Lending Companies in Koronadal
Company | Loan Amount (PHP) | Interest Rate | Loan Term |
---|---|---|---|
Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Metrobank
Metrobank is one of the largest banks in the Philippines, known for its extensive network and comprehensive financial services. They provide services that cover the needs of Filipino borrowers, including those residing in Koronadal, by offering a range of loan products with fair features.
Legal information:
- Address: Koronadal – National Highway Southwest National Highway Koronadal City, South Cotabato
- Contact: Phone: (+632) 857-0000
- Email: [email protected]
- Branch: Metrobank has about 940 units nationwide, with branches in the city of Koronadal.
- SEC Registration number: AS96-00066-9
Most of the borders of the service around finance, but below are some of its credit services :
- Personal loan: The bank has a unique personal credit funds feature that helps you meet various financial needs.
- Home loans: They also give these funds for purchasing, constructing, or renovating residential properties. So, you can access flexible repayment terms and competitive interest rates.
- Auto loan: Metrobank’s auto loans allow purchasing brand-new or pre-owned vehicles with flexible payment options and low-interest rates.
Basic requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of residence.
- Collateral or co-maker
PBCOM (Philippine Bank of Communications)
PBCOM is a reputable commercial bank in the country, offering various financial products and services. They prioritize customer satisfaction by providing personalized loan solutions to borrowers in Koronadal and nationwide.
Legal information:
- Address: General Santos Drive, Koronadal, South Cotabato
- Contact: Phone: (083) 228-3917
- Website: https://www.bsp.gov.ph
- Branch: PBCOM has 93 units/stores nationwide, including its single Koronadal unit.
- SEC Registration number: AS96-00021-4
Credit services available:
- Personal loans: The lender offers competitive APRs with flexible terms to repay for your personal uses.
- Home loans: They provide housing loans for financing your housing endeavors with affordable rates and convenient payment options.
- Auto loans: They have auto loan services too, which allow you to buy vehicles through their low rates and fair loan terms.
Loan requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of residence.
- Collateral or co-maker (varies based on the amount and term).
EastWest Bank
EastWest Bank is a reputable banking institution in the Philippines, offering various financial services and products. They are committed to providing an accessible and customer-friendly loan acquisition experience to borrowers (Koronadal residents).
Legal information:
- Address: G/F, RCA Building, Gen. Santos Drive, Koronadal City, 9506 South Cotabato, Philippines
- Contact: Phone: +63 83 520 0021
- Email: [email protected]
- Branch: EastWest Bank has 490 stores nationwide, including Koronadal units.
- SEC Registration number: AS96-0115-8
Services available:
- Personal loan: This credit features decent amounts that can serve various purposes. They also have fair rates and reasonable repayment conditions.
- Home loan: housing credit for purchasing or developing your residential units.
- Auto loans: to get your favorite brand-new or used cars.
Loan criteria:
- Valid identification documents (e.g., unexpired government-issued ID, passport).
- Proof of income or employment.
- Proof of residence.
- Collateral or co-maker.
Top OFW Lending Companies in Koronadal
PNB (Philippine National Bank)
PNB is one of the leading banks for Filipinos, with a strong presence nationwide. They have a range of financial services tailored specifically for OFWs. These include all types of loan options that can address your unique needs.
Legal information:
- Address: General Santos Drive, Barangay Zone 1, Koronadal City, South Cotabato, Morrow Street, Koronadal, South Cotabato
- Contact information: Phone: (+632) 573-8888
- Email: [email protected]
- Branches availability: PNB has 670+ stores nationwide, adding its two units in the Koronadal area.
- SEC Registration number: AS96-0040-6
Credit services:
- Personal loans for OFWs: PNB offers personal loans designed for OFWs with either high or low income, providing you with access to fast and hassle-free financing.
- Home loans: These feature housing funds that are designed for OFWs. So you can easily buy or build your residential properties in the Philippines.
- Auto loans for OFWs: PNB has auto loans, enabling you to purchase brand-new or pre-owned vehicles for personal or business use.
Loan requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of overseas employment or OFW status.
- Proof of income or remittances.
- Collateral or co-maker with experience (depends on various factors during application).
RCBC (Rizal Commercial Banking Corporation)
RCBC is a trusted financial institution in the Philippines, known for its wide range of banking services and innovative loan solutions. They have specialized loan products designed to cater to the financial needs of OFWs, including competitive rates and flexible repayment options.
Legal information:
- Address: SANTOS DRIVE, COR Manuel Roxas St, Koronadal City, South Cotabato, Philippines
- Contact: Phone: +63 83 228 2333
- Branch: RCBC has 462+ units spread across the Philippines.
- SEC Registration number: AS96-0020-0
Credit services:
- MyWallet Overseas Filipino: This loan is designed specifically for OFWs, providing access to funds for various purposes, like education, investment, and business capital.
- RCBC Housing for OFWs: They offer housing loans that allow OFWs to buy, construct, or renovate their housing properties in the country.
- RCBC Auto loans for OFWs: RCBC gives auto credit funds tailored for OFWs, enabling them to purchase vehicles for personal or business use.
Loan requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of overseas employment or OFW status.
- Proof of income or remittances.
- Collateral or co-maker (depending on the loan type and amount).
BPI (Bank of the Philippine Islands)
BPI is one of the Philippines’ largest and most trusted banks around. This financial company in Koronadal has a wide range of credit and financial services. They have various loan products and services for financial assistance to OFWs. They give OFWs and other concerned individuals with convenient access to funding.
Legal information:
- Address: General Paulino Santos Dr, Poblacion, Koronadal City, 9506 South Cotabato, Philippines
- Contact: Phone: +63 83 228 2605
- Website: www.bpi.com.ph
- Branch: BPI has over 900 physical stores nationwide, in combination with its Koronadal unit.
- SEC Registration number: AS96-0008-9
Services available:
- Personal loans: BPI offers personal loans tailored for OFWs, allowing them to meet their financial needs.
- Housing loans for OFWs: They provide housing loans to allow them to purchase and develop their residential properties in the country.
- Auto loan for OFWs: With its competitive rates, its auto credit gives OFWs financing options to purchase brand-new or second-hand vehicles for personal or business use.
Basic requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of overseas employment or OFW status.
- Proof of income or remittances.
- Collateral or co-maker (depending on the loan type and amount).
Lending Companies in Koronadal With Low Interest
PSBank (Philippine Savings Bank)
PSBank is a Metrobank subsidiary known for its competitive interest rates and flexible terms. They have a range of loan products and services that cater to the needs of individuals and businesses, including those residing in Koronadal.
Legal information:
- Address: 777 Paseo de Roxas corner Sedeno Street, Makati City, Philippines
- Contact: Phone: (+632) 8845-8888
- Email: [email protected]
- Branch: PSBank has stores in major cities, with branches in the Koronadal region.
- SEC Registration number: AS96-0036-7
Available services:
- Flexi Personal loan: This loan offers flexibility in terms of loan amount, payment terms, and mode of payment.
- Home loan: PSBank’s housing loans have fair rates for individuals looking to purchase or construct their dream homes.
- Auto loan: This credit service features extra cash given to individuals seeking to purchase a brand-new or pre-owned vehicle, and it has low interest rates and convenient repayment options.
Loan requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of billing or residence.
- Collateral or co-maker.
Robinsons Bank
Robinsons Bank is a reputable financial institution in the Philippines that offers affordable loan products and services. They strive to provide competitive interest rates and personalized solutions to meet the financial needs of their customers and those residing in the city of Koronadal.
Legal information:
- Address: Robinsons Place Gensan, General Santos,South Cotabato, Philippines
- Contact: Phone: 1800 1 888 5775
- Email: [email protected]
- Branch: Robinsons Bank has approximately 150 physical stores in the country.
- SEC Registration number: AS96-0051-6
Credit services:
- Personal loans: This allows borrowers to access funds for various purposes, such as debt consolidation, home improvement, travel, or education, at low-interest rates and flexible payment terms.
- Home loans: This is a common option, often with various payment options. The company offers its housing credit with competitive rates.
- Vehicle loans: This includes financing for the purchase of different kinds of vehicles.
General requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of billing or residence.
- Collateral or co-maker.
Chinabank
Chinabank is a trusted banking institution in the country with competitive interest rates and reliable financing solutions. The bank has affordable loan products that help sort the financial needs of many Filipinos and businesses.
Legal information:
- Address: 3068 Gensan Dr, Poblacion, Koronadal City, South Cotabato, Philippines
- Contact: Phone: (083) 228-7839
- Email: [email protected]
- Branch: Chinabank has about 637 stores nationwide, including the one in the city.
- SEC Registration number: AS96-0004-8
Credit services available:
- Personal loans: These facilitate borrowers with access to funds for various purposes. You can use them to sort home improvement, education expenses, or travel.
- Chinabank HomePlus: This includes home improvement, development, and purchase loans with low rates.
- Chinabank AutoPlus: This credit is designed for individuals looking to buy a brand-new or pre-owned vehicle.
Basic requirements:
- Valid identification documents (e.g., government-issued ID, passport).
- Proof of income or employment.
- Proof of billing or residence.
- Collateral or sometimes co-maker
FAQ on Lending Companies in the city of Koronadal
Is private lending legal in the city of Koronadal?
Yes, private lending is a thing in this city. The legal jurisdictions of Koronadal allow residents to apply for legal funds on credit. This only applies to lenders with legitimate businesses, though.
How can I get a loan from a lender in the city of Koronadal?
To get a credit fund here, choose a lender, input the amount, your details, and documents as requested, complete an application, and await approval.
Can you get a loan for 3 months in the city of Koronadal?
It depends on the type of lender you’re dealing with. Most lenders typically provide services within the range of 6 to 36 months. But you can still get some decent offers for 3 months.
What is the largest financing company in the city of Koronadal?
Many large establishments are providing their services in this city. These range from Chinabank to BPI, RCBC, and others.