Lending Companies in Caloocan
Company | Loan Amount (PHP) | Interest Rate | Loan Term |
---|---|---|---|
Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Cash Express
Cash Express is one of the best lending companies, providing fully digital services and flexible loan options. They offer registered users 1,000-10,000 PHP loans with a 7–14-day repayment plan.
Cash Express provides the following loans:
- Personal
- Business
- OFW
Moreover, these loans are only granted with a few T&Cs, including:
- Age range of 23–50 years old
- Filipino citizenship with active residency
- Proof of income (government ID for employed and business permit for self-employed)
- A valid bank account
- Contact reference (or active house address)
As you expect, Cash Express has long-standing experience in this field. They are equally SEC-registered (CS201951088), ensuring that your transactions with them are legitimate and secure.
- Location: Avida CiryFlex, 7th Ave. Cor. Lane T, North Bonifacio, Bonifacio Global City, Taguig. (main office, but they offer a 24-hr call line service for Caloocan residents).
- Branches: There are no available branches in other cities.
- Contact: +63 919-073-7629, +63 917-163-3690, or [email protected]
Money Cat
Money Cat is a leading online lending service in the Philippines that salary earners can use to receive 1,000-20,000 PHP, depending on their credit scores.
For your application to be approved, you must meet the following requirements:
- A Filipino citizen currently residing in Caloocan with a valid address
- Age gap of 22-60
- Employed with proof of income
Money Cat also provides authorized clients with the following loan products:
- Personal loans
- Housing loans
- Business loans within a maximum cap of 20,000 PHP
To enjoy this benefit, the company requires valid contact information as well as legal bank information details.
The payment options for Money Cat include 7-eleven, Robinson’s Malls, Cebuana Lhuillier, Palawan Pawnshop, Bayad Center, among others. In addition, Money Cat is fully SEC-registered (CS201953073).
- Location: Unit 1701 Tycoon Building, Pearl Drive St., Brgy. San Antonio Ortigas Center, Pasig City
- Branches: They also have branches available in Mandaluyong, Quezon
- Contact: 0919 084 2138, 0917 710 8022, [email protected]
Digido
Digito is one of the best lending companies to consider due to its customizable cash lending service and no-collateral online policy. Users can obtain loans ranging from 1,000 to 25,000 PHP with a repayment plan of 15 days (for first-time users) to 30 days.
Digido provides the following loans:
- Personal
- Private
- Unsecured
- OFW
- Emergency
These loans are accessible provided the following requirements are met:
- Filipino residents between 21-70 years
- Proof of income
- Albeit upon registration, they must render a government-issued ID,
- A valid mobile number, and
- Active residency status
Digido is fully SEC-registered, with registration number No. CS201730459 and Certificate of Authority No. 1150.
- Location: Victory Mall Caloocan. Ground Flr., Victory Mall., Rizal Avenue Ext. Caloocan. Metro Manila
- Branches: They also have branches available in Quezon, Tarlac
- Contact: 109 (02) 8876-84-84 | [email protected]
Top OFW Lending Companies in Caloocan
Kviku
Kviku is one of the top lenders for Overseas Filipino Workers (OFW) loans in less than 24 hours. This fully online service is very transparent, and low income customers can get as little as 500 PHP up to 25,000 PHP, payable within six months.
Kviku offers the following loan products:
- OFW loans
- Personal loans
- Business loans
- Long-term loans
To qualify for Kviku lending services, you must meet all the following requirements:
- Be a legal Filipino citizen between the ages of 20 and 55
- Have a valid government ID,
- A registered phone line, and
- Have completed all Kviku’s online registration.
Kviku is SEC-registered (CS201918702) with a Certificate of Authority 3169.
Location: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City
Branches: They also have branches available
Contact: [email protected]
Finbro
Finbro is a trustworthy mobile lender that provides financial assistance ranging from 1,000-50,000 PHP with 12-month repayment plans. It is profitable for first-time users who want to avoid high processing fees and interest rates (0.5% after the first usage).
Using Finbro financial services, you can get the following loans:
- OFW
- Personal loans
- Business loans
- Private loans
Moreover, you must meet all the basic requirements as follows:
- Age limits of 20-65 years upon registration
- Possess a valid Filipino citizenship ID
- Tender your company’s COE, ITR, and DTI documents.
Finbro is fully SEC-registered and legit (CS201908275).
- Location: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig City
- Branches: They also have branches available in Manila, Caloocan
- Contact: SMART (969-0471419), GLOBE (977-1216391), [email protected]
Robocash
Robocash is a convenient lending service that does not require a stringent registration process. This service provides its customers with a minimum amount of 1,000 PHP to a maximum amount of 25,000 PHP at a 2.18% daily interest rate.
Robocash helps to mitigate the financial troubles of overseas Filipino workers with their OFW loans, but not without their primary requirements, which are:
- Age limits of 21-70 years
- Proof of Filipino citizenship, and
- Valid job credentials (employed or self-employed).
Robocash provides the following loans:
- Personal loans
- Business loans.
- OFW loans, and
- Short-term & long-term loans
Robocash’s SEC registration number is CS201730459, and its COA is 1150.
- Location: Unit A Murphy Center, 205 Bonny Serrano Road, Brgy. Socorro, Murphy, Cubao, Quezon City NCR Philippines 1109 (Main Office), Rizal Ave Ext., Victory Central Mall, CALOOCAN CITY, Barangay 76
- Branches: They also have branches available in Quezon, Manila, Taguig
- Contact: (02) 876 8484, [email protected]
Lending Companies in Caloocan With Low Interest
Online Loans Pilipinas
Online Loans Pilipinas is a new lender that has taken customers by storm with its fast and easy application process. They offer incredibly low interest rates from 0% with 90-180 repayment dates.
Online Loans Pilipinas offers the following loans:
- Business loans
- Personal loans
- Housing loans.
To qualify, applicants must meet the following T&Cs:
- Be a full-time Filipino resident
- Aged between 22 to 60 years,
- Have a stable source of income,
- A valid government ID.
From 2,000 PHP to 20,000 PHP, qualified customers have access to business and personal loans with little or no interest paid to their credit history. Although first-time lenders are limited to 7,000 PHP, this limit is subject to an increase in subsequent lending.
The repayment at this service involves regular payment options such as Robinson, Paymaya, RD Pawnshop, SM, coins, and online banking. Online Loans Pilipinas is SEC-registered (CS201726430) with COA (1181).
- Location: 197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, 7th floor
- Branches: They are no other branches available (fully online)
- Contact: (02) 405 517, [email protected]
Tala
Tala is a mobile app in the Philippines that provides instant cash from 1,000 to 2,500 PHP with a daily interest rate of 0.5% and a repayment period of 21 to 30 days.
The application process is straightforward and can be completed entirely online, making it a convenient experience for those in need of immediate funds.
Tala provides the following loans:
- Emergency loans
- Private loans
- Business loans
Tala offers financial help for a variety of purposes, including bill payments, emergency expenses, and even business capital.
To obtain loans from Tala, the following requirements must be met:
- Valid government ID
- Proof of residency (current house address).
Aside from these requirements, no additional paperwork is required. You also don’t have to worry about collateral because Tala provides unsecured money lending.
Tala is SEC-registered (CS201710582) with COA 1132
Location: 5th Floor TIM Building 5600 Osmena Hwy. cor. Arellano St. Palanan Makati, Metrol Manila.
Branches: There are no other available branches.
Contact: [email protected]
Oneclick Cash
Oneclick Cash allows you to apply for a loan with the click of a button on their app. They offer financial assistance ranging from 1,000 to 20,000 PHP with a 0.03% daily interest rate.
Oneclick cash loan products include:
- Personal business
- Housing loans
- Commodity loans
- Business loans
However, the loans must be met with the following checklists:
- Active Filipino citizenship
- Age gap of 20-60 years
- Valid government-issued ID
- Regular source of income and,
- Bank account.
Oneclick Cash SEC registration number is CS201953073, and their COA is 1278.
Location: 10F, Rockwell Business Center, South Tower, Sheridan. Brgy. Highway Hills, Mandaluyong City
Branches: They also have branches available in Manila, Quezon, Pasiq
Contact: 0917 709 940; 0917 717 6950, [email protected]
FAQ on Lending Companies in Caloocan
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Is private lending legal in Caloocan?
Yes, private lending is legal in Caloocan as long as the lender is registered with the Securities and Exchange Commission (SEC). So, ensure that the lender you are transacting with is authorized and licensed by the SEC to avoid any legal issues.
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How can I get a loan from a lender in Caloocan?
Simply go to the lender’s website of choice, fill out the application form, and wait for approval. Before entering into any loan agreement, it is critical to review the repayment schedule, interest rates, and other fees.
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Can you get a loan for 3 months in Caloocan?
Yes, you can. It depends on the lender and their specific loan options. You will need to research and compare different lenders to find one that offers a 3-month loan plan.
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What is the largest financing company in Caloocan?
Digido is the leading financing company in Caloocan. Their application process is quick and easy, with most approvals being granted within 24 hours. In addition to their loan services, they educate clients to help them make informed decisions about their finances.