
Cash Mart, Cashalo, Balikbayad, Tala, and Security Bank are among the prominent financing companies. These reputable lenders offer a wide range of loan products and have gained recognition for their competitive rates and customer-oriented services.
