Lending Companies in Cardona
Company | Loan Amount (PHP) | Interest Rate | Loan Term |
---|---|---|---|
Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Prime Loan Plus
Prime Loan Plus is a lending corporation that provides loans ranging from 300,000 PHP to 50 million PHP at a daily interest rate of 0.06% and a 2% service fee.
They offer loans for
- Land mortgage
- Car mortgage
- House and Lot mortgage
- Pensioners
- OFWs
Prime Plus is an extremely appealing service for low income earners who want to expand their business or cover large personal expenses. Plus offers a simple application process that can be completed online, making it easier for borrowers to access their services.
However, their services may require collateral, such as land, a car, or negotiated terms. Other requirements are
- Age range of 24 – 64 years
- Full Filipino citizenship status
- Proof of income (employed or self-employed)
- Full-time employee (at least 1-year experience)
- Bank details
Prime Loan Plus is registered with SEC (CS201421830) and COA No.1899.
- Location: Salcedo Village, 15F The Pearlbank Centre, 146 Valero, Makati, 1209 Metro Manila.
- Branches: Makati City, Quezon, Laguna, Bulakan
- Contact: 02 8805 7830, 0917 700 1794, 0998 598 4756, [email protected]
ACOM Consumer Finance Corporation
ACOM is a reputable lender in the Philippines, offering its customers 3,500 – 500,00 PHP at a 4% daily interest rate.
The appealing feature of this financial institution is that it provides repayment plans that can be tailored to your specific needs. These include
- 1st Acom Term Loan (6-month repayment period)
- 2nd Acom Term Loan (12-month of repayment)
- Acom Revolving Loan (flexible repayment terms)
The following basic requirements must be met to qualify for financial services
- Filipino nationality
- Age range of 21-65 years old
- Proof of income (at least 3-month work experience)
- Government-issued ID
- Driver’s license
For repayment, you can explore the following payment options
- (7-eleven) EC Pay
- The Bayad Center
- GCash
- PayMaya
ACOM is an SEC-registered company (CS201724897) with COA 1140.
- Location: 45 San Miguel Bldg, 45 San Miguel Ave, Ortigas Center, 10th Floor
- Branch: None (Service is fully on their mobile app)
- Contact: (02) 5304-5200, 0919-077-6787, [email protected]
Vidalia Lending Corp.
Vidalia Lending Corp is a leading financial institution in the Philippines that provides a wide range of lending options. With a one-year repayment period, Vidalia lends clients 2,000 PHP to 100,000 PHP.
This company is diversified, so you can expect a full experience with a few options listed below
- Personal
- Salary
- Business (small & large scale), and
- E-commerce loans
To qualify, you must tender the following
- Government-issued ID
- Active Filipino residency (Cardona resident)
- Proof of Income
- Certificate of Employment (employed or self-employed)
This firm was registered with SEC in 2008 (CS200813771). Its COA is 279.
- Location: Summit One Tower Unit 601, 33rd Floor, 530 Shaw Blvd, Mandaluyong, 1552 Metro Manila, Philippines
- Branch: Mandaluyong and Quezon
- Contact: (02) 8534 2556, 0939 927 237, [email protected]
Top OFW Lending Companies in Cardona
Asialink Finance Corporation
With business expansion and a growing number of clients, Asialink Finance Corp. has become one of the top OFW lending companies in the Philippines. Overseas workers can get from 5,000 PHP to 10 million PHP, depending on the product they choose.
Here’s a breakdown of Asialink’s financial services for clarity
- Car loan (100,000 PHP to 70% of the car’s listed price, 1.5% monthly interest rate)
- Loan for seafarers (5,000 – 100,000 PHP, 1.75% – 4% monthly interest)
- Kabayan loan (50,000 – 500,000 PHP, 1.75% – 4% interest per month)
- Business loan (100,000 – 10,000,000 PHP, 1.5& monthly interest)
However, the following requirements must be met when applying for the loan
- 18- 60 years of age old upon loan maturity
- Proof of income (employed or self-employed)
- No bankruptcy status or pending financial case
- Provide supporting papers, namely payroll, COE, ITR, and company ID.
With its SEC registration (199711768), it is a reliable option for those that need quick financial assistance. Its COA is 570.
- Location: Suite 210 AIC Gold Tower Emerald Avenue, Garnet Road, Ortigas Center, Pasig City
- Branch: Manila and Santa Rosa
- Contact: 0917-847-3639, 0908-886-8780. [email protected]
AEON Credit Service
AEON Credit Service provides affordable cash lending options for OFW workers. Through their credit mobile app, you can get approved amounts from as little as 2,000PHP to 50,000 PHP at a 2.95% monthly interest rate.
The AEON credits loan options are listed below
- Personal (6,000 – 150,000 PHP)
- Gadget (2,000 – 150,000 PHP), and
- Appliances loans (2000 – 150,000 PHP)
Although their application process is hassle-free, you must meet the following criteria
- Be between the ages of 18-60
- Must be a Filipino Citizen
- Proof of income (employed or self-employed with at least 15,000 PHP gross income)
- Additional documents include passport ID and SSS security card
To pay back, you can explore the following payment options
- Internet Banking
- Interbank GIRO
- Banking Kiosk
- Banking Counter
Additionally, AEON is 100% legit with registration details (SEC number CS201300789, CA number 1055)
- Location: 17 San Miguel Ave, Ortigas Center, Pasig, 1605 Metro Manila
- Branches: Cebu and Davao
- Contact: +63 (2) 8 470 7470, +63 2 8631 1399, [email protected]
Metro Quicash Lending Corp
Metro Quicash offers quick OFW credits to active Filipino residents in Cardona. They provide financial help ranging from 20,000 to 50,000 PHP at interest rates starting from 0.11%.
With a near-perfect user experience, Metro Quicash is the hub for overseas workers in need of emergency funds. They provide the following loan products
- OFW
- Personal, and
- Unsecured loans (no collateral required)
To be eligible, applicants must meet the following criteria
- Updated Passport and VISA
- Government-issued IDs
- Flight details / Plane Ticket
- Current residency documents (NBI, police clearance, or provincial Barangay clearance)
- Oversees Employment Certificate (OEC)
The company is registered with SEC (CS201605896) and has Certificate of Authority No. 826
- Location: Unit 3 Bocobo Commercial Center J. Bocobo St. Cor. Padre Faura St. Ermita, Manila, 1000 Metro Manila, Philippines
- Branch: Bacolod, Iloilo City, Lucena
- Contact: 09985101389, 09992202011, [email protected]
Lending Companies in Cardona with Lowest Interest Rates
Esquire Financing Inc.
Esquire Financing is a leading financial institution in the Philippines that lends money to its customers with no collateral. Qualified people can obtain a minimum of 100,000 PHP to as high as 10 million PHP at a 0.16% daily interest rate.
Esquire offers the following loan products
- Business SME
- Personal
- Car, and
- Home loans
However, these products are only granted when you tender the following documents
- Government-issued ID
- Bank statement of account (at least 3 months)
- 2″ x 2″ passport
- Residence location with the nearest landmark
- Business documents (electricity bill, water bill, cable, etc.)
The firm is SEC-registered (CS201102284) and COA (1027).
- Location: 31st Floor Penthouse High Street South Corporate Plaza Tower 1, 26th Street, Bonifacio Global City, Taguig City, PH 1634, Manila.
- Branches: Cebu and Davao
- Contact: +63 2 8811 8888 (Manila); +63 32 2254 8204 (Cebu); [email protected]
Cashalo Financing
Cashalo is a financing option for low income Cardona residents to get quick and easy money at an interest rate of 0.033% per day. Upon registration via their mobile app, you can get 1000-10,000 PHP with a 45-day repayment period.
Cashalo provides the following options:
- Consumer
- Cashalo gadget
- Car, and
- Mortgage loans
Cashalo services are not as stringent as some other lending services. Only the basic checks listed below will qualify you
- Filipinos aged 21- 65 years
- Employed or self-employed with a steady income
- Government-issued IDs
- Proof of Filipino residency with contact references
Cashalo is SEC-registered (CSC2018002090), indicating that your loans are fully secured.
- Location: 19F EXXA Tower, Bridgetowne, Quezon City, Philippines
- Branches: None (Cashalo operates fully online)
- Contact: (02)-470-6888; [email protected]
CIMB Bank Personal Loan
With long-standing business expertise, CIMB offers a digitized solution to loan acquisition with no collateral and no extra processing rates. You can obtain amounts from 30,000 PHP to 1 million PHP at a 1.122% monthly rate.
CIMB loan products include:
- Cash plus personal loan
- CIMB secured an overdraft facility
- Xpress Cash Financing
- CIMB wealth financing
To be approved, you must meet the following eligibility requirements:
- 21–65 years upon loan maturity
- Filipino citizenship with an active home address
- Employment status (employed or self-employed)
- Other company details (BIR Form 2316, BIR from 1701, or DTI)
CIMB bank SEC registration is CSC201001799 (13491-P)
- Address: Ground Floor of ORE Central, 31st Street corner 9th Avenue, Bonifacio Global City, Taguig
- Branch: Manila and Taguig with 6 ATMs in the Philippines.
- Contact: +632-8-924-246, [email protected]
FAQ on Lending Companies in Cardona
Is private lending legal in Cardona?
Yes, private lending is legal in the city of Cardona as long as the lending company is registered with the Securities and Exchange Commission (SEC) and has the necessary license to engage in lending activities. To avoid any legal or financial consequences, always prioritize responsible lending and repayment.
How can I get a loan from a lender in Cardona?
First, choose the preferred lending company from which you want to obtain financial assistance to complete their online process. Then, you must wait till your application is processed for your loans to be disbursed.
Can you get a loan for 3 months in Cardona?
Yes, it is possible to get a loan for 3 months in Cardona. However, the availability and terms of the loan may vary depending on the lending company you choose. It is best to inquire with the specific lending company in Cardona regarding their loan options.
What is the largest financing company in Cardona?
With so many top financing companies available, Prime Loan Plus is the largest in the city of Cardona. They provide personal, business, and car loans, all with flexible repayment terms and competitive interest rates.