Lending Companies in Cabuyao
Let’s check out the lending landscape of Cabuyao together. We found several remarkable companies throughout the Philippines that are waiting to serve you. One of these three can be an ideal lending company if you’re a resident of Cabuyao.
Company | Loan Amount (PHP) | Interest Rate | Loan Term |
---|---|---|---|
Digido | 1,000 – 25,000 | From 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9% per month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2% per month | Up to 180 days |
Cashspace | 1000 – 25,000 | 1.3% per month | 2 – 4 months |
Card SME Bank Cabuyao Branch
Card SME Bank is a beacon of hope for micro, small, and medium enterprises. Located at 35 P. Burgos Corner, Paulino St., San Pablo City, Laguna, Philippines, this bank is set up with a mission to fuel local businesses and entrepreneurs. You can contact them via (049) 562-4309.
From microenterprise loans and small to medium enterprise loans, the bank is driven to foster financial growth among its clientele. They have over 300 branches scattered across the city and have given out almost PHP 7 billion in loan money.
You have to be at least 21 years old and have a steady source of income. Also, you need to provide valid IDs and proof of income. The bank stands proudly as an SEC-registered institution.
Laguna Prestige
Located in the Philippines, Laguna Prestige is a well-established financial institution renowned for uplifting and supporting the financial needs of individuals and businesses, especially those in rural areas and low income families.
The SEC-registered bank provides loans for many different areas, including:
- Agricultural: For farmers to buy equipment, funding for farming activities, or expand agricultural projects
- Commercial: So that entrepreneurs can manage cash flow, fund business ventures, buy assets
- Personal: Assisting people with immediate financial needs such as educating their children, renovating their homes, paying for medical emergencies, etc
They have 6 branches in the Philippines. Residents of Cabuyao can find them at:
- JP Rizal St, cor Felix Limcaoco St, Cabuyao, 4025 Laguna, Philippines, +63 49 531 2006
Before you do, make sure that you meet their approval criteria:
- Tax declaration, TIN number, proof of employment, three months payslips, 2 government issued ID
Radiowealth Finance Company (RFC) – Cabuyao Branch
Radiowealth Finance Company (RFC) has been at the forefront of personalized financing solutions and payment options for decades. They’ve been in business for almost 60 years, offering OFW loans ranging from PHP 10,000 to PHP 5 million.
You can pop into any of their 200+ branches, one of them in Laguna, Cabuyao:
- 6572+3VG, JEG Building, National Highway, Parian, Calamba, Laguna, Manila S Rd, Calamba, Laguna, Philippines, +63 49 545 1728
From Personal Loans and Appliance Loans to Business Loans, RFC ensures that there is a loan product for every need. All you need to secure a loan here is to be of legal age, present valid IDs, and proof of income. And, of course, RFC is an SEC-registered company (CS201710636).
Top OFW Lending Companies in Cabuyao
We’re thrilled to introduce you to some of the leading OFW Lending Companies Cabuyao has to offer. Each has remarkable loan products designed to help out Filipino workers. You can learn from our experience and make an informed decision.
Bestloan Credit Corporation
The flexible repayment terms and competitive interest rates of Bestloan will help you manage your finances without feeling financially burdened. This lender has many types of loans:
- OFW, personal, business, salary, car, and housing loans
Applicants get the funds they need in the shortest amount of time, thanks to their hassle-free application process. They have more than 10 branches throughout the Philippines, including:
- 74CF+9CM, Manila S Rd, Cabuyao, Laguna, Philippines, +63 49 832 0832
Established to address the growing demand for affordable credit services, SEC-registered Bestloan (680079) is trusted and reliable. To apply, you need:
- Two months’ payslips, a certificate of employment, 2 government issued ID, and one bill
Global Dominion Financing Incorporated – Cabuyao Branch
Established in 2003, GDFI has a reputation for affordable and easy-to-get loan products. Throughout its 78 branches, this lender offers financial assistance up to PHP 30,000 in the form of many loans, including:
- OFW, business, personal, and auto
While they do help OFWs, they also offer financial services to businesses. Especially those from a low income. Its low eligibility criteria make it a great lender to experience. An ID issued by the government and a bank account is all they need. You can apply online or pop in-store at their SEC-registered Cabuyao branch (CS200305834):
- Address: Banawe de Sta. Rosa Building, Balibago Rd, Balibago, Santa Rosa, Laguna, Philippines, Email: [email protected]
CashMart
Cash Mart has carved out a niche for itself in the competitive lending market. The company offers quick and hassle-free financing solutions for anyone who needs it, including OFWs. Consider Cash Mart if you think you might need these loans:
- Personal, salary, business, car, OFW loans
This SEC-registered company (CS201610084) has been in business for 40 years, despite having only one branch in the Philippines:
- 53 Bayani Rd, Taguig, 1630 Metro Manila, Philippines, +63 28290000
This lender also recognizes the need for convenient loan applications. That’s why they’ve got a user-friendly online application that you can complete in just a few minutes. You can apply for up to PHP 50,000 as long as you meet the following requirements:
- An OFW’s Overseas Employment Certificate, a valid government ID, working contact/visa, one payslip, and OFW’s oversea employment certificate are required.
Lending Companies in Cabuyao With Low Interest
Let’s check out some lending companies that not only provide financial assistance but also strive to make it easier on your pocket. A great solution if you have a low income to begin with. Here are a few that offer loans with low interest rates in the Philippines.
Welcome Bank
With rates starting at 1.39% APR, Welcome Bank offers loans to rural people and individuals with low income. Residents of Cabuyao can apply online or go to their closest branch at:
- Address: Banawe De Sta Rosa Building, 2 F Reyes Road Purok 6, Balibago, Santa Rosa, 4026 Laguna, Philippines
- Phone: +63 49 536 2751
Providing a variety of loan products, this busy bank promotes economic growth and financial stability for citizens in the Philippines. You can borrow between PHP 50,000 and PHP 1 million from their secured and unsecured loans. These come in a few different forms, including:
- Personal, salary, auto, condo, and business loan
They are SEC-registered (CS201406256), and to apply, you need quite a lot of documents. But it’s worth it for their low interest rates. They also ask for these requirements:
- Ages 21 to 65
- A minimum of one year of employment
- An income of at least PHP 25,000 per month is required
CIMB Bank
In digital banking, CIMB Bank is making waves. Established in 2018, they’re slowly becoming the go-to place for banking services as well as loans. With their digital platform and app, you can apply for a loan online and select your payment options without having to visit a branch or fill out paperwork.
They have low interest rates and flexible repayment terms, so you’re in charge of how you borrow money. CIMB has personal loans, as well as revolving lines of credit through their REVI Credit app. Plus, they’re SEC-registered (FS201801260), so you’re in safe hands.
Their main office can be found at:
- Ground Floor ORE Central 9th Avenue corner, 31st Street, Taguig, 1634 Metro Manila, Philippines, +632-8924-2462
To apply, make sure you meet the following requirements:
- 20 – 65
- Valid phone number and physical address
- Monthly income of at least PHP 15,000 per month
Blend PH
Blend is an SEC-registered (CS201908028) online peer-to-peer lending platform that operates solely online. It connects you with lenders who invest in the company, through which you can apply for:
- Loans for personal use, autos, businesses, franchises, salaries, and education
Once you submit an application, Blend looks at your creditworthiness and assigns you an interest rate based on that. Investors can then review your loan request, and if they decide the risk is worth it, they fund your application. You’ll get the money a few days after the loan gets funded.
Their headquarters are at:
- Suite 18 37th Floor Cyberscape Gamma Topaz and Ruby Rd, Ortigas Center, Pasig, 1600, Philippines, +63 2 8293 3628
Before you apply, make sure you meet the following requirements:
- Have a stable job
- A local physical address
- Photo identification issued by the government
FAQ on Lending Companies in Cabuyao
Is private lending legal in Cabuyao?
The good news is that private lending is indeed legal in Cabuyao. Before choosing a lender, though, always make sure to be cautious and well-informed. Borrow from a legitimate and registered lender, as there are predatory lenders who take advantage of unsuspecting borrowers.
How can I get a loan from a lender in Cabuyao?
To get a loan from Cabuyao, pick a lending company and prepare the necessary documents like valid ID and proof of income. Then you can submit your loan application either in person or online.
Can you get a loan for 3 months in Cabuyao?
If you need a short-term financial boost, getting a loan for 3 months at Cabuyao is definitely possible. There are many local and international banks, as well as online lenders, that are more than willing to lend short term. Consider CIMB Bank, Blend PH, and CashMart.
What is the largest financing company in Cabuyao?
The leading contender for the title of the largest financing company in Cabuyao is the Bank of the Philippine Islands (BPI). Among its many financial services, BPI offers loans, investments, insurance, and other financial products to meet the needs of individuals and businesses.